EZPW vs. EAT

Last updated Jun 4, 2026

EZPW (EZCORP, Inc.) and EAT (Brinker International, Inc.) are both stocks. EZPW operates in Credit Services (Financial Services), while EAT operates in Restaurants (Consumer Cyclical). Over the past 10 years, EZPW returned 16.75%/yr vs 13.45%/yr for EAT. At a 0.19 correlation, their price movements are largely independent.

Performance

EZPW vs. EAT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in EZCORP, Inc. (EZPW) and Brinker International, Inc. (EAT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, EZPW achieves a 63.95% return, which is significantly higher than EAT's -2.27% return. Over the past 10 years, EZPW has outperformed EAT with an annualized return of 16.75%, while EAT has yielded a comparatively lower 13.45% annualized return.

EZPW

• 1D: 2.51%
• 1M: -2.36%
• YTD: 63.95%
• 6M: 58.64%
• 1Y: 139.22%
• 3Y*: 55.55%
• 5Y*: 33.75%
• 10Y*: 16.75%

EAT

• 1D: 1.49%
• 1M: 0.06%
• YTD: -2.27%
• 6M: -1.27%
• 1Y: -19.09%
• 3Y*: 52.02%
• 5Y*: 19.93%
• 10Y*: 13.45%

*Multi-year figures are annualized to reflect compound growth (CAGR)

EZPW vs. EAT - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
EZPW EZCORP, Inc.	63.95%	58.92%	39.82%	7.24%	10.58%	53.86%	-29.77%	-11.77%	-36.64%	14.55%
EAT Brinker International, Inc.	-2.27%	8.49%	206.37%	35.32%	-12.79%	-35.32%	36.16%	-0.92%	17.27%	-18.44%

Correlation

The correlation between EZPW and EAT is 0.22, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.22
Correlation (3Y) Calculated over the trailing 3-year period	0.19
Correlation (5Y) Calculated over the trailing 5-year period	0.24
Correlation (10Y) Calculated over the trailing 10-year period	0.23
Correlation (All Time) Calculated using the full available price history since Aug 28, 1991	0.19

Fundamentals

Market Cap EZPW : $2.66B EAT : $6.24B
EPS EZPW : $1.76 EAT : $10.14
PE Ratio EZPW : 18.07 EAT : 13.83
PEG Ratio EZPW : 0.12 EAT : 0.32
PS Ratio EZPW : 1.79 EAT : 1.12
PB Ratio EZPW : 2.37 EAT : 15.37
Total Revenue (TTM) EZPW : $1.48B EAT : $5.73B
Gross Profit (TTM) EZPW : $865.21M EAT : $3.45B
EBITDA (TTM) EZPW : $256.16M EAT : $807.20M

Return for Risk

EZPW vs. EAT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

EZPW

EZPW Risk / Return Rank: 97
EZPW Sharpe Ratio Rank: 98
EZPW Sortino Ratio Rank: 97
EZPW Omega Ratio Rank: 96
EZPW Calmar Ratio Rank: 98
EZPW Martin Ratio Rank: 98

EAT

EAT Risk / Return Rank: 23
EAT Sharpe Ratio Rank: 23
EAT Sortino Ratio Rank: 23
EAT Omega Ratio Rank: 23
EAT Calmar Ratio Rank: 26
EAT Martin Ratio Rank: 23

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

EZPW vs. EAT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for EZCORP, Inc. (EZPW) and Brinker International, Inc. (EAT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	EZPW	EAT	Difference
Sharpe ratio Return per unit of total volatility	4.21	-0.41	+4.62
Sortino ratio Return per unit of downside risk	4.89	-0.34	+5.23
Omega ratio Gain probability vs. loss probability	1.62	0.96	+0.66
Calmar ratio Return relative to maximum drawdown	13.15	-0.43	+13.58
Martin ratio Return relative to average drawdown	35.47	-0.89	+36.36
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

