EZPW vs. FCFS
EZPW (EZCORP, Inc.) and FCFS (FirstCash, Inc.) are both stocks. Both operate in the Credit Services industry within the Financial Services sector. Over the past 10 years, EZPW returned 16.75%/yr vs 18.83%/yr for FCFS. At a 0.28 correlation, their price movements are largely independent.
Performance
EZPW vs. FCFS - Performance Comparison
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Returns By Period
In the year-to-date period, EZPW achieves a 63.95% return, which is significantly higher than FCFS's 38.75% return. Over the past 10 years, EZPW has underperformed FCFS with an annualized return of 16.75%, while FCFS has yielded a comparatively higher 18.83% annualized return.
EZPW
- 1D
- 2.51%
- 1M
- -2.36%
- YTD
- 63.95%
- 6M
- 58.64%
- 1Y
- 139.22%
- 3Y*
- 55.55%
- 5Y*
- 33.75%
- 10Y*
- 16.75%
FCFS
- 1D
- 5.24%
- 1M
- -0.40%
- YTD
- 38.75%
- 6M
- 36.27%
- 1Y
- 75.73%
- 3Y*
- 31.59%
- 5Y*
- 23.45%
- 10Y*
- 18.83%
EZPW vs. FCFS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
EZPW EZCORP, Inc. | 63.95% | 58.92% | 39.82% | 7.24% | 10.58% | 53.86% | -29.77% | -11.77% | -36.64% | 14.55% |
FCFS FirstCash, Inc. | 38.75% | 55.68% | -3.20% | 26.45% | 18.03% | 8.47% | -11.74% | 12.72% | 8.48% | 45.56% |
Correlation
The correlation between EZPW and FCFS is 0.54, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.54 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.48 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.46 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.44 |
Correlation (All Time) Calculated using the full available price history since Aug 18, 1992 | 0.28 |
Over the past year, EZPW and FCFS have become more correlated (0.54) than their long-term average of 0.28, meaning their price movements have been converging.
Fundamentals
EZPW:
$1.76
FCFS:
$10.56
EZPW:
18.07
FCFS:
20.85
EZPW:
0.12
FCFS:
0.74
EZPW:
1.79
FCFS:
1.91
EZPW:
$1.48B
FCFS:
$3.88B
EZPW:
$865.21M
FCFS:
$2.47B
EZPW:
$256.16M
FCFS:
$957.95M
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Return for Risk
EZPW vs. FCFS — Risk / Return Rank
EZPW
FCFS
EZPW vs. FCFS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for EZCORP, Inc. (EZPW) and FirstCash, Inc. (FCFS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| EZPW | FCFS | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 4.21 | 2.67 | +1.54 |
Sortino ratioReturn per unit of downside risk | 4.89 | 3.23 | +1.66 |
Omega ratioGain probability vs. loss probability | 1.62 | 1.45 | +0.17 |
Calmar ratioReturn relative to maximum drawdown | 13.15 | 5.97 | +7.18 |
Martin ratioReturn relative to average drawdown | 35.47 | 25.71 | +9.76 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| EZPW | FCFS | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 4.21 | 2.67 | +1.54 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 1.00 | 0.80 | +0.20 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.43 | 0.62 | -0.19 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.11 | 0.34 | -0.23 |
Drawdowns
EZPW vs. FCFS - Drawdown Comparison
The maximum EZPW drawdown since its inception was -97.28%, which is greater than FCFS's maximum drawdown of -90.26%. Use the drawdown chart below to compare losses from any high point for EZPW and FCFS.
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Drawdown Indicators
| EZPW | FCFS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.28% | -90.26% | -7.02% |
Max Drawdown (1Y)Largest decline over 1 year | -10.65% | -12.75% | +2.10% |
Max Drawdown (3Y)Largest decline over 3 years | -20.51% | -23.38% | +2.87% |
Max Drawdown (5Y)Largest decline over 5 years | -35.94% | -35.70% | -0.24% |
Max Drawdown (10Y)Largest decline over 10 years | -76.59% | -50.16% | -26.43% |
Current DrawdownCurrent decline from peak | -16.36% | -5.31% | -11.05% |
Average DrawdownAverage peak-to-trough decline | -59.12% | -24.26% | -34.86% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.94% | 2.96% | +0.98% |
Volatility
EZPW vs. FCFS - Volatility Comparison
EZCORP, Inc. (EZPW) has a higher volatility of 11.44% compared to FirstCash, Inc. (FCFS) at 9.13%. This indicates that EZPW's price experiences larger fluctuations and is considered to be riskier than FCFS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| EZPW | FCFS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.44% | 9.13% | +2.31% |
Volatility (6M)Calculated over the trailing 6-month period | 24.93% | 19.07% | +5.86% |
Volatility (1Y)Calculated over the trailing 1-year period | 33.27% | 28.56% | +4.71% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 33.95% | 29.36% | +4.59% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.25% | 30.53% | +8.72% |
Dividends
EZPW vs. FCFS - Dividend Comparison
EZPW has not paid dividends to shareholders, while FCFS's dividend yield for the trailing twelve months is around 0.76%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
EZPW EZCORP, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FCFS FirstCash, Inc. | 0.76% | 1.00% | 1.41% | 1.25% | 1.45% | 1.56% | 1.54% | 1.27% | 1.26% | 1.14% | 1.20% |
Financials
EZPW vs. FCFS - Financials Comparison
This section allows you to compare key financial metrics between EZCORP, Inc. and FirstCash, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
EZPW vs. FCFS - Profitability Comparison
EZPW - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, EZCORP, Inc. reported a gross profit of 260.04M and revenue of 446.88M. Therefore, the gross margin over that period was 58.2%.
FCFS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, FirstCash, Inc. reported a gross profit of 1.05B and revenue of 1.05B. Therefore, the gross margin over that period was 99.9%.
EZPW - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, EZCORP, Inc. reported an operating income of 67.84M and revenue of 446.88M, resulting in an operating margin of 15.2%.
FCFS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, FirstCash, Inc. reported an operating income of 781.38M and revenue of 1.05B, resulting in an operating margin of 74.3%.
EZPW - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, EZCORP, Inc. reported a net income of 49.10M and revenue of 446.88M, resulting in a net margin of 11.0%.
FCFS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, FirstCash, Inc. reported a net income of 107.70M and revenue of 1.05B, resulting in a net margin of 10.2%.
Frequently Asked Questions
EZPW and FCFS have a correlation of 0.54, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
EZPW has higher volatility (11.44%) compared to FCFS (9.13%). In terms of maximum drawdown, EZPW dropped -97.28% vs FCFS's -90.26%.
EZPW currently has the higher Sharpe Ratio (4.21 vs 2.67), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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