FNDC vs. QINT

Last updated Jun 24, 2026

FNDC (Schwab Fundamental International Small Co. Index ETF) and QINT (American Century Quality Diversified International ETF) are both exchange-traded funds - FNDC is a Foreign Small & Mid Cap Equities fund tracking the Russell RAFI Small Company Developed x US, while QINT is a Foreign Large Cap Equities fund tracking the Alpha Vee American Century Diversified International Equity Index. Both are passively managed. Over the past 5 years, FNDC returned 7.13%/yr vs 8.94%/yr for QINT. Their correlation of 0.93 suggests significant overlap in exposure. Both charge a 0.39% expense ratio.

Performance

FNDC vs. QINT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Schwab Fundamental International Small Co. Index ETF (FNDC) and American Century Quality Diversified International ETF (QINT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

The year-to-date returns for both stocks are quite close, with FNDC having a 8.64% return and QINT slightly lower at 8.57%.

FNDC

• 1D: -2.22%
• 1M: -2.87%
• YTD: 8.64%
• 6M: 8.23%
• 1Y: 22.78%
• 3Y*: 17.82%
• 5Y*: 7.13%
• 10Y*: 9.07%

QINT

• 1D: -1.85%
• 1M: -0.16%
• YTD: 8.57%
• 6M: 8.11%
• 1Y: 25.26%
• 3Y*: 20.37%
• 5Y*: 8.94%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

FNDC vs. QINT - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018
FNDC Schwab Fundamental International Small Co. Index ETF	8.64%	35.65%	1.38%	14.92%	-14.71%	10.26%	6.58%	20.58%	-13.39%
QINT American Century Quality Diversified International ETF	8.57%	38.12%	6.53%	20.36%	-19.75%	9.29%	17.95%	23.46%	-14.13%

Correlation

The correlation between FNDC and QINT is 0.91, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.91
Correlation (3Y) Calculated over the trailing 3-year period	0.92
Correlation (5Y) Calculated over the trailing 5-year period	0.94
Correlation (All Time) Calculated using the full available price history since Sep 12, 2018	0.93

The correlation between FNDC and QINT has been stable across timeframes, ranging from 0.91 to 0.94 - a consistent structural relationship.

FNDC vs. QINT - Sectors Allocation Comparison

Sectors	FNDC	QINT
Industrials	25.3%	18.9%
Consumer Cyclical	12.9%	13.6%
Financial Services	11.4%	19.7%
Basic Materials	11.3%	9.7%
Technology	10.1%	10.0%
Real Estate	6.6%	0.9%
Consumer Defensive	6.1%	5.6%
Healthcare	4.8%	9.9%
Communication Services	4.7%	4.5%
Energy	4.1%	5.8%
Utilities	2.6%	1.5%

Return for Risk

FNDC vs. QINT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FNDC

FNDC Risk / Return Rank: 45
FNDC Sharpe Ratio Rank: 46
FNDC Sortino Ratio Rank: 45
FNDC Omega Ratio Rank: 46
FNDC Calmar Ratio Rank: 42
FNDC Martin Ratio Rank: 47

QINT

QINT Risk / Return Rank: 51
QINT Sharpe Ratio Rank: 51
QINT Sortino Ratio Rank: 52
QINT Omega Ratio Rank: 51
QINT Calmar Ratio Rank: 48
QINT Martin Ratio Rank: 55

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FNDC vs. QINT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Schwab Fundamental International Small Co. Index ETF (FNDC) and American Century Quality Diversified International ETF (QINT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	FNDC	QINT	Difference
Sharpe ratio: Return per unit of total volatility	1.53	1.65	-0.11
Sortino ratio: Return per unit of downside risk	2.18	2.35	-0.18
Omega ratio: Gain probability vs. loss probability	1.28	1.30	-0.02
Calmar ratio: Return relative to maximum drawdown	2.04	2.22	-0.18
Martin ratio: Return relative to average drawdown	7.47	8.95	-1.48

FNDC vs. QINT - Sharpe Ratio Comparison

The current FNDC Sharpe Ratio is 1.53, which is comparable to the QINT Sharpe Ratio of 1.65. The chart below compares the historical Sharpe Ratios of FNDC and QINT, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

FNDC vs. QINT - Drawdown Comparison

The maximum FNDC drawdown since its inception was -43.22%, which is greater than QINT's maximum drawdown of -33.86%. Use the drawdown chart below to compare losses from any high point for FNDC and QINT.

