CL vs. AJG
CL (Colgate-Palmolive Company) and AJG (Arthur J. Gallagher & Co.) are both stocks. CL operates in Household & Personal Products (Consumer Defensive), while AJG operates in Insurance Brokers (Financial Services). Over the past 10 years, CL returned 4.55%/yr vs 19.74%/yr for AJG. At a 0.24 correlation, their price movements are largely independent.
Performance
CL vs. AJG - Performance Comparison
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Returns By Period
In the year-to-date period, CL achieves a 18.45% return, which is significantly higher than AJG's -1.36% return. Over the past 10 years, CL has underperformed AJG with an annualized return of 4.55%, while AJG has yielded a comparatively higher 19.74% annualized return.
CL
- 1D
- -0.56%
- 1M
- 3.33%
- 6M
- 10.74%
- YTD
- 18.45%
- 1Y
- 8.51%
- 3Y*
- 8.51%
- 5Y*
- 4.73%
- 10Y*
- 4.55%
- ALL TIME*
- 10.30%
AJG
- 1D
- -0.09%
- 1M
- 18.50%
- 6M
- -1.25%
- YTD
- -1.36%
- 1Y
- -18.08%
- 3Y*
- 6.09%
- 5Y*
- 13.67%
- 10Y*
- 19.74%
- ALL TIME*
- 12.61%
CL vs. AJG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CL Colgate-Palmolive Company | 18.45% | -10.98% | 16.57% | 3.78% | -5.44% | 2.08% | 27.17% | 18.60% | -19.19% | 17.88% |
AJG Arthur J. Gallagher & Co. | -1.36% | -8.03% | 27.34% | 20.51% | 12.44% | 39.02% | 32.12% | 31.79% | 19.19% | 25.04% |
Correlation
The correlation between CL and AJG is 0.28, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.28 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.29 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.33 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.36 |
Correlation (All Time) Calculated using the full available price history since Sep 7, 1984 | 0.24 |
The correlation between CL and AJG shifts across timeframes, from 0.24 (all time) to 0.36 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
CL:
$73.56B
AJG:
$65.18B
CL:
$2.59
AJG:
$5.74
CL:
35.53
AJG:
44.21
CL:
9.18
AJG:
4.58
CL:
3.57
AJG:
4.74
CL:
$20.80B
AJG:
$13.94B
CL:
$12.49B
AJG:
$7.63B
CL:
$3.92B
AJG:
$3.66B
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Return for Risk
CL vs. AJG — Risk / Return Rank
CL
AJG
CL vs. AJG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Colgate-Palmolive Company (CL) and Arthur J. Gallagher & Co. (AJG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CL | AJG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.99 | ||
| Sortino ratioReturn per unit of downside risk | +1.41 | ||
| Omega ratioGain probability vs. loss probability | 1.08 | 0.91 | +0.17 |
| Calmar ratioReturn relative to maximum drawdown | 0.50 | -0.47 | +0.97 |
| Martin ratioReturn relative to average drawdown | 0.90 | -0.79 | +1.69 |
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Drawdowns
CL vs. AJG - Drawdown Comparison
The maximum CL drawdown since its inception was -58.91%, roughly equal to the maximum AJG drawdown of -57.49%. Use the drawdown chart below to compare losses from any high point for CL and AJG.
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Drawdown Indicators
| CL | AJG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -58.91% | -57.49% | -1.42% |
Max Drawdown (1Y)Largest decline over 1 year | -16.97% | -38.59% | +21.62% |
Max Drawdown (3Y)Largest decline over 3 years | -29.05% | -44.40% | +15.35% |
Max Drawdown (5Y)Largest decline over 5 years | -29.05% | -44.40% | +15.35% |
Max Drawdown (10Y)Largest decline over 10 years | -29.05% | -44.40% | +15.35% |
Current DrawdownCurrent decline from peak | -11.42% | -26.31% | +14.89% |
Average DrawdownAverage peak-to-trough decline | -11.24% | -12.87% | +1.63% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 9.45% | 23.05% | -13.60% |
Volatility
CL vs. AJG - Volatility Comparison
The current volatility for Colgate-Palmolive Company (CL) is 7.69%, while Arthur J. Gallagher & Co. (AJG) has a volatility of 10.92%. This indicates that CL experiences smaller price fluctuations and is considered to be less risky than AJG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CL | AJG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.69% | 10.92% | -3.23% |
Volatility (6M)Calculated over the trailing 6-month period | 17.58% | 24.11% | -6.53% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.48% | 29.72% | -7.24% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 19.05% | 23.42% | -4.37% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 19.86% | 23.24% | -3.38% |
Dividends
CL vs. AJG - Dividend Comparison
CL's dividend yield for the trailing twelve months is around 2.28%, more than AJG's 1.06% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AJG Arthur J. Gallagher & Co. | 1.06% | 1.00% | 0.85% | 0.98% | 1.08% | 1.13% | 1.46% | 1.81% | 2.23% | 2.47% | 2.93% | 3.62% |
CL Colgate-Palmolive Company | 2.28% | 2.61% | 2.18% | 2.40% | 2.36% | 2.10% | 2.05% | 2.48% | 2.79% | 2.11% | 2.37% | 2.25% |
Financials
CL vs. AJG - Financials Comparison
This section allows you to compare key financial metrics between Colgate-Palmolive Company and Arthur J. Gallagher & Co.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CL vs. AJG - Profitability Comparison
CL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Colgate-Palmolive Company reported a gross profit of 3.23B and revenue of 5.32B. Therefore, the gross margin over that period was 60.6%.
AJG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Arthur J. Gallagher & Co. reported a gross profit of 1.42B and revenue of 3.63B. Therefore, the gross margin over that period was 39.1%.
CL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Colgate-Palmolive Company reported an operating income of 1.16B and revenue of 5.32B, resulting in an operating margin of 21.7%.
AJG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Arthur J. Gallagher & Co. reported an operating income of 341.00M and revenue of 3.63B, resulting in an operating margin of 9.4%.
CL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Colgate-Palmolive Company reported a net income of 646.00M and revenue of 5.32B, resulting in a net margin of 12.1%.
AJG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Arthur J. Gallagher & Co. reported a net income of 151.00M and revenue of 3.63B, resulting in a net margin of 4.2%.
Frequently Asked Questions
CL and AJG have a correlation of 0.28, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
AJG has higher volatility (10.92%) compared to CL (7.69%). In terms of maximum drawdown, CL dropped -58.91% vs AJG's -57.49%.
CL currently has the higher Sharpe Ratio (0.38 vs -0.61), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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