BRBS vs. LKFN
BRBS (Blue Ridge Bankshares, Inc.) and LKFN (Lakeland Financial Corporation) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, BRBS returned -4.47%/yr vs 9.15%/yr for LKFN. Their 0.16 correlation means their historical movements had little consistent relationship.
Performance
BRBS vs. LKFN - Performance Comparison
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Returns By Period
In the year-to-date period, BRBS achieves a -4.02% return, which is significantly lower than LKFN's 12.67% return. Over the past 10 years, BRBS has underperformed LKFN with an annualized return of -4.47%, while LKFN has yielded a comparatively higher 9.15% annualized return.
BRBS
- 1D
- 0.29%
- 1M
- -2.23%
- 6M
- -3.57%
- YTD
- -4.02%
- 1Y
- 27.01%
- 3Y*
- -18.43%
- 5Y*
- -23.10%
- 10Y*
- -4.47%
- ALL TIME*
- -6.55%
LKFN
- 1D
- 0.13%
- 1M
- 1.26%
- 6M
- 6.95%
- YTD
- 12.67%
- 1Y
- 5.23%
- 3Y*
- 7.72%
- 5Y*
- 1.63%
- 10Y*
- 9.15%
- ALL TIME*
- 10.73%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $928.21K | $882.13K | $1.02M | |
| $10.18M | $11.67M | $12.72M |
BRBS vs. LKFN - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BRBS Blue Ridge Bankshares, Inc. | -4.02% | 40.14% | 6.27% | -75.19% | -27.87% | 55.01% | -12.56% | 24.18% | 4.45% | 14.52% |
LKFN Lakeland Financial Corporation | 12.67% | -14.25% | 8.68% | -7.78% | -7.00% | 52.73% | 12.55% | 24.99% | -15.41% | 4.31% |
Correlation
The correlation between BRBS and LKFN is 0.43, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.43 |
Correlation (3Y) Balances recent behavior with more history. | 0.32 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.36 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.24 |
Correlation (All Time) Calculated using the full available price history since Aug 10, 2007 | 0.16 |
Over the past year, BRBS and LKFN have become more correlated (0.43) than their long-term average of 0.16, meaning their price movements have been converging.
Fundamentals
BRBS:
$315.59M
LKFN:
$1.56B
BRBS:
$0.15
LKFN:
$4.35
BRBS:
23.23
LKFN:
14.41
BRBS:
1.36
LKFN:
7.15
BRBS:
1.95
LKFN:
3.75
BRBS:
$134.79M
LKFN:
$427.09M
BRBS:
$69.70M
LKFN:
$273.69M
BRBS:
$15.33M
LKFN:
$140.27M
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Return for Risk
BRBS vs. LKFN — Risk / Return Rank
BRBS
LKFN
BRBS vs. LKFN - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Blue Ridge Bankshares, Inc. (BRBS) and Lakeland Financial Corporation (LKFN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BRBS | LKFN | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.59 | ||
| Sortino ratioReturn per unit of downside risk | +0.78 | ||
| Omega ratioGain probability vs. loss probability | 1.14 | 1.04 | +0.10 |
| Calmar ratioReturn relative to maximum drawdown | 1.02 | 0.12 | +0.89 |
| Martin ratioReturn relative to average drawdown | 1.95 | 0.21 | +1.75 |
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Drawdowns
BRBS vs. LKFN - Drawdown Comparison
The maximum BRBS drawdown since its inception was -88.26%, which is greater than LKFN's maximum drawdown of -61.30%. Use the drawdown chart below to compare losses from any high point for BRBS and LKFN.
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Drawdown Indicators
| BRBS | LKFN | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -88.26% | -61.30% | -26.96% |
Max Drawdown (1Y)Largest decline over 1 year | -17.76% | -18.57% | +0.81% |
Max Drawdown (3Y)Largest decline over 3 years | -74.79% | -31.66% | -43.13% |
Max Drawdown (5Y)Largest decline over 5 years | -88.26% | -47.35% | -40.91% |
Max Drawdown (10Y)Largest decline over 10 years | -88.26% | -47.35% | -40.91% |
Current DrawdownCurrent decline from peak | -75.67% | -14.95% | -60.72% |
Average DrawdownAverage peak-to-trough decline | -51.01% | -14.56% | -36.45% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 9.28% | 11.16% | -1.88% |
Volatility
BRBS vs. LKFN - Volatility Comparison
The current volatility for Blue Ridge Bankshares, Inc. (BRBS) is 7.36%, while Lakeland Financial Corporation (LKFN) has a volatility of 8.07%. This indicates that BRBS experiences smaller price fluctuations and is considered to be less risky than LKFN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BRBS | LKFN | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.36% | 8.07% | -0.71% |
Volatility (6M)Calculated over the trailing 6-month period | 16.96% | 16.60% | +0.36% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.76% | 25.57% | +1.19% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 46.23% | 29.71% | +16.52% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 41.73% | 31.27% | +10.46% |
Dividends
BRBS vs. LKFN - Dividend Comparison
BRBS's dividend yield for the trailing twelve months is around 24.22%, more than LKFN's 3.29% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BRBS Blue Ridge Bankshares, Inc. | 24.22% | 5.85% | 0.00% | 8.09% | 3.90% | 2.43% | 2.40% | 2.04% | 3.13% | 1.88% | 2.07% | 2.83% |
LKFN Lakeland Financial Corporation | 3.29% | 3.51% | 2.79% | 2.82% | 2.19% | 1.70% | 2.24% | 2.37% | 2.49% | 1.75% | 1.53% | 2.03% |
Financials
BRBS vs. LKFN - Financials Comparison
This section allows you to compare key financial metrics between Blue Ridge Bankshares, Inc. and Lakeland Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BRBS vs. LKFN - Profitability Comparison
BRBS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Blue Ridge Bankshares, Inc. reported a gross profit of 0.00 and revenue of 28.85M. Therefore, the gross margin over that period was 0.0%.
LKFN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Lakeland Financial Corporation reported a gross profit of 69.17M and revenue of 107.72M. Therefore, the gross margin over that period was 64.2%.
BRBS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Blue Ridge Bankshares, Inc. reported an operating income of 0.00 and revenue of 28.85M, resulting in an operating margin of 0.0%.
LKFN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Lakeland Financial Corporation reported an operating income of 34.88M and revenue of 107.72M, resulting in an operating margin of 32.4%.
BRBS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Blue Ridge Bankshares, Inc. reported a net income of 620.00K and revenue of 28.85M, resulting in a net margin of 2.2%.
LKFN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Lakeland Financial Corporation reported a net income of 28.44M and revenue of 107.72M, resulting in a net margin of 26.4%.
Frequently Asked Questions
BRBS and LKFN have a correlation of 0.43, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
LKFN has higher volatility (8.07%) compared to BRBS (7.36%). In terms of maximum drawdown, BRBS dropped -88.26% vs LKFN's -61.30%.
BRBS currently has the higher Sharpe Ratio (0.68 vs 0.09), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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