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BRBS vs. FMBH
Performance
Return for Risk
Drawdowns
Volatility
Dividends
Financials

Performance

BRBS vs. FMBH - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Blue Ridge Bankshares, Inc. (BRBS) and First Mid Bancshares, Inc. (FMBH). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, BRBS achieves a -4.02% return, which is significantly lower than FMBH's 35.14% return. Over the past 10 years, BRBS has underperformed FMBH with an annualized return of -4.47%, while FMBH has yielded a comparatively higher 11.11% annualized return.


BRBS

1D
0.29%
1M
-2.23%
6M
-3.57%
YTD
-4.02%
1Y
27.01%
3Y*
-18.43%
5Y*
-23.10%
10Y*
-4.47%
ALL TIME*
-6.55%

FMBH

1D
0.33%
1M
7.49%
6M
25.19%
YTD
35.14%
1Y
42.56%
3Y*
22.14%
5Y*
7.85%
10Y*
11.11%
ALL TIME*
6.46%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison


PositionAvg. Volume Value (2W)Avg. Volume Value (1M)Avg. Volume Value (3M)
$928.21K$882.13K$1.02M
$8.51M$7.31M$6.77M

BRBS vs. FMBH - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
BRBS
Blue Ridge Bankshares, Inc.
-4.02%40.14%6.27%-75.19%-27.87%55.01%-12.56%24.18%4.45%14.52%
FMBH
First Mid Bancshares, Inc.
35.14%8.71%9.10%11.60%-23.21%29.81%-1.79%12.89%-15.58%15.38%

Correlation

The correlation between BRBS and FMBH is 0.45, which is low. Their historical price movements had little consistent relationship.


Correlation
Correlation (1Y)
Focuses on recent behavior, but can change the most.

0.45

Correlation (3Y)
Balances recent behavior with more history.

0.37

Correlation (5Y)
Shows whether the relationship held over a longer period.

0.40

Correlation (10Y)
Provides a long-term view across more market conditions.

0.26

Correlation (All Time)
Calculated using the full available price history since Aug 10, 2007

0.20

Over the past year, BRBS and FMBH have become more correlated (0.45) than their long-term average of 0.20, meaning their price movements have been converging.

Fundamentals

Market Cap

BRBS:

$315.59M

FMBH:

$1.39B

EPS

BRBS:

$0.15

FMBH:

$4.03

PE Ratio

BRBS:

23.23

FMBH:

12.92

PEG Ratio

BRBS:

1.36

FMBH:

1.53

PS Ratio

BRBS:

1.95

FMBH:

2.84

Total Revenue (TTM)

BRBS:

$134.79M

FMBH:

$455.40M

Gross Profit (TTM)

BRBS:

$69.70M

FMBH:

$296.72M

EBITDA (TTM)

BRBS:

$15.33M

FMBH:

$90.81M

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Return for Risk

BRBS vs. FMBH — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

BRBS
BRBS Risk / Return Rank: 6464
Overall Rank
BRBS Sharpe Ratio Rank: 6767
Sharpe Ratio Rank
BRBS Sortino Ratio Rank: 6161
Sortino Ratio Rank
BRBS Omega Ratio Rank: 6060
Omega Ratio Rank
BRBS Calmar Ratio Rank: 6767
Calmar Ratio Rank
BRBS Martin Ratio Rank: 6565
Martin Ratio Rank

FMBH
FMBH Risk / Return Rank: 8686
Overall Rank
FMBH Sharpe Ratio Rank: 8787
Sharpe Ratio Rank
FMBH Sortino Ratio Rank: 8686
Sortino Ratio Rank
FMBH Omega Ratio Rank: 8383
Omega Ratio Rank
FMBH Calmar Ratio Rank: 8686
Calmar Ratio Rank
FMBH Martin Ratio Rank: 8686
Martin Ratio Rank
The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

BRBS vs. FMBH - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Blue Ridge Bankshares, Inc. (BRBS) and First Mid Bancshares, Inc. (FMBH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


BRBSFMBHDifference
Sharpe ratioReturn per unit of total volatility

-0.98

Sortino ratioReturn per unit of downside risk

-1.32

Omega ratioGain probability vs. loss probability

1.14

1.29

-0.15

Calmar ratioReturn relative to maximum drawdown

1.02

2.93

-1.91

Martin ratioReturn relative to average drawdown

1.95

7.42

-5.47

BRBS vs. FMBH - Sharpe Ratio Comparison

The current BRBS Sharpe Ratio is 0.68, which is lower than the FMBH Sharpe Ratio of 1.65. The chart below compares the historical Sharpe Ratios of BRBS and FMBH, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Drawdowns

BRBS vs. FMBH - Drawdown Comparison

The maximum BRBS drawdown since its inception was -88.26%, which is greater than FMBH's maximum drawdown of -73.14%. Use the drawdown chart below to compare losses from any high point for BRBS and FMBH.


