AJG vs. V

Last updated Aug 1, 2026

AJG (Arthur J. Gallagher & Co.) and V (Visa Inc.) are both stocks. Both are in the Financial Services sector — AJG in Insurance Brokers, V in Credit Services. Over the past 10 years, AJG returned 19.58%/yr vs 17.51%/yr for V. Their 0.46 correlation means their historical movements had little consistent relationship.

Performance

AJG vs. V - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Arthur J. Gallagher & Co. (AJG) and Visa Inc. (V). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, AJG achieves a -3.00% return, which is significantly lower than V's 4.83% return. Over the past 10 years, AJG has outperformed V with an annualized return of 19.58%, while V has yielded a comparatively lower 17.51% annualized return.

AJG

• 1D: -2.75%
• 1M: -1.20%
• 6M: 0.66%
• YTD: -3.00%
• 1Y: -11.24%
• 3Y*: 5.39%
• 5Y*: 13.54%
• 10Y*: 19.58%
• ALL TIME*: 12.55%

V

• 1D: -0.04%
• 1M: 1.10%
• 6M: 14.24%
• YTD: 4.83%
• 1Y: 8.74%
• 3Y*: 16.03%
• 5Y*: 9.06%
• 10Y*: 17.51%
• ALL TIME*: 19.91%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
AJG Arthur J. Gallagher & Co.	$341.76M	$385.93M	$398.45M
V Visa Inc.	$2.62B	$2.81B	$2.79B

AJG vs. V - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
AJG Arthur J. Gallagher & Co.	-3.00%	-8.03%	27.34%	20.51%	12.44%	39.02%	32.12%	31.79%	19.19%	25.04%
V Visa Inc.	4.83%	11.76%	22.32%	26.31%	-3.40%	-0.31%	17.12%	43.33%	16.49%	47.18%

Correlation

The correlation between AJG and V is 0.43, which is low. Their historical price movements had little consistent relationship.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.43
Correlation (3Y) Balances recent behavior with more history.	0.42
Correlation (5Y) Shows whether the relationship held over a longer period.	0.47
Correlation (10Y) Provides a long-term view across more market conditions.	0.46
Correlation (All Time) Calculated using the full available price history since Mar 19, 2008	0.46

Fundamentals

Market Cap AJG : $64.08B V : $683.58B
EPS AJG : $6.19 V : $15.55
PE Ratio AJG : 40.27 V : 23.54
PEG Ratio AJG : 4.17 V : 1.44
PS Ratio AJG : 4.33 V : 11.96
Total Revenue (TTM) AJG : $14.97B V : $44.49B
Gross Profit (TTM) AJG : $9.88B V : $8.74B
EBITDA (TTM) AJG : $3.89B V : $27.77B

Return for Risk

AJG vs. V — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

AJG

AJG Risk / Return Rank: 28
AJG Sharpe Ratio Rank: 26
AJG Sortino Ratio Rank: 24
AJG Omega Ratio Rank: 24
AJG Calmar Ratio Rank: 33
AJG Martin Ratio Rank: 34

V

V Risk / Return Rank: 53
V Sharpe Ratio Rank: 57
V Sortino Ratio Rank: 50
V Omega Ratio Rank: 48
V Calmar Ratio Rank: 55
V Martin Ratio Rank: 55

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

AJG vs. V - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Arthur J. Gallagher & Co. (AJG) and Visa Inc. (V). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	AJG	V	Difference
Sharpe ratio: Return per unit of total volatility	-0.41	0.31	-0.72
Sortino ratio: Return per unit of downside risk	-0.38	0.63	-1.01
Omega ratio: Gain probability vs. loss probability	0.95	1.07	-0.12
Calmar ratio: Return relative to maximum drawdown	-0.32	0.40	-0.72
Martin ratio: Return relative to average drawdown	-0.55	0.88	-1.43

AJG vs. V - Sharpe Ratio Comparison

The current AJG Sharpe Ratio is -0.41, which is lower than the V Sharpe Ratio of 0.31. The chart below compares the historical Sharpe Ratios of AJG and V, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

AJG vs. V - Drawdown Comparison

The maximum AJG drawdown since its inception was -57.49%, which is greater than V's maximum drawdown of -51.90%. Use the drawdown chart below to compare losses from any high point for AJG and V.

Drawdown Indicators

	AJG	V	Difference
Max Drawdown Largest peak-to-trough decline	-57.49%	-51.90%	-5.59%
Max Drawdown (1Y) Largest decline over 1 year	-37.81%	-17.18%	-20.63%
Max Drawdown (3Y) Largest decline over 3 years	-44.40%	-20.38%	-24.02%
Max Drawdown (5Y) Largest decline over 5 years	-44.40%	-25.79%	-18.61%
Max Drawdown (10Y) Largest decline over 10 years	-44.40%	-36.36%	-8.04%
Current Drawdown Current decline from peak	-27.54%	-1.15%	-26.39%
Average Drawdown Average peak-to-trough decline	-12.89%	-8.25%	-4.64%
Ulcer Index Depth and duration of drawdowns from previous peaks	22.40%	7.74%	+14.66%

Volatility

AJG vs. V - Volatility Comparison

Arthur J. Gallagher & Co. (AJG) has a higher volatility of 12.20% compared to Visa Inc. (V) at 6.62%. This indicates that AJG's price experiences larger fluctuations and is considered to be riskier than V based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	AJG	V	Difference
Volatility (1M) Calculated over the trailing 1-month period	12.20%	6.62%	+5.58%
Volatility (6M) Calculated over the trailing 6-month period	24.84%	17.20%	+7.64%
Volatility (1Y) Calculated over the trailing 1-year period	29.93%	22.05%	+7.88%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	23.67%	22.93%	+0.74%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	23.39%	24.44%	-1.05%

Dividends

AJG vs. V - Dividend Comparison

AJG's dividend yield for the trailing twelve months is around 1.08%, more than V's 0.71% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
AJG Arthur J. Gallagher & Co.	1.08%	1.00%	0.85%	0.98%	1.08%	1.13%	1.46%	1.81%	2.23%	2.47%	2.93%	3.62%
V Visa Inc.	0.71%	0.70%	0.68%	0.72%	0.76%	0.62%	0.56%	0.56%	0.67%	0.61%	0.75%	0.64%

Financials

Frequently Asked Questions

Can I hold both AJG and V in my portfolio?

AJG and V have a correlation of 0.43, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, AJG or V?

AJG has higher volatility (12.20%) compared to V (6.62%). In terms of maximum drawdown, AJG dropped -57.49% vs V's -51.90%.

Which has better risk-adjusted returns?

V currently has the higher Sharpe Ratio (0.31 vs -0.41), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.