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EZPW vs. FCFS
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between EZPW and FCFS is 0.32, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Performance

EZPW vs. FCFS - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in EZCORP, Inc. (EZPW) and FirstCash, Inc. (FCFS). The values are adjusted to include any dividend payments, if applicable.

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Key characteristics

Sharpe Ratio

EZPW:

1.10

FCFS:

0.43

Sortino Ratio

EZPW:

1.83

FCFS:

0.73

Omega Ratio

EZPW:

1.20

FCFS:

1.09

Calmar Ratio

EZPW:

0.42

FCFS:

0.41

Martin Ratio

EZPW:

4.99

FCFS:

1.29

Ulcer Index

EZPW:

6.28%

FCFS:

7.37%

Daily Std Dev

EZPW:

28.17%

FCFS:

24.64%

Max Drawdown

EZPW:

-97.26%

FCFS:

-90.26%

Current Drawdown

EZPW:

-64.67%

FCFS:

-5.36%

Fundamentals

Market Cap

EZPW:

$801.20M

FCFS:

$5.64B

EPS

EZPW:

$1.22

FCFS:

$6.25

PE Ratio

EZPW:

11.00

FCFS:

20.36

PEG Ratio

EZPW:

0.35

FCFS:

2.28

PS Ratio

EZPW:

0.67

FCFS:

1.67

PB Ratio

EZPW:

0.96

FCFS:

2.74

Total Revenue (TTM)

EZPW:

$1.20B

FCFS:

$3.39B

Gross Profit (TTM)

EZPW:

$705.96M

FCFS:

$1.63B

EBITDA (TTM)

EZPW:

$170.86M

FCFS:

$879.03M

Returns By Period

In the year-to-date period, EZPW achieves a 10.07% return, which is significantly lower than FCFS's 24.23% return. Over the past 10 years, EZPW has underperformed FCFS with an annualized return of 5.67%, while FCFS has yielded a comparatively higher 12.20% annualized return.


EZPW

YTD

10.07%

1M

-17.84%

6M

5.08%

1Y

30.71%

3Y*

21.06%

5Y*

21.12%

10Y*

5.67%

FCFS

YTD

24.23%

1M

-4.23%

6M

18.23%

1Y

10.55%

3Y*

21.29%

5Y*

14.54%

10Y*

12.20%

*Annualized

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EZCORP, Inc.

FirstCash, Inc.

Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

EZPW vs. FCFS — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

EZPW
The Risk-Adjusted Performance Rank of EZPW is 8080
Overall Rank
The Sharpe Ratio Rank of EZPW is 8484
Sharpe Ratio Rank
The Sortino Ratio Rank of EZPW is 8282
Sortino Ratio Rank
The Omega Ratio Rank of EZPW is 7676
Omega Ratio Rank
The Calmar Ratio Rank of EZPW is 7070
Calmar Ratio Rank
The Martin Ratio Rank of EZPW is 8686
Martin Ratio Rank

FCFS
The Risk-Adjusted Performance Rank of FCFS is 6363
Overall Rank
The Sharpe Ratio Rank of FCFS is 6666
Sharpe Ratio Rank
The Sortino Ratio Rank of FCFS is 5757
Sortino Ratio Rank
The Omega Ratio Rank of FCFS is 5555
Omega Ratio Rank
The Calmar Ratio Rank of FCFS is 6969
Calmar Ratio Rank
The Martin Ratio Rank of FCFS is 6767
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

EZPW vs. FCFS - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for EZCORP, Inc. (EZPW) and FirstCash, Inc. (FCFS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The current EZPW Sharpe Ratio is 1.10, which is higher than the FCFS Sharpe Ratio of 0.43. The chart below compares the historical Sharpe Ratios of EZPW and FCFS, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

EZPW vs. FCFS - Dividend Comparison

EZPW has not paid dividends to shareholders, while FCFS's dividend yield for the trailing twelve months is around 1.19%.


TTM202420232022202120202019201820172016
EZPW
EZCORP, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
FCFS
FirstCash, Inc.
1.19%1.41%1.25%1.45%1.56%1.54%1.27%1.26%1.14%1.20%

Drawdowns

EZPW vs. FCFS - Drawdown Comparison

The maximum EZPW drawdown since its inception was -97.26%, which is greater than FCFS's maximum drawdown of -90.26%. Use the drawdown chart below to compare losses from any high point for EZPW and FCFS.


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Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

EZPW vs. FCFS - Volatility Comparison

EZCORP, Inc. (EZPW) has a higher volatility of 8.82% compared to FirstCash, Inc. (FCFS) at 4.06%. This indicates that EZPW's price experiences larger fluctuations and is considered to be riskier than FCFS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Financials

EZPW vs. FCFS - Financials Comparison

This section allows you to compare key financial metrics between EZCORP, Inc. and FirstCash, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


200.00M400.00M600.00M800.00M20212022202320242025
306.32M
836.42M
(EZPW) Total Revenue
(FCFS) Total Revenue
Values in USD except per share items

EZPW vs. FCFS - Profitability Comparison

The chart below illustrates the profitability comparison between EZCORP, Inc. and FirstCash, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

45.0%50.0%55.0%60.0%20212022202320242025
58.3%
50.7%
(EZPW) Gross Margin
(FCFS) Gross Margin
EZPW - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, EZCORP, Inc. reported a gross profit of 178.45M and revenue of 306.32M. Therefore, the gross margin over that period was 58.3%.

FCFS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, FirstCash, Inc. reported a gross profit of 424.20M and revenue of 836.42M. Therefore, the gross margin over that period was 50.7%.

EZPW - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, EZCORP, Inc. reported an operating income of 34.25M and revenue of 306.32M, resulting in an operating margin of 11.2%.

FCFS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, FirstCash, Inc. reported an operating income of 135.59M and revenue of 836.42M, resulting in an operating margin of 16.2%.

EZPW - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, EZCORP, Inc. reported a net income of 25.39M and revenue of 306.32M, resulting in a net margin of 8.3%.

FCFS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, FirstCash, Inc. reported a net income of 83.59M and revenue of 836.42M, resulting in a net margin of 10.0%.