EZPW vs. EAT - Sharpe Ratio Comparison

The current EZPW Sharpe Ratio is 4.21, which is higher than the EAT Sharpe Ratio of -0.41. The chart below compares the historical Sharpe Ratios of EZPW and EAT, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	EZPW	EAT	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	4.21	-0.41	+4.62
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	1.00	0.41	+0.59
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.43	0.25	+0.18
Sharpe Ratio (All Time) Calculated using the full available price history	0.11	0.28	-0.17

Drawdowns

EZPW vs. EAT - Drawdown Comparison

The maximum EZPW drawdown since its inception was -97.28%, which is greater than EAT's maximum drawdown of -88.40%. Use the drawdown chart below to compare losses from any high point for EZPW and EAT.

Drawdown Indicators

	EZPW	EAT	Difference
Max Drawdown Largest peak-to-trough decline	-97.28%	-88.40%	-8.88%
Max Drawdown (1Y) Largest decline over 1 year	-10.65%	-44.41%	+33.76%
Max Drawdown (3Y) Largest decline over 3 years	-20.51%	-45.92%	+25.41%
Max Drawdown (5Y) Largest decline over 5 years	-35.94%	-65.73%	+29.79%
Max Drawdown (10Y) Largest decline over 10 years	-76.59%	-84.94%	+8.35%
Current Drawdown Current decline from peak	-16.36%	-25.84%	+9.48%
Average Drawdown Average peak-to-trough decline	-59.12%	-24.34%	-34.78%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.94%	21.52%	-17.58%

Volatility

EZPW vs. EAT - Volatility Comparison

The current volatility for EZCORP, Inc. (EZPW) is 11.44%, while Brinker International, Inc. (EAT) has a volatility of 16.02%. This indicates that EZPW experiences smaller price fluctuations and is considered to be less risky than EAT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	EZPW	EAT	Difference
Volatility (1M) Calculated over the trailing 1-month period	11.44%	16.02%	-4.58%
Volatility (6M) Calculated over the trailing 6-month period	24.93%	35.41%	-10.48%
Volatility (1Y) Calculated over the trailing 1-year period	33.27%	46.21%	-12.94%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	33.95%	49.06%	-15.11%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	39.25%	55.07%	-15.82%

Dividends

EZPW vs. EAT - Dividend Comparison

Neither EZPW nor EAT has paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
EAT Brinker International, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.67%	3.62%	3.46%	3.71%	2.67%	2.50%
EZPW EZCORP, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials

EZPW vs. EAT - Profitability Comparison

The chart below illustrates the profitability comparison between EZCORP, Inc. and Brinker International, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

EZPW - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, EZCORP, Inc. reported a gross profit of 260.04M and revenue of 446.88M. Therefore, the gross margin over that period was 58.2%.

EAT - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Brinker International, Inc. reported a gross profit of 1.10B and revenue of 1.47B. Therefore, the gross margin over that period was 74.6%.

EZPW - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, EZCORP, Inc. reported an operating income of 67.84M and revenue of 446.88M, resulting in an operating margin of 15.2%.

EAT - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Brinker International, Inc. reported an operating income of 166.60M and revenue of 1.47B, resulting in an operating margin of 11.3%.

EZPW - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, EZCORP, Inc. reported a net income of 49.10M and revenue of 446.88M, resulting in a net margin of 11.0%.

EAT - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Brinker International, Inc. reported a net income of 127.90M and revenue of 1.47B, resulting in a net margin of 8.7%.

Frequently Asked Questions

Can I hold both EZPW and EAT in my portfolio?

EZPW and EAT have a correlation of 0.22, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, EZPW or EAT?

EAT has higher volatility (16.02%) compared to EZPW (11.44%). In terms of maximum drawdown, EZPW dropped -97.28% vs EAT's -88.40%.

Which has better risk-adjusted returns?

EZPW currently has the higher Sharpe Ratio (4.21 vs -0.41), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.