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Drawdown Indicators


BRBSFMBHDifference

Max Drawdown

Largest peak-to-trough decline

-88.26%

-73.14%

-15.12%

Max Drawdown (1Y)

Largest decline over 1 year

-17.76%

-13.93%

-3.83%

Max Drawdown (3Y)

Largest decline over 3 years

-74.79%

-27.46%

-47.33%

Max Drawdown (5Y)

Largest decline over 5 years

-88.26%

-48.94%

-39.32%

Max Drawdown (10Y)

Largest decline over 10 years

-88.26%

-51.27%

-36.99%

Current Drawdown

Current decline from peak

-75.67%

-0.93%

-74.74%

Average Drawdown

Average peak-to-trough decline

-51.01%

-28.87%

-22.14%

Ulcer Index

Depth and duration of drawdowns from previous peaks

9.28%

5.49%

+3.79%

Volatility

BRBS vs. FMBH - Volatility Comparison

Blue Ridge Bankshares, Inc. (BRBS) and First Mid Bancshares, Inc. (FMBH) have volatilities of 7.36% and 7.54%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


BRBSFMBHDifference

Volatility (1M)

Calculated over the trailing 1-month period

7.36%

7.54%

-0.18%

Volatility (6M)

Calculated over the trailing 6-month period

16.96%

16.07%

+0.89%

Volatility (1Y)

Calculated over the trailing 1-year period

26.76%

24.73%

+2.03%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

46.23%

27.01%

+19.22%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

41.73%

31.09%

+10.64%

Dividends

BRBS vs. FMBH - Dividend Comparison

BRBS's dividend yield for the trailing twelve months is around 24.22%, more than FMBH's 1.92% yield.


PositionTTM20252024202320222021202020192018201720162015
BRBS
Blue Ridge Bankshares, Inc.
24.22%5.85%0.00%8.09%3.90%2.43%2.40%2.04%3.13%1.88%2.07%2.83%
FMBH
First Mid Bancshares, Inc.
1.92%2.51%2.55%2.65%2.81%1.99%2.41%2.16%2.19%1.71%1.82%2.27%

Financials

BRBS vs. FMBH - Financials Comparison

This section allows you to compare key financial metrics between Blue Ridge Bankshares, Inc. and First Mid Bancshares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


Values in USD except per share items

BRBS vs. FMBH - Profitability Comparison

The chart below illustrates the profitability comparison between Blue Ridge Bankshares, Inc. and First Mid Bancshares, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

BRBS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Blue Ridge Bankshares, Inc. reported a gross profit of 0.00 and revenue of 28.85M. Therefore, the gross margin over that period was 0.0%.

FMBH - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, First Mid Bancshares, Inc. reported a gross profit of 79.66M and revenue of 114.88M. Therefore, the gross margin over that period was 69.3%.

BRBS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Blue Ridge Bankshares, Inc. reported an operating income of 0.00 and revenue of 28.85M, resulting in an operating margin of 0.0%.

FMBH - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, First Mid Bancshares, Inc. reported an operating income of 7.49M and revenue of 114.88M, resulting in an operating margin of 6.5%.

BRBS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Blue Ridge Bankshares, Inc. reported a net income of 620.00K and revenue of 28.85M, resulting in a net margin of 2.2%.

FMBH - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, First Mid Bancshares, Inc. reported a net income of 27.79M and revenue of 114.88M, resulting in a net margin of 24.2%.


Frequently Asked Questions


BRBS and FMBH have a correlation of 0.45, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

FMBH has higher volatility (7.54%) compared to BRBS (7.36%). In terms of maximum drawdown, BRBS dropped -88.26% vs FMBH's -73.14%.

FMBH currently has the higher Sharpe Ratio (1.65 vs 0.68), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

Portfolio Optimizer

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