OPFI vs. SOFI
Compare and contrast key facts about OppFi Inc. (OPFI) and SoFi Technologies, Inc. (SOFI).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: OPFI or SOFI.
Correlation
The correlation between OPFI and SOFI is 0.32, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
OPFI vs. SOFI - Performance Comparison
Key characteristics
OPFI:
3.99
SOFI:
1.44
OPFI:
3.93
SOFI:
2.04
OPFI:
1.46
SOFI:
1.25
OPFI:
4.05
SOFI:
1.15
OPFI:
14.27
SOFI:
5.15
OPFI:
21.39%
SOFI:
16.86%
OPFI:
76.58%
SOFI:
60.42%
OPFI:
-84.60%
SOFI:
-83.32%
OPFI:
-33.99%
SOFI:
-49.53%
Fundamentals
OPFI:
$1.08B
SOFI:
$14.02B
OPFI:
$0.36
SOFI:
$0.43
OPFI:
27.39
SOFI:
29.53
OPFI:
3.95
SOFI:
5.54
OPFI:
7.34
SOFI:
2.25
OPFI:
$398.62M
SOFI:
$2.77B
OPFI:
$320.87M
SOFI:
$2.70B
OPFI:
$193.53M
SOFI:
$339.41M
Returns By Period
In the year-to-date period, OPFI achieves a 45.99% return, which is significantly higher than SOFI's -15.52% return.
OPFI
45.99%
37.04%
106.70%
314.17%
N/A
N/A
SOFI
-15.52%
31.95%
10.16%
84.28%
N/A
N/A
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Risk-Adjusted Performance
OPFI vs. SOFI — Risk-Adjusted Performance Rank
OPFI
SOFI
OPFI vs. SOFI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for OppFi Inc. (OPFI) and SoFi Technologies, Inc. (SOFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
OPFI vs. SOFI - Dividend Comparison
OPFI's dividend yield for the trailing twelve months is around 2.31%, while SOFI has not paid dividends to shareholders.
| TTM | 2024 | |
|---|---|---|
OPFI OppFi Inc. | 2.31% | 1.57% |
SOFI SoFi Technologies, Inc. | 0.00% | 0.00% |
Drawdowns
OPFI vs. SOFI - Drawdown Comparison
The maximum OPFI drawdown since its inception was -84.60%, roughly equal to the maximum SOFI drawdown of -83.32%. Use the drawdown chart below to compare losses from any high point for OPFI and SOFI. For additional features, visit the drawdowns tool.
Volatility
OPFI vs. SOFI - Volatility Comparison
The current volatility for OppFi Inc. (OPFI) is 18.39%, while SoFi Technologies, Inc. (SOFI) has a volatility of 23.72%. This indicates that OPFI experiences smaller price fluctuations and is considered to be less risky than SOFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Financials
OPFI vs. SOFI - Financials Comparison
This section allows you to compare key financial metrics between OppFi Inc. and SoFi Technologies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
OPFI vs. SOFI - Profitability Comparison
OPFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, OppFi Inc. reported a gross profit of 110.25M and revenue of 135.72M. Therefore, the gross margin over that period was 81.2%.
SOFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported a gross profit of 689.84M and revenue of 763.81M. Therefore, the gross margin over that period was 90.3%.
OPFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, OppFi Inc. reported an operating income of 24.67M and revenue of 135.72M, resulting in an operating margin of 18.2%.
SOFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported an operating income of 213.03M and revenue of 763.81M, resulting in an operating margin of 27.9%.
OPFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, OppFi Inc. reported a net income of -5.61M and revenue of 135.72M, resulting in a net margin of -4.1%.
SOFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported a net income of 71.12M and revenue of 763.81M, resulting in a net margin of 9.3%.