RNST vs. GS

Last updated Jun 4, 2026

RNST (Renasant Corporation) and GS (The Goldman Sachs Group, Inc.) are both stocks. Both are in the Financial Services sector — RNST in Banks - Regional, GS in Capital Markets. Over the past 10 years, RNST returned 3.94%/yr vs 23.44%/yr for GS. At a 0.45 correlation, their price movements are largely independent.

Performance

RNST vs. GS - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Renasant Corporation (RNST) and The Goldman Sachs Group, Inc. (GS). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, RNST achieves a 12.65% return, which is significantly lower than GS's 19.58% return. Over the past 10 years, RNST has underperformed GS with an annualized return of 3.94%, while GS has yielded a comparatively higher 23.44% annualized return.

RNST

• 1D: -2.47%
• 1M: 0.03%
• YTD: 12.65%
• 6M: 11.20%
• 1Y: 14.53%
• 3Y*: 13.98%
• 5Y*: 0.53%
• 10Y*: 3.94%

GS

• 1D: -2.21%
• 1M: 15.76%
• YTD: 19.58%
• 6M: 25.65%
• 1Y: 75.87%
• 3Y*: 51.11%
• 5Y*: 24.59%
• 10Y*: 23.44%

*Multi-year figures are annualized to reflect compound growth (CAGR)

RNST vs. GS - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
RNST Renasant Corporation	12.65%	0.98%	9.12%	-7.70%	1.70%	15.28%	-1.62%	20.24%	-24.72%	-1.43%
GS The Goldman Sachs Group, Inc.	19.58%	56.64%	52.03%	15.91%	-7.87%	47.61%	17.45%	40.48%	-33.53%	7.73%

Correlation

The correlation between RNST and GS is 0.41, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.41
Correlation (3Y) Calculated over the trailing 3-year period	0.53
Correlation (5Y) Calculated over the trailing 5-year period	0.55
Correlation (10Y) Calculated over the trailing 10-year period	0.59
Correlation (All Time) Calculated using the full available price history since May 5, 1999	0.45

The correlation between RNST and GS shifts across timeframes, from 0.41 (1 year) to 0.59 (10 years), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap RNST : $3.71B GS : $320.63B
EPS RNST : $2.40 GS : $57.41
PE Ratio RNST : 16.42 GS : 18.13
PS Ratio RNST : 2.62 GS : 2.96
PB Ratio RNST : 0.96 GS : 2.61
Total Revenue (TTM) RNST : $1.43B GS : $110.77B
Gross Profit (TTM) RNST : $614.94M GS : $61.53B
EBITDA (TTM) RNST : $182.62M GS : $24.94B

Return for Risk

RNST vs. GS — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RNST

RNST Risk / Return Rank: 56
RNST Sharpe Ratio Rank: 59
RNST Sortino Ratio Rank: 53
RNST Omega Ratio Rank: 51
RNST Calmar Ratio Rank: 59
RNST Martin Ratio Rank: 59

GS

GS Risk / Return Rank: 90
GS Sharpe Ratio Rank: 93
GS Sortino Ratio Rank: 91
GS Omega Ratio Rank: 90
GS Calmar Ratio Rank: 87
GS Martin Ratio Rank: 91

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RNST vs. GS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Renasant Corporation (RNST) and The Goldman Sachs Group, Inc. (GS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	RNST	GS	Difference
Sharpe ratio Return per unit of total volatility	0.55	2.80	-2.25
Sortino ratio Return per unit of downside risk	0.95	3.42	-2.47
Omega ratio Gain probability vs. loss probability	1.12	1.45	-0.33
Calmar ratio Return relative to maximum drawdown	0.85	3.93	-3.08
Martin ratio Return relative to average drawdown	1.88	13.17	-11.28
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

RNST vs. GS - Sharpe Ratio Comparison

The current RNST Sharpe Ratio is 0.55, which is lower than the GS Sharpe Ratio of 2.80. The chart below compares the historical Sharpe Ratios of RNST and GS, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	RNST	GS	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.55	2.80	-2.25
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.02	0.89	-0.87
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.12	0.79	-0.67
Sharpe Ratio (All Time) Calculated using the full available price history	0.26	0.33	-0.07

Drawdowns

RNST vs. GS - Drawdown Comparison

The maximum RNST drawdown since its inception was -73.06%, smaller than the maximum GS drawdown of -78.84%. Use the drawdown chart below to compare losses from any high point for RNST and GS.

