EAT vs. OPFI
EAT (Brinker International, Inc.) and OPFI (OppFi Inc.) are both stocks. EAT operates in Restaurants (Consumer Cyclical), while OPFI operates in Software - Application (Technology). Over the past 5 years, EAT returned 21.19%/yr vs -2.54%/yr for OPFI. At a 0.23 correlation, their price movements are largely independent.
Performance
EAT vs. OPFI - Performance Comparison
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Returns By Period
In the year-to-date period, EAT achieves a 11.01% return, which is significantly higher than OPFI's -20.08% return.
EAT
- 1D
- 0.37%
- 1M
- 16.50%
- YTD
- 11.01%
- 6M
- 10.29%
- 1Y
- -8.74%
- 3Y*
- 62.12%
- 5Y*
- 21.19%
- 10Y*
- 14.68%
OPFI
- 1D
- 0.72%
- 1M
- -6.28%
- YTD
- -20.08%
- 6M
- -24.62%
- 1Y
- -31.53%
- 3Y*
- 57.77%
- 5Y*
- -2.54%
- 10Y*
- —
EAT vs. OPFI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
EAT Brinker International, Inc. | 11.01% | 8.49% | 206.37% | 35.32% | -12.79% | -35.32% | 14.31% |
OPFI OppFi Inc. | -20.08% | 40.87% | 56.02% | 149.76% | -54.85% | -55.40% | 2.83% |
Correlation
The correlation between EAT and OPFI is 0.18, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.18 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.23 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.23 |
Correlation (All Time) Calculated using the full available price history since Nov 20, 2020 | 0.23 |
Fundamentals
EAT:
$7.09B
OPFI:
$720.59M
EAT:
$10.14
OPFI:
$1.59
EAT:
15.71
OPFI:
5.25
EAT:
0.36
OPFI:
4.83
EAT:
1.27
OPFI:
0.64
EAT:
17.46
OPFI:
9.52
EAT:
$5.73B
OPFI:
$544.08M
EAT:
$3.45B
OPFI:
$523.64M
EAT:
$807.20M
OPFI:
$148.42M
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Return for Risk
EAT vs. OPFI — Risk / Return Rank
EAT
OPFI
EAT vs. OPFI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Brinker International, Inc. (EAT) and OppFi Inc. (OPFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| EAT | OPFI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.53 | ||
| Sortino ratioReturn per unit of downside risk | +0.96 | ||
| Omega ratioGain probability vs. loss probability | 1.00 | 0.90 | +0.11 |
| Calmar ratioReturn relative to maximum drawdown | -0.22 | -0.69 | +0.47 |
| Martin ratioReturn relative to average drawdown | -0.44 | -1.02 | +0.58 |
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Drawdowns
EAT vs. OPFI - Drawdown Comparison
The maximum EAT drawdown since its inception was -88.40%, roughly equal to the maximum OPFI drawdown of -84.60%. Use the drawdown chart below to compare losses from any high point for EAT and OPFI.
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Drawdown Indicators
| EAT | OPFI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -88.40% | -84.60% | -3.80% |
Max Drawdown (1Y)Largest decline over 1 year | -44.41% | -48.53% | +4.12% |
Max Drawdown (3Y)Largest decline over 3 years | -45.92% | -54.20% | +8.28% |
Max Drawdown (5Y)Largest decline over 5 years | -65.54% | -84.46% | +18.92% |
Max Drawdown (10Y)Largest decline over 10 years | -84.94% | — | — |
Current DrawdownCurrent decline from peak | -15.77% | -49.09% | +33.32% |
Average DrawdownAverage peak-to-trough decline | -24.33% | -51.34% | +27.01% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 21.77% | 32.89% | -11.12% |
Volatility
EAT vs. OPFI - Volatility Comparison
Brinker International, Inc. (EAT) has a higher volatility of 15.23% compared to OppFi Inc. (OPFI) at 13.95%. This indicates that EAT's price experiences larger fluctuations and is considered to be riskier than OPFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| EAT | OPFI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 15.23% | 13.95% | +1.28% |
Volatility (6M)Calculated over the trailing 6-month period | 36.27% | 26.77% | +9.50% |
Volatility (1Y)Calculated over the trailing 1-year period | 46.95% | 46.73% | +0.22% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 49.04% | 67.48% | -18.44% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 55.13% | 64.21% | -9.08% |
Dividends
EAT vs. OPFI - Dividend Comparison
Neither EAT nor OPFI has paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
EAT Brinker International, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.67% | 3.62% | 3.46% | 3.71% | 2.67% | 2.50% |
OPFI OppFi Inc. | 0.00% | 2.39% | 1.57% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
EAT vs. OPFI - Financials Comparison
This section allows you to compare key financial metrics between Brinker International, Inc. and OppFi Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
EAT vs. OPFI - Profitability Comparison
EAT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Brinker International, Inc. reported a gross profit of 1.10B and revenue of 1.47B. Therefore, the gross margin over that period was 74.6%.
OPFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, OppFi Inc. reported a gross profit of 72.17M and revenue of 87.30M. Therefore, the gross margin over that period was 82.7%.
EAT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Brinker International, Inc. reported an operating income of 166.60M and revenue of 1.47B, resulting in an operating margin of 11.3%.
OPFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, OppFi Inc. reported an operating income of 35.36M and revenue of 87.30M, resulting in an operating margin of 40.5%.
EAT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Brinker International, Inc. reported a net income of 127.90M and revenue of 1.47B, resulting in a net margin of 8.7%.
OPFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, OppFi Inc. reported a net income of 28.40M and revenue of 87.30M, resulting in a net margin of 32.5%.
Frequently Asked Questions
EAT and OPFI have a correlation of 0.18, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
EAT has higher volatility (15.23%) compared to OPFI (13.95%). In terms of maximum drawdown, EAT dropped -88.40% vs OPFI's -84.60%.
EAT currently has the higher Sharpe Ratio (-0.21 vs -0.73), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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