FLG vs. WBS
FLG (Flagstar Financial, Inc.) and WBS (Webster Financial Corporation) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, FLG returned -5.88%/yr vs 11.87%/yr for WBS. A 0.51 correlation means they provide meaningful diversification when combined.
Performance
FLG vs. WBS - Performance Comparison
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Returns By Period
In the year-to-date period, FLG achieves a 19.56% return, which is significantly lower than WBS's 22.29% return. Over the past 10 years, FLG has underperformed WBS with an annualized return of -5.88%, while WBS has yielded a comparatively higher 11.87% annualized return.
FLG
- 1D
- 2.59%
- 1M
- 8.60%
- YTD
- 19.56%
- 6M
- 14.38%
- 1Y
- 30.30%
- 3Y*
- -20.47%
- 5Y*
- -11.52%
- 10Y*
- -5.88%
WBS
- 1D
- 0.67%
- 1M
- 6.03%
- YTD
- 22.29%
- 6M
- 18.53%
- 1Y
- 50.13%
- 3Y*
- 31.75%
- 5Y*
- 10.23%
- 10Y*
- 11.87%
FLG vs. WBS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FLG Flagstar Financial, Inc. | 19.56% | 35.39% | -69.13% | 26.87% | -24.54% | 22.67% | -5.82% | 35.38% | -23.24% | -13.88% |
WBS Webster Financial Corporation | 22.29% | 17.31% | 12.48% | 11.48% | -12.51% | 36.63% | -16.87% | 11.54% | -10.38% | 5.51% |
Correlation
The correlation between FLG and WBS is 0.56, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.56 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.56 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.60 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.62 |
Correlation (All Time) Calculated using the full available price history since Nov 23, 1993 | 0.51 |
The correlation between FLG and WBS shifts across timeframes, from 0.51 (all time) to 0.62 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
FLG:
$7.01B
WBS:
$12.17B
FLG:
-$0.13
WBS:
$6.28
FLG:
1.45
WBS:
2.85
FLG:
0.92
WBS:
1.31
FLG:
$4.53B
WBS:
$4.35B
FLG:
$1.90B
WBS:
$2.06B
FLG:
$29.00M
WBS:
$1.07B
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Return for Risk
FLG vs. WBS — Risk / Return Rank
FLG
WBS
FLG vs. WBS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Flagstar Financial, Inc. (FLG) and Webster Financial Corporation (WBS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FLG | WBS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.03 | ||
| Sortino ratioReturn per unit of downside risk | -1.31 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 1.37 | -0.19 |
| Calmar ratioReturn relative to maximum drawdown | 1.74 | 3.59 | -1.85 |
| Martin ratioReturn relative to average drawdown | 4.13 | 10.04 | -5.91 |
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Drawdowns
FLG vs. WBS - Drawdown Comparison
The maximum FLG drawdown since its inception was -80.11%, smaller than the maximum WBS drawdown of -93.72%. Use the drawdown chart below to compare losses from any high point for FLG and WBS.
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Drawdown Indicators
| FLG | WBS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -80.11% | -93.72% | +13.61% |
Max Drawdown (1Y)Largest decline over 1 year | -17.47% | -14.02% | -3.45% |
Max Drawdown (3Y)Largest decline over 3 years | -80.11% | -33.08% | -47.03% |
Max Drawdown (5Y)Largest decline over 5 years | -80.11% | -47.90% | -32.21% |
Max Drawdown (10Y)Largest decline over 10 years | -80.11% | -71.99% | -8.12% |
Current DrawdownCurrent decline from peak | -62.03% | 0.00% | -62.03% |
Average DrawdownAverage peak-to-trough decline | -26.15% | -23.66% | -2.49% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.40% | 5.01% | +2.39% |
Volatility
FLG vs. WBS - Volatility Comparison
Flagstar Financial, Inc. (FLG) has a higher volatility of 7.17% compared to Webster Financial Corporation (WBS) at 3.74%. This indicates that FLG's price experiences larger fluctuations and is considered to be riskier than WBS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FLG | WBS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.17% | 3.74% | +3.43% |
Volatility (6M)Calculated over the trailing 6-month period | 20.53% | 15.41% | +5.12% |
Volatility (1Y)Calculated over the trailing 1-year period | 31.58% | 25.24% | +6.34% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 53.65% | 36.13% | +17.52% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 43.77% | 39.76% | +4.01% |
Dividends
FLG vs. WBS - Dividend Comparison
FLG's dividend yield for the trailing twelve months is around 0.27%, less than WBS's 2.10% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FLG Flagstar Financial, Inc. | 0.27% | 0.32% | 2.14% | 6.65% | 7.91% | 5.57% | 6.45% | 5.66% | 7.23% | 5.22% | 4.27% | 6.13% |
WBS Webster Financial Corporation | 2.10% | 2.54% | 2.90% | 3.15% | 3.38% | 2.87% | 3.80% | 2.87% | 2.54% | 1.83% | 1.81% | 2.39% |
Financials
FLG vs. WBS - Financials Comparison
This section allows you to compare key financial metrics between Flagstar Financial, Inc. and Webster Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FLG vs. WBS - Profitability Comparison
FLG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Flagstar Financial, Inc. reported a gross profit of 498.00M and revenue of 1.04B. Therefore, the gross margin over that period was 47.9%.
WBS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Webster Financial Corporation reported a gross profit of 0.00 and revenue of 994.28M. Therefore, the gross margin over that period was 0.0%.
FLG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Flagstar Financial, Inc. reported an operating income of 32.00M and revenue of 1.04B, resulting in an operating margin of 3.1%.
WBS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Webster Financial Corporation reported an operating income of 0.00 and revenue of 994.28M, resulting in an operating margin of 0.0%.
FLG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Flagstar Financial, Inc. reported a net income of 21.00M and revenue of 1.04B, resulting in a net margin of 2.0%.
WBS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Webster Financial Corporation reported a net income of 246.23M and revenue of 994.28M, resulting in a net margin of 24.8%.
Frequently Asked Questions
FLG and WBS have a correlation of 0.56, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FLG has higher volatility (7.17%) compared to WBS (3.74%). In terms of maximum drawdown, FLG dropped -80.11% vs WBS's -93.72%.
WBS currently has the higher Sharpe Ratio (2.00 vs 0.97), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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