PRU vs. LAC

Last updated Jun 13, 2026

PRU (Prudential Financial, Inc.) and LAC (Lithium Americas Corp.) are both stocks. PRU operates in Insurance - Life (Financial Services), while LAC operates in Other Industrial Metals & Mining (Basic Materials). Over the past year, PRU returned 11.09% vs 71.70% for LAC. At a 0.20 correlation, their price movements are largely independent.

Performance

PRU vs. LAC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Prudential Financial, Inc. (PRU) and Lithium Americas Corp. (LAC). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, PRU achieves a -1.25% return, which is significantly lower than LAC's 4.36% return.

PRU

• 1D: 1.87%
• 1M: 7.90%
• YTD: -1.25%
• 6M: -4.69%
• 1Y: 11.09%
• 3Y*: 13.33%
• 5Y*: 5.57%
• 10Y*: 9.04%

LAC

• 1D: 3.17%
• 1M: -9.18%
• YTD: 4.36%
• 6M: -11.13%
• 1Y: 71.70%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

PRU vs. LAC - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023
PRU Prudential Financial, Inc.	-1.25%	0.18%	19.46%	10.74%
LAC Lithium Americas Corp.	4.36%	46.80%	-53.59%	-27.19%

Correlation

The correlation between PRU and LAC is 0.15, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.15
Correlation (All Time) Calculated using the full available price history since Oct 2, 2023	0.20

Fundamentals

Market Cap PRU : $37.91B LAC : $1.61B
EPS PRU : $9.85 LAC : -$0.28
Total Revenue (TTM) PRU : $47.43B LAC : $0.00
Gross Profit (TTM) PRU : $14.72B LAC : -$580.22K
EBITDA (TTM) PRU : $4.02B LAC : -$52.10M

Return for Risk

PRU vs. LAC — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PRU

PRU Risk / Return Rank: 52
PRU Sharpe Ratio Rank: 57
PRU Sortino Ratio Rank: 48
PRU Omega Ratio Rank: 49
PRU Calmar Ratio Rank: 53
PRU Martin Ratio Rank: 54

LAC

LAC Risk / Return Rank: 69
LAC Sharpe Ratio Rank: 62
LAC Sortino Ratio Rank: 80
LAC Omega Ratio Rank: 76
LAC Calmar Ratio Rank: 66
LAC Martin Ratio Rank: 61

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PRU vs. LAC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Prudential Financial, Inc. (PRU) and Lithium Americas Corp. (LAC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	PRU	LAC	Difference
Sharpe ratio: Return per unit of total volatility	0.40	0.56	-0.15
Sortino ratio: Return per unit of downside risk	0.66	2.21	-1.55
Omega ratio: Gain probability vs. loss probability	1.09	1.25	-0.16
Calmar ratio: Return relative to maximum drawdown	0.42	1.16	-0.74
Martin ratio: Return relative to average drawdown	0.92	1.77	-0.85

PRU vs. LAC - Sharpe Ratio Comparison

The current PRU Sharpe Ratio is 0.40, which is comparable to the LAC Sharpe Ratio of 0.56. The chart below compares the historical Sharpe Ratios of PRU and LAC, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

PRU vs. LAC - Drawdown Comparison

The maximum PRU drawdown since its inception was -88.53%, which is greater than LAC's maximum drawdown of -81.83%. Use the drawdown chart below to compare losses from any high point for PRU and LAC.

Drawdown Indicators

	PRU	LAC	Difference
Max Drawdown Largest peak-to-trough decline	-88.53%	-81.83%	-6.70%
Max Drawdown (1Y) Largest decline over 1 year	-21.46%	-63.08%	+41.62%
Max Drawdown (3Y) Largest decline over 3 years	-25.66%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-33.11%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-65.89%	—	—
Current Drawdown Current decline from peak	-9.47%	-61.18%	+51.71%
Average Drawdown Average peak-to-trough decline	-18.31%	-63.13%	+44.82%
Ulcer Index Depth and duration of drawdowns from previous peaks	9.90%	41.47%	-31.57%

Volatility

PRU vs. LAC - Volatility Comparison

The current volatility for Prudential Financial, Inc. (PRU) is 6.05%, while Lithium Americas Corp. (LAC) has a volatility of 22.78%. This indicates that PRU experiences smaller price fluctuations and is considered to be less risky than LAC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PRU	LAC	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.05%	22.78%	-16.73%
Volatility (6M) Calculated over the trailing 6-month period	17.48%	53.55%	-36.07%
Volatility (1Y) Calculated over the trailing 1-year period	22.66%	132.17%	-109.51%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	25.83%	101.55%	-75.72%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	31.83%	101.55%	-69.72%

Dividends

PRU vs. LAC - Dividend Comparison

PRU's dividend yield for the trailing twelve months is around 5.07%, while LAC has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
LAC Lithium Americas Corp.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
PRU Prudential Financial, Inc.	5.07%	4.78%	4.39%	4.82%	4.83%	4.25%	5.64%	4.27%	4.41%	2.61%	2.69%	3.00%

Financials

Frequently Asked Questions

Can I hold both PRU and LAC in my portfolio?

PRU and LAC have a correlation of 0.15, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, PRU or LAC?

LAC has higher volatility (22.78%) compared to PRU (6.05%). In terms of maximum drawdown, PRU dropped -88.53% vs LAC's -81.83%.

Which has better risk-adjusted returns?

LAC currently has the higher Sharpe Ratio (0.56 vs 0.40), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.