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ISIN
US6494454001
IPO Date
Nov 23, 1993

Highlights

Market Cap
$7.01B
Enterprise Value
$17.80B
EPS (TTM)
-$0.13
Total Revenue (TTM)
$4.53B
Gross Profit (TTM)
$1.90B
EBITDA (TTM)
$29.00M
Year Range
$10.38 - $15.37
Target Price
$15.58
ROA (TTM)
-0.06%
ROE (TTM)
-0.69%

Share Price Chart


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Performance

FLG Performance Chart

Flagstar Financial, Inc. (FLG) is up 19.6% since the beginning of the year. At $15 per share, FLG is trading just below its 52-week high of $15. Investors who bought $1,000 worth of FLG shares 5 years ago would now be looking at an investment worth $542.


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S&P 500 Index

Returns By Period

Flagstar Financial, Inc. (FLG) has returned 19.56% so far this year and 30.30% over the past 12 months. Over the last ten years, FLG has returned -5.88% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.


Flagstar Financial, Inc.

1D
2.59%
1M
8.60%
YTD
19.56%
6M
14.38%
1Y
30.30%
3Y*
-20.47%
5Y*
-11.52%
10Y*
-5.88%

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

FLG Monthly Returns History

Based on dividend-adjusted daily data since Nov 23, 1993, FLG's average daily return is +0.06%, while the average monthly return is +1.16%. At this rate, an investment would double in approximately 5.0 years.

Historically, 57% of months were positive and 43% were negative. The best month was Apr 1999 with a return of +31.0%, while the worst month was Jan 2024 at -36.8%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 7 months.

On a daily basis, FLG closed higher 49% of trading days. The best single day was Mar 20, 2023 with a return of +31.7%, while the worst single day was Jan 31, 2024 at -37.7%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20265.00%-4.01%3.86%6.07%0.64%6.97%19.56%
202526.80%1.44%-3.08%0.77%-1.62%-7.91%6.51%13.55%-9.84%-1.13%7.18%2.94%35.39%
2024-36.75%-25.20%-32.78%-17.70%24.15%-1.82%8.90%3.04%3.70%-9.88%18.28%-21.99%-69.13%
202316.16%-9.64%1.80%18.25%-2.08%9.34%23.40%-10.34%-7.65%-16.40%1.00%8.71%26.87%
2022-4.50%0.46%-7.11%-13.81%9.98%-8.52%16.32%-6.27%-12.87%9.14%2.39%-8.02%-24.54%
2021-0.85%18.65%3.36%-5.23%1.52%-7.94%6.90%7.80%2.80%-3.42%-2.32%1.92%22.67%

Benchmark Metrics

Flagstar Financial, Inc. has an annualized alpha of 6.91%, beta of 0.85, and R2 of 0.20 versus S&P 500 Index. Calculated based on daily prices since November 23, 1993.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (87.92%) than losses (83.89%) - typical of diversified or defensive assets.
  • R2 of 0.20 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
6.91%
Beta
0.85
0.20
Upside Capture
87.92%
Downside Capture
83.89%

Return for Risk

Risk / Return Rank

FLG ranks 70 for risk / return — better than 70% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


FLG Risk / Return Rank: 7070
Overall Rank
FLG Sharpe Ratio Rank: 7272
Sharpe Ratio Rank
FLG Sortino Ratio Rank: 6767
Sortino Ratio Rank
FLG Omega Ratio Rank: 6565
Omega Ratio Rank
FLG Calmar Ratio Rank: 7373
Calmar Ratio Rank
FLG Martin Ratio Rank: 7373
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Flagstar Financial, Inc. (FLG) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


FLGBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-1.06

Sortino ratioReturn per unit of downside risk

-1.23

Omega ratioGain probability vs. loss probability

1.18

1.37

-0.18

Calmar ratioReturn relative to maximum drawdown

1.74

2.78

-1.04

Martin ratioReturn relative to average drawdown

4.13

12.44

-8.31

Dividends

Dividend History

Flagstar Financial, Inc. provided a 0.27% dividend yield over the last twelve months, with an annual payout of $0.04 per share.


0.00%2.00%4.00%6.00%8.00%$0.00$0.50$1.00$1.50$2.00$2.50$3.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.04$0.04$0.20$2.04$2.04$2.04$2.04$2.04$2.04$2.04$2.04$3.00

Dividend yield

0.27%0.32%2.14%6.65%7.91%5.57%6.45%5.66%7.23%5.22%4.27%6.13%

Monthly Dividends

The table displays the monthly dividend distributions for Flagstar Financial, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.01$0.00$0.00$0.01$0.02
2025$0.00$0.00$0.01$0.00$0.00$0.01$0.00$0.00$0.01$0.00$0.00$0.01$0.04
2024$0.00$0.15$0.00$0.00$0.00$0.03$0.00$0.00$0.01$0.00$0.00$0.01$0.20
2023$0.00$0.51$0.00$0.00$0.51$0.00$0.00$0.51$0.00$0.00$0.51$0.00$2.04
2022$0.00$0.51$0.00$0.00$0.51$0.00$0.00$0.51$0.00$0.00$0.51$0.00$2.04
2021$0.00$0.51$0.00$0.00$0.51$0.00$0.00$0.51$0.00$0.00$0.51$0.00$2.04

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Flagstar Financial, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Flagstar Financial, Inc. was 80.11%, occurring on Apr 30, 2024. The portfolio has not yet recovered.

The current Flagstar Financial, Inc. drawdown is 62.03%.


Related event

Drawdown

Fall

Recovery

Underwater

2024 bear market2024
-80.11%Apr 2024
9mo 3d
2y 10moAug 2023 - now
Financial crisis2007–2009
-69.93%Mar 2009
5y 5d6y 2mo
11y 2moMar 2004 - May 2015
2023 bear market2023
-49.93%Mar 2023
1y 4mo4mo 16d
1y 9moOct 2021 - Jul 2023
Dot-com crash2000–2002
-48.60%Mar 2000
10mo 19d9mo 10d
1y 7moApr 1999 - Dec 2000
Rate-hike selloffLate 2018
-45.61%Dec 2018
3y 1mo2y 9mo
5y 11moOct 2015 - Oct 2021

Drawdown Indicators


FLGBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-80.11%

-56.78%

-23.33%

Max Drawdown (1Y)

Largest decline over 1 year

-17.47%

-9.10%

-8.37%

Max Drawdown (3Y)

Largest decline over 3 years

-80.11%

-18.90%

-61.21%

Max Drawdown (5Y)

Largest decline over 5 years

-80.11%

-25.43%

-54.68%

Max Drawdown (10Y)

Largest decline over 10 years

-80.11%

-33.92%

-46.19%

Current Drawdown

Current decline from peak

-62.03%

-1.80%

-60.23%

Average Drawdown

Average peak-to-trough decline

-26.15%

-10.71%

-15.44%

Ulcer Index

Depth and duration of drawdowns from previous peaks

7.40%

2.03%

+5.37%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Flagstar Financial, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Flagstar Financial, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FLG relative to other companies in the Banks - Regional industry. Currently, FLG has a P/S ratio of 1.5. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FLG in comparison with other companies in the Banks - Regional industry. Currently, FLG has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
Portfolio Analyzer

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