RNST vs. COLB
RNST (Renasant Corporation) and COLB (Columbia Banking System, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, RNST returned 5.84%/yr vs 4.64%/yr for COLB. Their 0.47 correlation means their historical movements had little consistent relationship.
Performance
RNST vs. COLB - Performance Comparison
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Returns By Period
In the year-to-date period, RNST achieves a 25.22% return, which is significantly higher than COLB's 14.68% return. Over the past 10 years, RNST has outperformed COLB with an annualized return of 5.84%, while COLB has yielded a comparatively lower 4.64% annualized return.
RNST
- 1D
- 0.53%
- 1M
- 1.37%
- 6M
- 16.96%
- YTD
- 25.22%
- 1Y
- 25.66%
- 3Y*
- 15.60%
- 5Y*
- 7.19%
- 10Y*
- 5.84%
- ALL TIME*
- 9.75%
COLB
- 1D
- 0.06%
- 1M
- -1.42%
- 6M
- 8.88%
- YTD
- 14.68%
- 1Y
- 41.50%
- 3Y*
- 19.27%
- 5Y*
- 3.04%
- 10Y*
- 4.64%
- ALL TIME*
- 7.67%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $108.68M | $97.05M | $92.21M | |
| $25.20M | $28.13M | $30.32M |
RNST vs. COLB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RNST Renasant Corporation | 25.22% | 0.98% | 9.12% | -7.70% | 1.70% | 15.28% | -1.62% | 20.24% | -24.72% | -1.43% |
COLB Columbia Banking System, Inc. | 14.68% | 9.36% | 8.05% | -5.86% | -4.26% | -6.24% | -8.16% | 15.54% | -14.36% | -0.65% |
Correlation
The correlation between RNST and COLB is 0.75, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.75 |
Correlation (3Y) Balances recent behavior with more history. | 0.76 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.76 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.78 |
Correlation (All Time) Calculated using the full available price history since Jun 16, 1992 | 0.47 |
Over the past year, RNST and COLB have become more correlated (0.75) than their long-term average of 0.47, meaning their price movements have been converging.
Fundamentals
RNST:
$3.98B
COLB:
$8.84B
RNST:
$3.32
COLB:
$2.55
RNST:
13.11
COLB:
12.25
RNST:
2.90
COLB:
2.54
RNST:
1.05
COLB:
1.19
RNST:
$1.42B
COLB:
$3.43B
RNST:
$470.09M
COLB:
$1.83B
RNST:
$513.28M
COLB:
$776.08M
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Return for Risk
RNST vs. COLB — Risk / Return Rank
RNST
COLB
RNST vs. COLB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Renasant Corporation (RNST) and Columbia Banking System, Inc. (COLB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RNST | COLB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.49 | ||
| Sortino ratioReturn per unit of downside risk | -0.59 | ||
| Omega ratioGain probability vs. loss probability | 1.17 | 1.24 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | 1.27 | 2.09 | -0.82 |
| Martin ratioReturn relative to average drawdown | 2.92 | 5.83 | -2.91 |
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Drawdowns
RNST vs. COLB - Drawdown Comparison
The maximum RNST drawdown since its inception was -73.06%, smaller than the maximum COLB drawdown of -85.93%. Use the drawdown chart below to compare losses from any high point for RNST and COLB.
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Drawdown Indicators
| RNST | COLB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -73.06% | -85.93% | +12.87% |
Max Drawdown (1Y)Largest decline over 1 year | -17.19% | -18.38% | +1.19% |
Max Drawdown (3Y)Largest decline over 3 years | -29.28% | -36.43% | +7.15% |
Max Drawdown (5Y)Largest decline over 5 years | -41.15% | -51.72% | +10.57% |
Max Drawdown (10Y)Largest decline over 10 years | -59.84% | -60.80% | +0.96% |
Current DrawdownCurrent decline from peak | -1.54% | -19.04% | +17.50% |
Average DrawdownAverage peak-to-trough decline | -19.17% | -27.51% | +8.34% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.51% | 6.59% | +0.92% |
Volatility
RNST vs. COLB - Volatility Comparison
The current volatility for Renasant Corporation (RNST) is 5.77%, while Columbia Banking System, Inc. (COLB) has a volatility of 7.57%. This indicates that RNST experiences smaller price fluctuations and is considered to be less risky than COLB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RNST | COLB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.77% | 7.57% | -1.80% |
Volatility (6M)Calculated over the trailing 6-month period | 17.55% | 19.02% | -1.47% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.93% | 28.80% | -2.87% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.88% | 37.96% | -7.08% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.70% | 37.88% | -5.18% |
Dividends
RNST vs. COLB - Dividend Comparison
RNST's dividend yield for the trailing twelve months is around 2.11%, less than COLB's 4.70% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
COLB Columbia Banking System, Inc. | 4.70% | 5.19% | 5.33% | 5.17% | 3.98% | 3.48% | 3.12% | 2.75% | 2.76% | 2.03% | 3.42% | 3.57% |
RNST Renasant Corporation | 2.11% | 2.53% | 2.46% | 2.61% | 2.34% | 2.32% | 2.61% | 2.46% | 2.65% | 1.79% | 1.68% | 1.98% |
Financials
RNST vs. COLB - Financials Comparison
This section allows you to compare key financial metrics between Renasant Corporation and Columbia Banking System, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
RNST vs. COLB - Profitability Comparison
RNST - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Renasant Corporation reported a gross profit of -264.35M and revenue of 291.57M. Therefore, the gross margin over that period was -90.7%.
COLB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Columbia Banking System, Inc. reported a gross profit of 0.00 and revenue of 810.00M. Therefore, the gross margin over that period was 0.0%.
RNST - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Renasant Corporation reported an operating income of -110.42M and revenue of 291.57M, resulting in an operating margin of -37.9%.
COLB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Columbia Banking System, Inc. reported an operating income of 0.00 and revenue of 810.00M, resulting in an operating margin of 0.0%.
RNST - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Renasant Corporation reported a net income of 87.09M and revenue of 291.57M, resulting in a net margin of 29.9%.
COLB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Columbia Banking System, Inc. reported a net income of 208.00M and revenue of 810.00M, resulting in a net margin of 25.7%.
Frequently Asked Questions
RNST and COLB have a correlation of 0.75, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
COLB has higher volatility (7.57%) compared to RNST (5.77%). In terms of maximum drawdown, RNST dropped -73.06% vs COLB's -85.93%.
COLB currently has the higher Sharpe Ratio (1.34 vs 0.85), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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