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Renasant Corporation (RNST)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US75970E1073
CUSIP
75970E107
IPO Date
Apr 24, 1992

Highlights

Market Cap
$3.44B
Enterprise Value
$3.98B
EPS (TTM)
$2.44
PE Ratio
14.83
Total Revenue (TTM)
$1.26B
Gross Profit (TTM)
$610.88M
EBITDA (TTM)
$143.07M
Year Range
$26.97 - $42.11
Target Price
$41.00
ROA (TTM)
0.68%
ROE (TTM)
4.67%

Share Price Chart


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Renasant Corporation

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Renasant Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Renasant Corporation (RNST) has returned 3.25% so far this year and 9.15% over the past 12 months. Over the last ten years, RNST has returned 3.40% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


Renasant Corporation

1D
2.21%
1M
-3.41%
YTD
3.25%
6M
-0.81%
1Y
9.15%
3Y*
8.63%
5Y*
-0.23%
10Y*
3.40%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Apr 24, 1992, RNST's average daily return is +0.06%, while the average monthly return is +1.03%. At this rate, your investment would double in approximately 5.6 years.

Historically, 55% of months were positive and 45% were negative. The best month was May 2001 with a return of +37.9%, while the worst month was Jun 2008 at -36.1%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 9 months.

On a daily basis, RNST closed higher 43% of trading days. The best single day was Mar 10, 2009 with a return of +19.6%, while the worst single day was Oct 9, 2008 at -14.8%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20267.07%-0.16%-3.41%3.25%
20258.76%-6.89%-5.67%-5.48%9.29%3.16%1.98%6.80%-5.18%-8.84%5.38%0.00%0.98%
2024-6.09%-0.06%-0.19%-7.22%3.65%2.17%12.61%1.77%-6.52%4.95%10.29%-4.40%9.12%
2023-5.35%1.12%-14.41%-8.04%-7.11%0.80%18.41%-9.99%-5.15%-6.87%11.69%24.45%-7.70%
2022-3.08%-0.73%-7.81%-10.94%3.86%-6.17%15.93%-0.18%-5.55%29.06%0.99%-7.26%1.70%
20215.11%10.96%5.86%1.81%4.96%-9.07%-12.05%-0.23%3.39%3.77%-2.62%4.81%15.28%

Benchmark Metrics

Renasant Corporation has an annualized alpha of 6.14%, beta of 0.90, and R² of 0.22 versus S&P 500 Index. Calculated based on daily prices since April 27, 1992.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (74.69%) than losses (69.16%) — typical of diversified or defensive assets.
  • R² of 0.22 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
6.14%
Beta
0.90
0.22
Upside Capture
74.69%
Downside Capture
69.16%

Return for Risk

Risk / Return Rank

RNST ranks 49 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


RNST Risk / Return Rank: 4949
Overall Rank
RNST Sharpe Ratio Rank: 5151
Sharpe Ratio Rank
RNST Sortino Ratio Rank: 4545
Sortino Ratio Rank
RNST Omega Ratio Rank: 4545
Omega Ratio Rank
RNST Calmar Ratio Rank: 5353
Calmar Ratio Rank
RNST Martin Ratio Rank: 5353
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Renasant Corporation (RNST) and compare them to a chosen benchmark (S&P 500 Index).


RNSTBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.29

0.90

-0.61

Sortino ratio

Return per unit of downside risk

0.63

1.39

-0.75

Omega ratio

Gain probability vs. loss probability

1.08

1.21

-0.13

Calmar ratio

Return relative to maximum drawdown

0.52

1.40

-0.88

Martin ratio

Return relative to average drawdown

1.16

6.61

-5.44

Explore RNST risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Renasant Corporation provided a 2.49% dividend yield over the last twelve months, with an annual payout of $0.90 per share. The company has been increasing its dividends for 32 consecutive years, earning it the status of a dividend aristocrat.


1.60%1.80%2.00%2.20%2.40%2.60%$0.00$0.20$0.40$0.60$0.8020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.90$0.89$0.88$0.88$0.88$0.88$0.88$0.87$0.80$0.73$0.71$0.68

Dividend yield

2.49%2.53%2.46%2.61%2.34%2.32%2.61%2.46%2.65%1.79%1.68%1.98%

Monthly Dividends

The table displays the monthly dividend distributions for Renasant Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.23$0.23
2025$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.23$0.89
2024$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.88
2023$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.88
2022$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.88
2021$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.88

Dividend Yield & Payout


Dividend Yield

Renasant Corporation has a dividend yield of 2.49%, which is quite average when compared to the overall market.

Payout Ratio

Renasant Corporation has a payout ratio of 39.05%, which is quite average when compared to the overall market. This suggests that Renasant Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Renasant Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Renasant Corporation was 73.06%, occurring on Mar 5, 2009. Recovery took 1088 trading sessions.

The current Renasant Corporation drawdown is 13.00%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-73.06%Oct 27, 2006591Mar 5, 20091088Jul 1, 20131679
-59.84%Jun 7, 2018451Mar 23, 2020245Mar 12, 2021696
-57.53%Apr 17, 1998736Mar 16, 2001308Jun 12, 20021044
-45.03%Mar 15, 2021545May 11, 2023685Feb 4, 20261230
-21.23%Jun 6, 199488Oct 7, 1994198Jul 21, 1995286

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Renasant Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Renasant Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for RNST, comparing it with other companies in the Banks - Regional industry. Currently, RNST has a P/E ratio of 14.8. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for RNST relative to other companies in the Banks - Regional industry. Currently, RNST has a P/S ratio of 2.1. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for RNST in comparison with other companies in the Banks - Regional industry. Currently, RNST has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items