CL vs. AJG
CL (Colgate-Palmolive Company) and AJG (Arthur J. Gallagher & Co.) are both stocks. CL operates in Household & Personal Products (Consumer Defensive), while AJG operates in Insurance Brokers (Financial Services). Over the past 10 years, CL returned 4.62%/yr vs 18.56%/yr for AJG. At a 0.23 correlation, their price movements are largely independent.
Performance
CL vs. AJG - Performance Comparison
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Returns By Period
In the year-to-date period, CL achieves a 14.60% return, which is significantly higher than AJG's -14.95% return. Over the past 10 years, CL has underperformed AJG with an annualized return of 4.62%, while AJG has yielded a comparatively higher 18.56% annualized return.
CL
- 1D
- 0.07%
- 1M
- 1.80%
- YTD
- 14.60%
- 6M
- 15.59%
- 1Y
- -1.53%
- 3Y*
- 8.47%
- 5Y*
- 3.79%
- 10Y*
- 4.62%
AJG
- 1D
- -1.00%
- 1M
- 14.28%
- YTD
- -14.95%
- 6M
- -13.82%
- 1Y
- -30.92%
- 3Y*
- 2.53%
- 5Y*
- 9.77%
- 10Y*
- 18.56%
CL vs. AJG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CL Colgate-Palmolive Company | 14.60% | -10.98% | 16.57% | 3.78% | -5.44% | 2.08% | 27.17% | 18.60% | -19.19% | 17.88% |
AJG Arthur J. Gallagher & Co. | -14.95% | -8.03% | 27.34% | 20.51% | 12.44% | 39.02% | 32.12% | 31.79% | 19.19% | 25.04% |
Correlation
The correlation between CL and AJG is 0.22, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.22 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.27 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.32 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.36 |
Correlation (All Time) Calculated using the full available price history since Sep 7, 1984 | 0.23 |
The correlation between CL and AJG shifts across timeframes, from 0.22 (1 year) to 0.36 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
CL:
$2.58
AJG:
$5.74
CL:
34.68
AJG:
38.12
CL:
8.96
AJG:
3.95
CL:
3.48
AJG:
4.08
CL:
$20.80B
AJG:
$13.94B
CL:
$12.49B
AJG:
$7.63B
CL:
$3.92B
AJG:
$3.66B
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Return for Risk
CL vs. AJG — Risk / Return Rank
CL
AJG
CL vs. AJG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Colgate-Palmolive Company (CL) and Arthur J. Gallagher & Co. (AJG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CL | AJG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.05 | ||
| Sortino ratioReturn per unit of downside risk | +1.55 | ||
| Omega ratioGain probability vs. loss probability | 1.01 | 0.81 | +0.20 |
| Calmar ratioReturn relative to maximum drawdown | -0.08 | -0.76 | +0.68 |
| Martin ratioReturn relative to average drawdown | -0.14 | -1.30 | +1.16 |
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Drawdowns
CL vs. AJG - Drawdown Comparison
The maximum CL drawdown since its inception was -58.91%, roughly equal to the maximum AJG drawdown of -57.49%. Use the drawdown chart below to compare losses from any high point for CL and AJG.
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Drawdown Indicators
| CL | AJG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -58.91% | -57.49% | -1.42% |
Max Drawdown (1Y)Largest decline over 1 year | -18.64% | -40.64% | +22.00% |
Max Drawdown (3Y)Largest decline over 3 years | -29.05% | -44.40% | +15.35% |
Max Drawdown (5Y)Largest decline over 5 years | -29.05% | -44.40% | +15.35% |
Max Drawdown (10Y)Largest decline over 10 years | -29.05% | -44.40% | +15.35% |
Current DrawdownCurrent decline from peak | -14.31% | -36.46% | +22.15% |
Average DrawdownAverage peak-to-trough decline | -11.24% | -12.83% | +1.59% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 11.35% | 23.87% | -12.52% |
Volatility
CL vs. AJG - Volatility Comparison
Colgate-Palmolive Company (CL) and Arthur J. Gallagher & Co. (AJG) have volatilities of 8.32% and 8.37%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CL | AJG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.32% | 8.37% | -0.05% |
Volatility (6M)Calculated over the trailing 6-month period | 17.28% | 22.48% | -5.20% |
Volatility (1Y)Calculated over the trailing 1-year period | 21.83% | 27.85% | -6.02% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.81% | 22.98% | -4.17% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 19.75% | 23.08% | -3.33% |
Dividends
CL vs. AJG - Dividend Comparison
CL's dividend yield for the trailing twelve months is around 2.34%, more than AJG's 1.23% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AJG Arthur J. Gallagher & Co. | 1.23% | 1.00% | 0.85% | 0.98% | 1.08% | 1.13% | 1.46% | 1.81% | 2.23% | 2.47% | 2.93% | 3.62% |
CL Colgate-Palmolive Company | 2.34% | 2.61% | 2.18% | 2.40% | 2.36% | 2.10% | 2.05% | 2.48% | 2.79% | 2.11% | 2.37% | 2.25% |
Financials
CL vs. AJG - Financials Comparison
This section allows you to compare key financial metrics between Colgate-Palmolive Company and Arthur J. Gallagher & Co.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CL vs. AJG - Profitability Comparison
CL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Colgate-Palmolive Company reported a gross profit of 3.23B and revenue of 5.32B. Therefore, the gross margin over that period was 60.6%.
AJG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Arthur J. Gallagher & Co. reported a gross profit of 1.42B and revenue of 3.63B. Therefore, the gross margin over that period was 39.1%.
CL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Colgate-Palmolive Company reported an operating income of 1.16B and revenue of 5.32B, resulting in an operating margin of 21.7%.
AJG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Arthur J. Gallagher & Co. reported an operating income of 341.00M and revenue of 3.63B, resulting in an operating margin of 9.4%.
CL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Colgate-Palmolive Company reported a net income of 646.00M and revenue of 5.32B, resulting in a net margin of 12.1%.
AJG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Arthur J. Gallagher & Co. reported a net income of 151.00M and revenue of 3.63B, resulting in a net margin of 4.2%.
Frequently Asked Questions
CL and AJG have a correlation of 0.22, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
AJG has higher volatility (8.37%) compared to CL (8.32%). In terms of maximum drawdown, CL dropped -58.91% vs AJG's -57.49%.
CL currently has the higher Sharpe Ratio (-0.07 vs -1.12), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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