OppFi Inc. (OPFI)
Company Info
Highlights
$304.34M
-$0.41
$538.89M
$437.11M
$236.02M
$2.95 - $17.18
$13.25
18.17%
5.41
Share Price Chart
Loading data...
Compare to other instruments
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
Performance Chart
Loading data...
Returns By Period
OppFi Inc. (OPFI) returned 60.13% year-to-date (YTD) and 321.51% over the past 12 months.
OPFI
60.13%
43.25%
77.51%
321.51%
59.04%
N/A
N/A
^GSPC (Benchmark)
1.39%
12.89%
1.19%
12.45%
15.19%
14.95%
10.86%
Monthly Returns
The table below presents the monthly returns of OPFI, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 78.98% | -28.08% | -5.68% | 3.71% | 27.17% | 60.13% | |||||||
| 2024 | -37.30% | 9.66% | -28.98% | 11.38% | 20.97% | 4.95% | 13.86% | 23.58% | -0.84% | 8.24% | 59.38% | -6.13% | 56.02% |
| 2023 | 12.20% | -8.26% | -2.85% | -7.32% | 7.37% | 0.00% | 1.96% | 24.04% | -2.33% | -11.51% | 58.75% | 44.63% | 149.76% |
| 2022 | 2.86% | -23.34% | -4.19% | -13.41% | 22.90% | -9.87% | -6.99% | -11.44% | -15.13% | -1.31% | 9.69% | -17.67% | -54.85% |
| 2021 | 6.48% | -6.37% | 0.39% | -0.20% | -0.69% | 1.09% | -2.64% | -15.09% | -6.87% | -18.57% | -23.44% | -7.35% | -55.40% |
| 2020 | 0.30% | 3.04% | 3.35% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 98, OPFI is among the top 2% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for OppFi Inc. (OPFI) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Loading data...
Dividends
Dividend History
OppFi Inc. provided a 2.10% dividend yield over the last twelve months, with an annual payout of $0.25 per share.
| Period | TTM | 2024 |
|---|---|---|
| Dividend | $0.25 | $0.12 |
Dividend yield | 2.10% | 1.57% |
Monthly Dividends
The table displays the monthly dividend distributions for OppFi Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | $0.25 | $0.00 | $0.25 | |||||||
| 2024 | $0.12 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.12 |
Dividend Yield & Payout
Dividend Yield
OppFi Inc. has a dividend yield of 2.10%, which is quite average when compared to the overall market.
Payout Ratio
OppFi Inc. has a payout ratio of 20.33%, which is below the market average. This means OppFi Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading data...
Worst Drawdowns
The table below displays the maximum drawdowns of the OppFi Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the OppFi Inc. was 84.60%, occurring on Mar 22, 2023. Recovery took 456 trading sessions.
The current OppFi Inc. drawdown is 27.59%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -84.6% | Feb 11, 2021 | 531 | Mar 22, 2023 | 456 | Jan 15, 2025 | 987 |
| -51.83% | Feb 10, 2025 | 40 | Apr 7, 2025 | — | — | — |
| -7.47% | Jan 16, 2025 | 2 | Jan 17, 2025 | 1 | Jan 21, 2025 | 3 |
| -5.09% | Jan 25, 2021 | 3 | Jan 27, 2021 | 10 | Feb 10, 2021 | 13 |
| -1.22% | Jan 29, 2025 | 3 | Jan 31, 2025 | 2 | Feb 4, 2025 | 5 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading data...
Financials
Financial Performance
The chart below illustrates the trends in the financial health of OppFi Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of OppFi Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 50.0% positive surprise.
Valuation
The Valuation section provides an overview of how OppFi Inc. is priced in the market compared to other companies in the Software - Application industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for OPFI relative to other companies in the Software - Application industry. Currently, OPFI has a P/S ratio of 1.0. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for OPFI in comparison with other companies in the Software - Application industry. Currently, OPFI has a P/B value of 13.7. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |