- ISIN
- US6494454001
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Nov 23, 1993
Highlights
- Market Cap
- $7.01B
- Enterprise Value
- $17.80B
- EPS (TTM)
- -$0.13
- Total Revenue (TTM)
- $4.53B
- Gross Profit (TTM)
- $1.90B
- EBITDA (TTM)
- $29.00M
- Year Range
- $10.38 - $15.37
- Target Price
- $15.58
- ROA (TTM)
- -0.06%
- ROE (TTM)
- -0.69%
Share Price Chart
Loading charts...
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
FLG Performance Chart
Flagstar Financial, Inc. (FLG) is up 19.6% since the beginning of the year. At $15 per share, FLG is trading just below its 52-week high of $15. Investors who bought $1,000 worth of FLG shares 5 years ago would now be looking at an investment worth $542.
Loading charts...
Returns By Period
Flagstar Financial, Inc. (FLG) has returned 19.56% so far this year and 30.30% over the past 12 months. Over the last ten years, FLG has returned -5.88% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Flagstar Financial, Inc.
- 1D
- 2.59%
- 1M
- 8.60%
- YTD
- 19.56%
- 6M
- 14.38%
- 1Y
- 30.30%
- 3Y*
- -20.47%
- 5Y*
- -11.52%
- 10Y*
- -5.88%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
FLG Monthly Returns History
Based on dividend-adjusted daily data since Nov 23, 1993, FLG's average daily return is +0.06%, while the average monthly return is +1.16%. At this rate, an investment would double in approximately 5.0 years.
Historically, 57% of months were positive and 43% were negative. The best month was Apr 1999 with a return of +31.0%, while the worst month was Jan 2024 at -36.8%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 7 months.
On a daily basis, FLG closed higher 49% of trading days. The best single day was Mar 20, 2023 with a return of +31.7%, while the worst single day was Jan 31, 2024 at -37.7%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 5.00% | -4.01% | 3.86% | 6.07% | 0.64% | 6.97% | 19.56% | ||||||
| 2025 | 26.80% | 1.44% | -3.08% | 0.77% | -1.62% | -7.91% | 6.51% | 13.55% | -9.84% | -1.13% | 7.18% | 2.94% | 35.39% |
| 2024 | -36.75% | -25.20% | -32.78% | -17.70% | 24.15% | -1.82% | 8.90% | 3.04% | 3.70% | -9.88% | 18.28% | -21.99% | -69.13% |
| 2023 | 16.16% | -9.64% | 1.80% | 18.25% | -2.08% | 9.34% | 23.40% | -10.34% | -7.65% | -16.40% | 1.00% | 8.71% | 26.87% |
| 2022 | -4.50% | 0.46% | -7.11% | -13.81% | 9.98% | -8.52% | 16.32% | -6.27% | -12.87% | 9.14% | 2.39% | -8.02% | -24.54% |
| 2021 | -0.85% | 18.65% | 3.36% | -5.23% | 1.52% | -7.94% | 6.90% | 7.80% | 2.80% | -3.42% | -2.32% | 1.92% | 22.67% |
Benchmark Metrics
Flagstar Financial, Inc. has an annualized alpha of 6.91%, beta of 0.85, and R2 of 0.20 versus S&P 500 Index. Calculated based on daily prices since November 23, 1993.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (87.92%) than losses (83.89%) - typical of diversified or defensive assets.
- R2 of 0.20 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 6.91%
- Beta
- 0.85
- R²
- 0.20
- Upside Capture
- 87.92%
- Downside Capture
- 83.89%
Return for Risk
Risk / Return Rank
FLG ranks 70 for risk / return — better than 70% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Flagstar Financial, Inc. (FLG) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FLG | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.06 | ||
| Sortino ratioReturn per unit of downside risk | -1.23 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 1.37 | -0.18 |
| Calmar ratioReturn relative to maximum drawdown | 1.74 | 2.78 | -1.04 |
| Martin ratioReturn relative to average drawdown | 4.13 | 12.44 | -8.31 |
Dividends
Dividend History
Flagstar Financial, Inc. provided a 0.27% dividend yield over the last twelve months, with an annual payout of $0.04 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.04 | $0.04 | $0.20 | $2.04 | $2.04 | $2.04 | $2.04 | $2.04 | $2.04 | $2.04 | $2.04 | $3.00 |
Dividend yield | 0.27% | 0.32% | 2.14% | 6.65% | 7.91% | 5.57% | 6.45% | 5.66% | 7.23% | 5.22% | 4.27% | 6.13% |
Monthly Dividends
The table displays the monthly dividend distributions for Flagstar Financial, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 | $0.02 | ||||||
| 2025 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 | $0.04 |
| 2024 | $0.00 | $0.15 | $0.00 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 | $0.20 |
| 2023 | $0.00 | $0.51 | $0.00 | $0.00 | $0.51 | $0.00 | $0.00 | $0.51 | $0.00 | $0.00 | $0.51 | $0.00 | $2.04 |
| 2022 | $0.00 | $0.51 | $0.00 | $0.00 | $0.51 | $0.00 | $0.00 | $0.51 | $0.00 | $0.00 | $0.51 | $0.00 | $2.04 |
| 2021 | $0.00 | $0.51 | $0.00 | $0.00 | $0.51 | $0.00 | $0.00 | $0.51 | $0.00 | $0.00 | $0.51 | $0.00 | $2.04 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading charts...
Worst Drawdowns
The table below displays the maximum drawdowns of the Flagstar Financial, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Flagstar Financial, Inc. was 80.11%, occurring on Apr 30, 2024. The portfolio has not yet recovered.
The current Flagstar Financial, Inc. drawdown is 62.03%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2024 bear market2024 | -80.11%Apr 2024 | 9mo 3d | — | 2y 10moAug 2023 - now |
Financial crisis2007–2009 | -69.93%Mar 2009 | 5y 5d | 6y 2mo | 11y 2moMar 2004 - May 2015 |
2023 bear market2023 | -49.93%Mar 2023 | 1y 4mo | 4mo 16d | 1y 9moOct 2021 - Jul 2023 |
Dot-com crash2000–2002 | -48.60%Mar 2000 | 10mo 19d | 9mo 10d | 1y 7moApr 1999 - Dec 2000 |
Rate-hike selloffLate 2018 | -45.61%Dec 2018 | 3y 1mo | 2y 9mo | 5y 11moOct 2015 - Oct 2021 |
Drawdown Indicators
| FLG | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -80.11% | -56.78% | -23.33% |
Max Drawdown (1Y)Largest decline over 1 year | -17.47% | -9.10% | -8.37% |
Max Drawdown (3Y)Largest decline over 3 years | -80.11% | -18.90% | -61.21% |
Max Drawdown (5Y)Largest decline over 5 years | -80.11% | -25.43% | -54.68% |
Max Drawdown (10Y)Largest decline over 10 years | -80.11% | -33.92% | -46.19% |
Current DrawdownCurrent decline from peak | -62.03% | -1.80% | -60.23% |
Average DrawdownAverage peak-to-trough decline | -26.15% | -10.71% | -15.44% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.40% | 2.03% | +5.37% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading charts...
Financials
Financial Performance
The chart below illustrates the trends in the financial health of Flagstar Financial, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Flagstar Financial, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for FLG relative to other companies in the Banks - Regional industry. Currently, FLG has a P/S ratio of 1.5. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for FLG in comparison with other companies in the Banks - Regional industry. Currently, FLG has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
Build a portfolio with FLG
Add Flagstar Financial, Inc. to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Analyzer with FLG