Drawdown Indicators

	FNDC	QINT	Difference
Max Drawdown Largest peak-to-trough decline	-43.22%	-33.86%	-9.36%
Max Drawdown (1Y) Largest decline over 1 year	-11.20%	-11.41%	+0.21%
Max Drawdown (3Y) Largest decline over 3 years	-12.98%	-13.56%	+0.58%
Max Drawdown (5Y) Largest decline over 5 years	-32.13%	-33.86%	+1.73%
Max Drawdown (10Y) Largest decline over 10 years	-43.22%	—	—
Current Drawdown Current decline from peak	-4.48%	-2.47%	-2.01%
Average Drawdown Average peak-to-trough decline	-8.42%	-7.50%	-0.92%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.06%	2.83%	+0.23%

Volatility

FNDC vs. QINT - Volatility Comparison

Schwab Fundamental International Small Co. Index ETF (FNDC) has a higher volatility of 5.54% compared to American Century Quality Diversified International ETF (QINT) at 5.26%. This indicates that FNDC's price experiences larger fluctuations and is considered to be riskier than QINT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	FNDC	QINT	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.54%	5.26%	+0.28%
Volatility (6M) Calculated over the trailing 6-month period	12.73%	13.09%	-0.36%
Volatility (1Y) Calculated over the trailing 1-year period	14.96%	15.42%	-0.46%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.09%	16.33%	-0.24%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.69%	18.08%	-1.39%

FNDC vs. QINT - Expense Ratio Comparison

Both FNDC and QINT have an expense ratio of 0.39%.

Dividends

FNDC vs. QINT - Dividend Comparison

FNDC's dividend yield for the trailing twelve months is around 3.55%, less than QINT's 3.81% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
FNDC Schwab Fundamental International Small Co. Index ETF	3.55%	3.86%	3.59%	2.86%	1.98%	2.58%	1.77%	2.71%	2.68%	1.94%	1.95%	1.30%
QINT American Century Quality Diversified International ETF	2.50%	2.66%	3.49%	3.12%	3.56%	2.30%	1.61%	1.83%	0.42%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both FNDC and QINT in my portfolio?

With a correlation of 0.91, FNDC and QINT move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, FNDC or QINT?

FNDC has higher volatility (5.54%) compared to QINT (5.26%). In terms of maximum drawdown, FNDC dropped -43.22% vs QINT's -33.86%.

Which ETF is better, FNDC or QINT?

On 5-year performance, QINT leads with 8.94% vs 7.13% for FNDC. Both ETFs have the same 0.39% expense ratio. On volatility, QINT has been the lower-risk option at 5.26%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, FNDC or QINT?

Over the 5-year period, QINT has performed better with a 8.94% return vs 7.13%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, FNDC or QINT?

FNDC and QINT have the same expense ratio: 0.39% per year.

Which ETF pays a higher dividend yield, FNDC or QINT?

QINT has the higher dividend yield at 3.81%, compared with 3.55% for FNDC.

What is the main difference between FNDC and QINT?

FNDC is categorized as Foreign Small & Mid Cap Equities, while QINT is Foreign Large Cap Equities. FNDC tracks Russell RAFI Small Company Developed x US, while QINT tracks Alpha Vee American Century Diversified International Equity Index. They also come from different issuers: Charles Schwab and American Century.

Which has better risk-adjusted returns?

QINT currently has the higher Sharpe Ratio (1.65 vs 1.53), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.