EZPW vs. UNFI
EZPW (EZCORP, Inc.) and UNFI (United Natural Foods, Inc.) are both stocks. EZPW operates in Credit Services (Financial Services), while UNFI operates in Food Distribution (Consumer Defensive). Over the past 10 years, EZPW returned 16.75%/yr vs 3.04%/yr for UNFI. At a 0.22 correlation, their price movements are largely independent.
Performance
EZPW vs. UNFI - Performance Comparison
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Returns By Period
In the year-to-date period, EZPW achieves a 63.95% return, which is significantly higher than UNFI's 54.68% return. Over the past 10 years, EZPW has outperformed UNFI with an annualized return of 16.75%, while UNFI has yielded a comparatively lower 3.04% annualized return.
EZPW
- 1D
- 2.51%
- 1M
- -2.36%
- YTD
- 63.95%
- 6M
- 58.64%
- 1Y
- 139.22%
- 3Y*
- 55.55%
- 5Y*
- 33.75%
- 10Y*
- 16.75%
UNFI
- 1D
- -0.44%
- 1M
- 3.54%
- YTD
- 54.68%
- 6M
- 56.30%
- 1Y
- 80.83%
- 3Y*
- 23.81%
- 5Y*
- 5.79%
- 10Y*
- 3.04%
EZPW vs. UNFI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
EZPW EZCORP, Inc. | 63.95% | 58.92% | 39.82% | 7.24% | 10.58% | 53.86% | -29.77% | -11.77% | -36.64% | 14.55% |
UNFI United Natural Foods, Inc. | 54.68% | 23.29% | 68.27% | -58.07% | -21.13% | 207.33% | 82.31% | -17.28% | -78.51% | 3.25% |
Correlation
The correlation between EZPW and UNFI is 0.23, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.23 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.22 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.28 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.26 |
Correlation (All Time) Calculated using the full available price history since Nov 4, 1996 | 0.22 |
Fundamentals
EZPW:
$2.66B
UNFI:
$3.27B
EZPW:
$1.76
UNFI:
-$1.27
EZPW:
1.79
UNFI:
0.10
EZPW:
2.37
UNFI:
2.11
EZPW:
$1.48B
UNFI:
$31.54B
EZPW:
$865.21M
UNFI:
$4.21B
EZPW:
$256.16M
UNFI:
$264.00M
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Return for Risk
EZPW vs. UNFI — Risk / Return Rank
EZPW
UNFI
EZPW vs. UNFI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for EZCORP, Inc. (EZPW) and United Natural Foods, Inc. (UNFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| EZPW | UNFI | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 4.21 | 1.69 | +2.52 |
Sortino ratioReturn per unit of downside risk | 4.89 | 2.40 | +2.49 |
Omega ratioGain probability vs. loss probability | 1.62 | 1.30 | +0.32 |
Calmar ratioReturn relative to maximum drawdown | 13.15 | 3.01 | +10.14 |
Martin ratioReturn relative to average drawdown | 35.47 | 6.78 | +28.69 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| EZPW | UNFI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 4.21 | 1.69 | +2.52 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 1.00 | 0.11 | +0.89 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.43 | 0.05 | +0.38 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.11 | 0.14 | -0.03 |
Drawdowns
EZPW vs. UNFI - Drawdown Comparison
The maximum EZPW drawdown since its inception was -97.28%, roughly equal to the maximum UNFI drawdown of -93.50%. Use the drawdown chart below to compare losses from any high point for EZPW and UNFI.
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Drawdown Indicators
| EZPW | UNFI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.28% | -93.50% | -3.78% |
Max Drawdown (1Y)Largest decline over 1 year | -10.65% | -27.00% | +16.35% |
Max Drawdown (3Y)Largest decline over 3 years | -20.51% | -68.01% | +47.50% |
Max Drawdown (5Y)Largest decline over 5 years | -35.94% | -84.14% | +48.20% |
Max Drawdown (10Y)Largest decline over 10 years | -76.59% | -89.66% | +13.07% |
Current DrawdownCurrent decline from peak | -16.36% | -37.65% | +21.29% |
Average DrawdownAverage peak-to-trough decline | -59.12% | -37.31% | -21.81% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.94% | 12.47% | -8.53% |
Volatility
EZPW vs. UNFI - Volatility Comparison
EZCORP, Inc. (EZPW) has a higher volatility of 11.44% compared to United Natural Foods, Inc. (UNFI) at 9.06%. This indicates that EZPW's price experiences larger fluctuations and is considered to be riskier than UNFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| EZPW | UNFI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.44% | 9.06% | +2.38% |
Volatility (6M)Calculated over the trailing 6-month period | 24.93% | 29.06% | -4.13% |
Volatility (1Y)Calculated over the trailing 1-year period | 33.27% | 48.91% | -15.64% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 33.95% | 53.24% | -19.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.25% | 61.61% | -22.36% |
Dividends
EZPW vs. UNFI - Dividend Comparison
Neither EZPW nor UNFI has paid dividends to shareholders.
Financials
EZPW vs. UNFI - Financials Comparison
This section allows you to compare key financial metrics between EZCORP, Inc. and United Natural Foods, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
EZPW vs. UNFI - Profitability Comparison
EZPW - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, EZCORP, Inc. reported a gross profit of 260.04M and revenue of 446.88M. Therefore, the gross margin over that period was 58.2%.
UNFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, United Natural Foods, Inc. reported a gross profit of 1.05B and revenue of 7.95B. Therefore, the gross margin over that period was 13.2%.
EZPW - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, EZCORP, Inc. reported an operating income of 67.84M and revenue of 446.88M, resulting in an operating margin of 15.2%.
UNFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, United Natural Foods, Inc. reported an operating income of 57.00M and revenue of 7.95B, resulting in an operating margin of 0.7%.
EZPW - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, EZCORP, Inc. reported a net income of 49.10M and revenue of 446.88M, resulting in a net margin of 11.0%.
UNFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, United Natural Foods, Inc. reported a net income of 20.00M and revenue of 7.95B, resulting in a net margin of 0.3%.
Frequently Asked Questions
EZPW and UNFI have a correlation of 0.23, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
EZPW has higher volatility (11.44%) compared to UNFI (9.06%). In terms of maximum drawdown, EZPW dropped -97.28% vs UNFI's -93.50%.
EZPW currently has the higher Sharpe Ratio (4.21 vs 1.69), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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