Drawdown Indicators

	RNST	GS	Difference
Max Drawdown Largest peak-to-trough decline	-73.06%	-78.84%	+5.78%
Max Drawdown (1Y) Largest decline over 1 year	-17.19%	-19.42%	+2.23%
Max Drawdown (3Y) Largest decline over 3 years	-29.28%	-30.90%	+1.62%
Max Drawdown (5Y) Largest decline over 5 years	-42.73%	-32.84%	-9.89%
Max Drawdown (10Y) Largest decline over 10 years	-59.84%	-48.75%	-11.09%
Current Drawdown Current decline from peak	-5.08%	-2.21%	-2.87%
Average Drawdown Average peak-to-trough decline	-19.26%	-22.63%	+3.37%
Ulcer Index Depth and duration of drawdowns from previous peaks	7.74%	5.78%	+1.96%

Volatility

RNST vs. GS - Volatility Comparison

The current volatility for Renasant Corporation (RNST) is 6.99%, while The Goldman Sachs Group, Inc. (GS) has a volatility of 8.10%. This indicates that RNST experiences smaller price fluctuations and is considered to be less risky than GS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	RNST	GS	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.99%	8.10%	-1.11%
Volatility (6M) Calculated over the trailing 6-month period	18.23%	22.06%	-3.83%
Volatility (1Y) Calculated over the trailing 1-year period	26.73%	27.25%	-0.52%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	31.25%	27.86%	+3.39%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	32.83%	29.76%	+3.07%

Dividends

RNST vs. GS - Dividend Comparison

RNST's dividend yield for the trailing twelve months is around 2.28%, more than GS's 1.63% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
GS The Goldman Sachs Group, Inc.	1.63%	1.59%	2.01%	2.72%	2.62%	1.70%	1.90%	1.80%	1.89%	1.14%	1.09%	1.41%
RNST Renasant Corporation	2.28%	2.53%	2.46%	2.61%	2.34%	2.32%	2.61%	2.46%	2.65%	1.79%	1.68%	1.98%

Financials

RNST vs. GS - Profitability Comparison

The chart below illustrates the profitability comparison between Renasant Corporation and The Goldman Sachs Group, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

RNST - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Renasant Corporation reported a gross profit of 0.00 and revenue of 338.12M. Therefore, the gross margin over that period was 0.0%.

GS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, The Goldman Sachs Group, Inc. reported a gross profit of 16.91B and revenue of 17.23B. Therefore, the gross margin over that period was 98.2%.

RNST - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Renasant Corporation reported an operating income of 0.00 and revenue of 338.12M, resulting in an operating margin of 0.0%.

GS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, The Goldman Sachs Group, Inc. reported an operating income of 6.49B and revenue of 17.23B, resulting in an operating margin of 37.7%.

RNST - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Renasant Corporation reported a net income of 88.23M and revenue of 338.12M, resulting in a net margin of 26.1%.

GS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, The Goldman Sachs Group, Inc. reported a net income of 5.63B and revenue of 17.23B, resulting in a net margin of 32.7%.

Frequently Asked Questions

Can I hold both RNST and GS in my portfolio?

RNST and GS have a correlation of 0.41, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, RNST or GS?

GS has higher volatility (8.10%) compared to RNST (6.99%). In terms of maximum drawdown, RNST dropped -73.06% vs GS's -78.84%.

Which has better risk-adjusted returns?

GS currently has the higher Sharpe Ratio (2.80 vs 0.55), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.