Correlation
The correlation between OPFI and SOFI is 0.32, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
OPFI vs. SOFI
Compare and contrast key facts about OppFi Inc. (OPFI) and SoFi Technologies, Inc. (SOFI).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: OPFI or SOFI.
Performance
OPFI vs. SOFI - Performance Comparison
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Key characteristics
OPFI:
3.83
SOFI:
1.54
OPFI:
3.77
SOFI:
2.11
OPFI:
1.45
SOFI:
1.26
OPFI:
4.04
SOFI:
1.23
OPFI:
12.91
SOFI:
5.25
OPFI:
22.38%
SOFI:
17.71%
OPFI:
76.15%
SOFI:
60.77%
OPFI:
-84.60%
SOFI:
-83.32%
OPFI:
-22.84%
SOFI:
-48.41%
Fundamentals
OPFI:
$1.12B
SOFI:
$14.56B
OPFI:
-$0.41
SOFI:
$0.43
OPFI:
3.68
SOFI:
5.25
OPFI:
15.02
SOFI:
2.18
OPFI:
$538.89M
SOFI:
$2.77B
OPFI:
$437.11M
SOFI:
$2.70B
OPFI:
$287.24M
SOFI:
$391.29M
Returns By Period
In the year-to-date period, OPFI achieves a 70.63% return, which is significantly higher than SOFI's -13.64% return.
OPFI
70.63%
35.51%
60.18%
287.84%
55.15%
N/A
N/A
SOFI
-13.64%
6.31%
-18.95%
92.47%
21.15%
N/A
N/A
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Risk-Adjusted Performance
OPFI vs. SOFI — Risk-Adjusted Performance Rank
OPFI
SOFI
OPFI vs. SOFI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for OppFi Inc. (OPFI) and SoFi Technologies, Inc. (SOFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
OPFI vs. SOFI - Dividend Comparison
OPFI's dividend yield for the trailing twelve months is around 1.97%, while SOFI has not paid dividends to shareholders.
| TTM | 2024 | |
|---|---|---|
OPFI OppFi Inc. | 1.97% | 1.57% |
SOFI SoFi Technologies, Inc. | 0.00% | 0.00% |
Drawdowns
OPFI vs. SOFI - Drawdown Comparison
The maximum OPFI drawdown since its inception was -84.60%, roughly equal to the maximum SOFI drawdown of -83.32%. Use the drawdown chart below to compare losses from any high point for OPFI and SOFI.
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Volatility
OPFI vs. SOFI - Volatility Comparison
OppFi Inc. (OPFI) has a higher volatility of 20.24% compared to SoFi Technologies, Inc. (SOFI) at 11.21%. This indicates that OPFI's price experiences larger fluctuations and is considered to be riskier than SOFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
OPFI vs. SOFI - Financials Comparison
This section allows you to compare key financial metrics between OppFi Inc. and SoFi Technologies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
OPFI vs. SOFI - Profitability Comparison
OPFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, OppFi Inc. reported a gross profit of 116.24M and revenue of 140.27M. Therefore, the gross margin over that period was 82.9%.
SOFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported a gross profit of 689.84M and revenue of 763.81M. Therefore, the gross margin over that period was 90.3%.
OPFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, OppFi Inc. reported an operating income of 42.49M and revenue of 140.27M, resulting in an operating margin of 30.3%.
SOFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported an operating income of 213.03M and revenue of 763.81M, resulting in an operating margin of 27.9%.
OPFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, OppFi Inc. reported a net income of -11.37M and revenue of 140.27M, resulting in a net margin of -8.1%.
SOFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported a net income of 71.12M and revenue of 763.81M, resulting in a net margin of 9.3%.