FDIS vs. RBIL
FDIS (Fidelity MSCI Consumer Discretionary Index ETF) and RBIL (F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF) are both exchange-traded funds - FDIS is a Consumer Discretionary Equities fund tracking the MSCI USA IMI Consumer Discretionary 25/50 Index, while RBIL is a Inflation-Protected Bonds fund tracking the Bloomberg US Ultrashort TIPS 1-13 Months Index. Both are passively managed. Over the past year, FDIS returned 8.08% vs 4.07% for RBIL. At a correlation of -0.14, they often move in opposite directions. FDIS charges 0.08%/yr vs 0.17%/yr for RBIL.
Performance
FDIS vs. RBIL - Performance Comparison
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Returns By Period
In the year-to-date period, FDIS achieves a -2.36% return, which is significantly lower than RBIL's 2.32% return.
FDIS
- 1D
- -0.98%
- 1M
- -2.85%
- YTD
- -2.36%
- 6M
- -4.54%
- 1Y
- 8.08%
- 3Y*
- 12.56%
- 5Y*
- 5.16%
- 10Y*
- 13.88%
RBIL
- 1D
- 0.01%
- 1M
- -0.19%
- YTD
- 2.32%
- 6M
- 2.37%
- 1Y
- 4.07%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
FDIS vs. RBIL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
FDIS Fidelity MSCI Consumer Discretionary Index ETF | -2.36% | 9.29% |
RBIL F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF | 2.32% | 2.85% |
Correlation
The correlation between FDIS and RBIL is -0.17, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.17 |
Correlation (All Time) Calculated using the full available price history since Feb 25, 2025 | -0.14 |
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Return for Risk
FDIS vs. RBIL — Risk / Return Rank
FDIS
RBIL
FDIS vs. RBIL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity MSCI Consumer Discretionary Index ETF (FDIS) and F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF (RBIL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FDIS | RBIL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -3.92 | ||
| Sortino ratioReturn per unit of downside risk | -5.95 | ||
| Omega ratioGain probability vs. loss probability | 1.09 | 2.13 | -1.04 |
| Calmar ratioReturn relative to maximum drawdown | 0.52 | 7.82 | -7.30 |
| Martin ratioReturn relative to average drawdown | 1.60 | 42.95 | -41.36 |
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Drawdowns
FDIS vs. RBIL - Drawdown Comparison
The maximum FDIS drawdown since its inception was -39.16%, which is greater than RBIL's maximum drawdown of -0.52%. Use the drawdown chart below to compare losses from any high point for FDIS and RBIL.
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Drawdown Indicators
| FDIS | RBIL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -39.16% | -0.52% | -38.64% |
Max Drawdown (1Y)Largest decline over 1 year | -15.50% | -0.52% | -14.98% |
Max Drawdown (3Y)Largest decline over 3 years | -27.43% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -39.16% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -39.16% | — | — |
Current DrawdownCurrent decline from peak | -6.85% | -0.50% | -6.35% |
Average DrawdownAverage peak-to-trough decline | -7.49% | -0.07% | -7.42% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.07% | 0.10% | +4.97% |
Volatility
FDIS vs. RBIL - Volatility Comparison
Fidelity MSCI Consumer Discretionary Index ETF (FDIS) has a higher volatility of 6.34% compared to F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF (RBIL) at 0.36%. This indicates that FDIS's price experiences larger fluctuations and is considered to be riskier than RBIL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FDIS | RBIL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.34% | 0.36% | +5.98% |
Volatility (6M)Calculated over the trailing 6-month period | 13.82% | 0.85% | +12.97% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.75% | 0.95% | +17.80% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 23.99% | 1.07% | +22.92% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.33% | 1.07% | +21.26% |
FDIS vs. RBIL - Expense Ratio Comparison
FDIS has a 0.08% expense ratio, which is lower than RBIL's 0.17% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
FDIS vs. RBIL - Dividend Comparison
FDIS's dividend yield for the trailing twelve months is around 0.75%, less than RBIL's 4.38% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FDIS Fidelity MSCI Consumer Discretionary Index ETF | 0.75% | 0.75% | 0.69% | 0.78% | 1.00% | 0.58% | 0.59% | 1.14% | 1.29% | 1.00% | 1.62% | 1.25% |
RBIL F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF | 4.38% | 3.65% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
FDIS and RBIL have a correlation of -0.17, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FDIS has higher volatility (6.34%) compared to RBIL (0.36%). In terms of maximum drawdown, FDIS dropped -39.16% vs RBIL's -0.52%.
On 1-year performance, FDIS leads with 8.08% vs 4.07% for RBIL. On fees, FDIS is cheaper at 0.08% per year. On volatility, RBIL has been the lower-risk option at 0.36%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, FDIS has performed better with a 8.08% return vs 4.07%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
FDIS is cheaper with a 0.08% expense ratio, compared with 0.17% for RBIL.
RBIL has the higher dividend yield at 4.38%, compared with 0.75% for FDIS.
FDIS is categorized as Consumer Discretionary Equities, while RBIL is Inflation-Protected Bonds. FDIS tracks MSCI USA IMI Consumer Discretionary 25/50 Index, while RBIL tracks Bloomberg US Ultrashort TIPS 1-13 Months Index. They also come from different issuers: Fidelity and F/m. Their fees differ too: 0.08% for FDIS and 0.17% for RBIL.
RBIL currently has the higher Sharpe Ratio (4.35 vs 0.43), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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