FMBH vs. BMO
FMBH (First Mid Bancshares, Inc.) and BMO (Bank of Montreal) are both stocks. Both are in the Financial Services sector — FMBH in Banks - Regional, BMO in Banks - Diversified. Over the past 10 years, FMBH returned 11.11%/yr vs 16.09%/yr for BMO. Their 0.21 correlation means their historical movements had little consistent relationship.
Performance
FMBH vs. BMO - Performance Comparison
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Returns By Period
In the year-to-date period, FMBH achieves a 35.14% return, which is significantly lower than BMO's 41.60% return. Over the past 10 years, FMBH has underperformed BMO with an annualized return of 11.11%, while BMO has yielded a comparatively higher 16.09% annualized return.
FMBH
- 1D
- 0.33%
- 1M
- 7.49%
- 6M
- 25.19%
- YTD
- 35.14%
- 1Y
- 42.56%
- 3Y*
- 22.14%
- 5Y*
- 7.85%
- 10Y*
- 11.11%
- ALL TIME*
- 6.46%
BMO
- 1D
- 0.46%
- 1M
- 3.78%
- 6M
- 33.80%
- YTD
- 41.60%
- 1Y
- 67.39%
- 3Y*
- 31.11%
- 5Y*
- 17.68%
- 10Y*
- 16.09%
- ALL TIME*
- 14.80%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $170.84M | $155.12M | $136.95M | |
| $8.51M | $7.31M | $6.77M |
FMBH vs. BMO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FMBH First Mid Bancshares, Inc. | 35.14% | 8.71% | 9.10% | 11.60% | -23.21% | 29.81% | -1.79% | 12.89% | -15.58% | 15.38% |
BMO Bank of Montreal | 41.60% | 39.59% | 2.98% | 15.24% | -12.41% | 48.15% | 3.34% | 23.51% | -15.02% | 16.63% |
Correlation
The correlation between FMBH and BMO is 0.38, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.38 |
Correlation (3Y) Balances recent behavior with more history. | 0.46 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.49 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.48 |
Correlation (All Time) Calculated using the full available price history since Mar 16, 1999 | 0.21 |
The correlation between FMBH and BMO shifts across timeframes, from 0.21 (all time) to 0.49 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
FMBH:
$1.39B
BMO:
$125.69B
FMBH:
$4.03
BMO:
CA$14.96
FMBH:
12.92
BMO:
16.81
FMBH:
1.53
BMO:
0.77
FMBH:
2.84
BMO:
2.12
FMBH:
1.26
BMO:
1.67
FMBH:
$455.40M
BMO:
CA$77.05B
FMBH:
$296.72M
BMO:
CA$34.51B
FMBH:
$90.81M
BMO:
CA$14.21B
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Return for Risk
FMBH vs. BMO — Risk / Return Rank
FMBH
BMO
FMBH vs. BMO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First Mid Bancshares, Inc. (FMBH) and Bank of Montreal (BMO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FMBH | BMO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.82 | ||
| Sortino ratioReturn per unit of downside risk | -1.88 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.57 | -0.28 |
| Calmar ratioReturn relative to maximum drawdown | 2.93 | 5.88 | -2.95 |
| Martin ratioReturn relative to average drawdown | 7.42 | 21.70 | -14.28 |
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Drawdowns
FMBH vs. BMO - Drawdown Comparison
The maximum FMBH drawdown since its inception was -73.14%, which is greater than BMO's maximum drawdown of -68.17%. Use the drawdown chart below to compare losses from any high point for FMBH and BMO.
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Drawdown Indicators
| FMBH | BMO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -73.14% | -68.17% | -4.97% |
Max Drawdown (1Y)Largest decline over 1 year | -13.93% | -11.62% | -2.31% |
Max Drawdown (3Y)Largest decline over 3 years | -27.46% | -17.58% | -9.88% |
Max Drawdown (5Y)Largest decline over 5 years | -48.94% | -33.94% | -15.00% |
Max Drawdown (10Y)Largest decline over 10 years | -51.27% | -50.97% | -0.30% |
Current DrawdownCurrent decline from peak | -0.93% | -1.60% | +0.67% |
Average DrawdownAverage peak-to-trough decline | -28.87% | -11.38% | -17.49% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.49% | 3.14% | +2.35% |
Volatility
FMBH vs. BMO - Volatility Comparison
First Mid Bancshares, Inc. (FMBH) has a higher volatility of 7.54% compared to Bank of Montreal (BMO) at 6.73%. This indicates that FMBH's price experiences larger fluctuations and is considered to be riskier than BMO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FMBH | BMO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.54% | 6.73% | +0.81% |
Volatility (6M)Calculated over the trailing 6-month period | 16.07% | 15.85% | +0.22% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.73% | 19.67% | +5.06% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.01% | 21.36% | +5.65% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 31.09% | 23.67% | +7.42% |
Dividends
FMBH vs. BMO - Dividend Comparison
FMBH's dividend yield for the trailing twelve months is around 1.92%, less than BMO's 2.70% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BMO Bank of Montreal | 2.70% | 3.55% | 4.60% | 4.76% | 4.62% | 3.95% | 4.15% | 3.96% | 4.78% | 4.45% | 4.73% | 5.74% |
FMBH First Mid Bancshares, Inc. | 1.92% | 2.51% | 2.55% | 2.65% | 2.81% | 1.99% | 2.41% | 2.16% | 2.19% | 1.71% | 1.82% | 2.27% |
Financials
FMBH vs. BMO - Financials Comparison
This section allows you to compare key financial metrics between First Mid Bancshares, Inc. and Bank of Montreal. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FMBH vs. BMO - Profitability Comparison
FMBH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, First Mid Bancshares, Inc. reported a gross profit of 79.66M and revenue of 114.88M. Therefore, the gross margin over that period was 69.3%.
BMO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Bank of Montreal reported a gross profit of 8.78B and revenue of 19.26B. Therefore, the gross margin over that period was 45.6%.
FMBH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, First Mid Bancshares, Inc. reported an operating income of 7.49M and revenue of 114.88M, resulting in an operating margin of 6.5%.
BMO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Bank of Montreal reported an operating income of 3.50B and revenue of 19.26B, resulting in an operating margin of 18.2%.
FMBH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, First Mid Bancshares, Inc. reported a net income of 27.79M and revenue of 114.88M, resulting in a net margin of 24.2%.
BMO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Bank of Montreal reported a net income of 2.63B and revenue of 19.26B, resulting in a net margin of 13.6%.
Frequently Asked Questions
FMBH and BMO have a correlation of 0.38, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FMBH has higher volatility (7.54%) compared to BMO (6.73%). In terms of maximum drawdown, FMBH dropped -73.14% vs BMO's -68.17%.
BMO currently has the higher Sharpe Ratio (3.48 vs 1.65), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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