CENT vs. FCFS

Last updated Aug 1, 2026

CENT (Central Garden & Pet Company) and FCFS (FirstCash, Inc.) are both stocks. CENT operates in Packaged Foods (Consumer Defensive), while FCFS operates in Credit Services (Financial Services). Over the past 10 years, CENT returned 8.68%/yr vs 16.49%/yr for FCFS. Their 0.19 correlation means their historical movements had little consistent relationship.

Performance

CENT vs. FCFS - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Central Garden & Pet Company (CENT) and FirstCash, Inc. (FCFS). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, CENT achieves a 33.90% return, which is significantly higher than FCFS's 28.53% return. Over the past 10 years, CENT has underperformed FCFS with an annualized return of 8.68%, while FCFS has yielded a comparatively higher 16.49% annualized return.

CENT

• 1D: -0.53%
• 1M: -2.05%
• 6M: 27.25%
• YTD: 33.90%
• 1Y: 10.64%
• 3Y*: 11.11%
• 5Y*: 2.63%
• 10Y*: 8.68%
• ALL TIME*: 8.22%

FCFS

• 1D: 1.03%
• 1M: -8.09%
• 6M: 20.15%
• YTD: 28.53%
• 1Y: 57.17%
• 3Y*: 29.35%
• 5Y*: 22.42%
• 10Y*: 16.49%
• ALL TIME*: 15.06%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
CENT Central Garden & Pet Company	$3.17M	$3.49M	$3.27M
FCFS FirstCash, Inc.	$116.08M	$98.25M	$98.78M

CENT vs. FCFS - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
CENT Central Garden & Pet Company	33.90%	-17.14%	-1.12%	33.81%	-28.84%	36.31%	24.27%	-9.81%	-11.49%	17.62%
FCFS FirstCash, Inc.	28.53%	55.68%	-3.20%	26.45%	18.03%	8.47%	-11.74%	12.72%	8.48%	45.56%

Correlation

The correlation between CENT and FCFS is 0.10, which is low. Their historical price movements had little consistent relationship.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.10
Correlation (3Y) Balances recent behavior with more history.	0.24
Correlation (5Y) Shows whether the relationship held over a longer period.	0.31
Correlation (10Y) Provides a long-term view across more market conditions.	0.28
Correlation (All Time) Calculated using the full available price history since Jul 15, 1993	0.19

The correlation between CENT and FCFS shifts across timeframes, from 0.10 (1 year) to 0.31 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap CENT : $2.69B FCFS : $8.85B
EPS CENT : $2.76 FCFS : $11.63
PE Ratio CENT : 15.60 FCFS : 17.54
PEG Ratio CENT : 2.20 FCFS : 0.62
PS Ratio CENT : 0.85 FCFS : 1.65
Total Revenue (TTM) CENT : $3.16B FCFS : $4.12B
Gross Profit (TTM) CENT : $1.02B FCFS : $3.13B
EBITDA (TTM) CENT : $268.85M FCFS : $1.02B

Return for Risk

CENT vs. FCFS — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

CENT

CENT Risk / Return Rank: 54
CENT Sharpe Ratio Rank: 58
CENT Sortino Ratio Rank: 51
CENT Omega Ratio Rank: 51
CENT Calmar Ratio Rank: 55
CENT Martin Ratio Rank: 55

FCFS

FCFS Risk / Return Rank: 89
FCFS Sharpe Ratio Rank: 90
FCFS Sortino Ratio Rank: 85
FCFS Omega Ratio Rank: 86
FCFS Calmar Ratio Rank: 89
FCFS Martin Ratio Rank: 95

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

CENT vs. FCFS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Central Garden & Pet Company (CENT) and FirstCash, Inc. (FCFS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	CENT	FCFS	Difference
Sharpe ratio: Return per unit of total volatility	0.35	1.85	-1.50
Sortino ratio: Return per unit of downside risk	0.72	2.39	-1.67
Omega ratio: Gain probability vs. loss probability	1.09	1.31	-0.23
Calmar ratio: Return relative to maximum drawdown	0.39	3.40	-3.01
Martin ratio: Return relative to average drawdown	0.83	13.87	-13.05

CENT vs. FCFS - Sharpe Ratio Comparison

The current CENT Sharpe Ratio is 0.35, which is lower than the FCFS Sharpe Ratio of 1.85. The chart below compares the historical Sharpe Ratios of CENT and FCFS, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

CENT vs. FCFS - Drawdown Comparison

The maximum CENT drawdown since its inception was -86.96%, roughly equal to the maximum FCFS drawdown of -90.26%. Use the drawdown chart below to compare losses from any high point for CENT and FCFS.

Drawdown Indicators

	CENT	FCFS	Difference
Max Drawdown Largest peak-to-trough decline	-86.96%	-90.26%	+3.30%
Max Drawdown (1Y) Largest decline over 1 year	-26.86%	-16.13%	-10.73%
Max Drawdown (3Y) Largest decline over 3 years	-38.77%	-23.38%	-15.39%
Max Drawdown (5Y) Largest decline over 5 years	-38.77%	-35.70%	-3.07%
Max Drawdown (10Y) Largest decline over 10 years	-49.71%	-50.16%	+0.45%
Current Drawdown Current decline from peak	-9.04%	-12.28%	+3.24%
Average Drawdown Average peak-to-trough decline	-35.98%	-24.18%	-11.80%
Ulcer Index Depth and duration of drawdowns from previous peaks	12.55%	3.95%	+8.60%

Volatility

CENT vs. FCFS - Volatility Comparison

The current volatility for Central Garden & Pet Company (CENT) is 7.35%, while FirstCash, Inc. (FCFS) has a volatility of 11.10%. This indicates that CENT experiences smaller price fluctuations and is considered to be less risky than FCFS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	CENT	FCFS	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.35%	11.10%	-3.75%
Volatility (6M) Calculated over the trailing 6-month period	18.49%	22.72%	-4.23%
Volatility (1Y) Calculated over the trailing 1-year period	29.26%	29.70%	-0.44%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	31.00%	29.81%	+1.19%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	34.47%	30.75%	+3.72%

Dividends

CENT vs. FCFS - Dividend Comparison

CENT has not paid dividends to shareholders, while FCFS's dividend yield for the trailing twelve months is around 0.82%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
CENT Central Garden & Pet Company	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
FCFS FirstCash, Inc.	0.82%	1.00%	1.41%	1.25%	1.45%	1.56%	1.54%	1.27%	1.26%	1.14%	1.20%

Financials

Frequently Asked Questions

Can I hold both CENT and FCFS in my portfolio?

CENT and FCFS have a correlation of 0.10, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, CENT or FCFS?

FCFS has higher volatility (11.10%) compared to CENT (7.35%). In terms of maximum drawdown, CENT dropped -86.96% vs FCFS's -90.26%.

Which has better risk-adjusted returns?

FCFS currently has the higher Sharpe Ratio (1.85 vs 0.35), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.