FNDA vs. SCHH
FNDA (Schwab Fundamental U.S. Small Company ETF) and SCHH (Schwab US REIT ETF) are both exchange-traded funds - FNDA is a Small Cap Blend Equities fund tracking the RAFI Fundamental High Liquidity U.S. Small Index, while SCHH is a REIT fund tracking the Dow Jones Equity All REIT Capped Index. Both are passively managed. Over the past 10 years, FNDA returned 10.83%/yr vs 3.75%/yr for SCHH. A 0.59 correlation means they provide meaningful diversification when combined. FNDA charges 0.25%/yr vs 0.07%/yr for SCHH.
Performance
FNDA vs. SCHH - Performance Comparison
Loading charts...
Returns By Period
The year-to-date returns for both stocks are quite close, with FNDA having a 19.19% return and SCHH slightly lower at 18.75%. Over the past 10 years, FNDA has outperformed SCHH with an annualized return of 10.83%, while SCHH has yielded a comparatively lower 3.75% annualized return.
FNDA
- 1D
- -0.69%
- 1M
- 1.37%
- 6M
- 10.86%
- YTD
- 19.19%
- 1Y
- 28.58%
- 3Y*
- 14.05%
- 5Y*
- 8.71%
- 10Y*
- 10.83%
- ALL TIME*
- 10.42%
SCHH
- 1D
- -0.45%
- 1M
- 5.53%
- 6M
- 13.48%
- YTD
- 18.75%
- 1Y
- 18.40%
- 3Y*
- 10.21%
- 5Y*
- 3.48%
- 10Y*
- 3.75%
- ALL TIME*
- 7.23%
FNDA vs. SCHH - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FNDA Schwab Fundamental U.S. Small Company ETF | 19.19% | 7.44% | 9.00% | 20.29% | -14.83% | 31.12% | 8.44% | 24.34% | -12.12% | 12.68% |
SCHH Schwab US REIT ETF | 18.75% | 2.20% | 4.99% | 11.18% | -24.99% | 41.07% | -14.81% | 22.85% | -4.26% | 3.68% |
Correlation
The correlation between FNDA and SCHH is 0.49, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.49 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.61 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.66 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.60 |
Correlation (All Time) Calculated using the full available price history since Aug 15, 2013 | 0.59 |
The correlation between FNDA and SCHH shifts across timeframes, from 0.49 (1 year) to 0.66 (5 years), reflecting how their relationship changes across market environments.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
FNDA vs. SCHH — Risk / Return Rank
FNDA
SCHH
FNDA vs. SCHH - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Fundamental U.S. Small Company ETF (FNDA) and Schwab US REIT ETF (SCHH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FNDA | SCHH | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.37 | ||
| Sortino ratioReturn per unit of downside risk | +0.62 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.23 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 3.07 | 2.23 | +0.84 |
| Martin ratioReturn relative to average drawdown | 9.90 | 7.01 | +2.89 |
Loading charts...
Drawdowns
FNDA vs. SCHH - Drawdown Comparison
The maximum FNDA drawdown since its inception was -44.64%, roughly equal to the maximum SCHH drawdown of -44.22%. Use the drawdown chart below to compare losses from any high point for FNDA and SCHH.
Loading charts...
Drawdown Indicators
| FNDA | SCHH | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -44.64% | -44.22% | -0.42% |
Max Drawdown (1Y)Largest decline over 1 year | -9.36% | -8.28% | -1.08% |
Max Drawdown (3Y)Largest decline over 3 years | -25.92% | -17.76% | -8.16% |
Max Drawdown (5Y)Largest decline over 5 years | -25.92% | -33.28% | +7.36% |
Max Drawdown (10Y)Largest decline over 10 years | -44.64% | -44.22% | -0.42% |
Current DrawdownCurrent decline from peak | -1.76% | -0.45% | -1.31% |
Average DrawdownAverage peak-to-trough decline | -6.64% | -9.38% | +2.74% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.90% | 2.63% | +0.27% |
Volatility
FNDA vs. SCHH - Volatility Comparison
The current volatility for Schwab Fundamental U.S. Small Company ETF (FNDA) is 3.51%, while Schwab US REIT ETF (SCHH) has a volatility of 4.58%. This indicates that FNDA experiences smaller price fluctuations and is considered to be less risky than SCHH based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| FNDA | SCHH | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.51% | 4.58% | -1.07% |
Volatility (6M)Calculated over the trailing 6-month period | 12.09% | 11.04% | +1.05% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.10% | 14.09% | +3.01% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.74% | 18.77% | +1.97% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.32% | 21.03% | +1.29% |
FNDA vs. SCHH - Expense Ratio Comparison
FNDA has a 0.25% expense ratio, which is higher than SCHH's 0.07% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
FNDA vs. SCHH - Dividend Comparison
FNDA's dividend yield for the trailing twelve months is around 1.11%, less than SCHH's 2.70% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FNDA Schwab Fundamental U.S. Small Company ETF | 1.11% | 1.22% | 1.53% | 1.37% | 1.38% | 1.15% | 1.31% | 1.38% | 1.64% | 1.30% | 1.18% | 1.33% |
SCHH Schwab US REIT ETF | 2.70% | 3.04% | 3.22% | 3.24% | 2.55% | 1.50% | 2.86% | 2.86% | 3.64% | 2.22% | 2.81% | 2.48% |
Frequently Asked Questions
FNDA and SCHH have a correlation of 0.49, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SCHH has higher volatility (4.58%) compared to FNDA (3.51%). In terms of maximum drawdown, FNDA dropped -44.64% vs SCHH's -44.22%.
On 10-year performance, FNDA leads with 10.83% vs 3.75% for SCHH. On fees, SCHH is cheaper at 0.07% per year. On volatility, FNDA has been the lower-risk option at 3.51%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 10-year period, FNDA has performed better with a 10.83% return vs 3.75%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
SCHH is cheaper with a 0.07% expense ratio, compared with 0.25% for FNDA.
SCHH has the higher dividend yield at 2.70%, compared with 1.11% for FNDA.
FNDA is categorized as Small Cap Blend Equities, while SCHH is REIT. FNDA tracks RAFI Fundamental High Liquidity U.S. Small Index, while SCHH tracks Dow Jones Equity All REIT Capped Index. Their fees differ too: 0.25% for FNDA and 0.07% for SCHH.
FNDA currently has the higher Sharpe Ratio (1.68 vs 1.31), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for FNDA and SCHH
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer