OPFI vs. DAVE
Compare and contrast key facts about OppFi Inc. (OPFI) and Dave Inc. (DAVE).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: OPFI or DAVE.
Correlation
The correlation between OPFI and DAVE is 0.33, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
OPFI vs. DAVE - Performance Comparison
Key characteristics
OPFI:
3.95
DAVE:
2.03
OPFI:
4.17
DAVE:
3.11
OPFI:
1.49
DAVE:
1.38
OPFI:
4.62
DAVE:
2.44
OPFI:
16.16
DAVE:
9.54
OPFI:
21.47%
DAVE:
23.92%
OPFI:
76.85%
DAVE:
100.06%
OPFI:
-84.60%
DAVE:
-99.01%
OPFI:
-29.30%
DAVE:
-66.62%
Fundamentals
OPFI:
$1.08B
DAVE:
$1.40B
OPFI:
$0.36
DAVE:
$4.19
OPFI:
27.39
DAVE:
24.99
OPFI:
3.95
DAVE:
4.03
OPFI:
7.34
DAVE:
7.63
OPFI:
$398.62M
DAVE:
$273.45M
OPFI:
$320.87M
DAVE:
$226.28M
OPFI:
$193.53M
DAVE:
$33.69M
Returns By Period
In the year-to-date period, OPFI achieves a 56.36% return, which is significantly lower than DAVE's 75.71% return.
OPFI
56.36%
46.59%
80.92%
296.58%
N/A
N/A
DAVE
75.71%
105.89%
232.67%
200.77%
N/A
N/A
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Risk-Adjusted Performance
OPFI vs. DAVE — Risk-Adjusted Performance Rank
OPFI
DAVE
OPFI vs. DAVE - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for OppFi Inc. (OPFI) and Dave Inc. (DAVE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
OPFI vs. DAVE - Dividend Comparison
OPFI's dividend yield for the trailing twelve months is around 2.15%, while DAVE has not paid dividends to shareholders.
| TTM | 2024 | |
|---|---|---|
OPFI OppFi Inc. | 2.15% | 1.57% |
DAVE Dave Inc. | 0.00% | 0.00% |
Drawdowns
OPFI vs. DAVE - Drawdown Comparison
The maximum OPFI drawdown since its inception was -84.60%, smaller than the maximum DAVE drawdown of -99.01%. Use the drawdown chart below to compare losses from any high point for OPFI and DAVE. For additional features, visit the drawdowns tool.
Volatility
OPFI vs. DAVE - Volatility Comparison
The current volatility for OppFi Inc. (OPFI) is 19.08%, while Dave Inc. (DAVE) has a volatility of 38.64%. This indicates that OPFI experiences smaller price fluctuations and is considered to be less risky than DAVE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Financials
OPFI vs. DAVE - Financials Comparison
This section allows you to compare key financial metrics between OppFi Inc. and Dave Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
OPFI vs. DAVE - Profitability Comparison
OPFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, OppFi Inc. reported a gross profit of 110.25M and revenue of 135.72M. Therefore, the gross margin over that period was 81.2%.
DAVE - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Dave Inc. reported a gross profit of 94.56M and revenue of 100.84M. Therefore, the gross margin over that period was 93.8%.
OPFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, OppFi Inc. reported an operating income of 24.67M and revenue of 135.72M, resulting in an operating margin of 18.2%.
DAVE - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Dave Inc. reported an operating income of 20.99M and revenue of 100.84M, resulting in an operating margin of 20.8%.
OPFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, OppFi Inc. reported a net income of -5.61M and revenue of 135.72M, resulting in a net margin of -4.1%.
DAVE - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Dave Inc. reported a net income of 16.81M and revenue of 100.84M, resulting in a net margin of 16.7%.