FMBH vs. PCB
FMBH (First Mid Bancshares, Inc.) and PCB (PCB Bancorp) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, FMBH returned 11.11%/yr vs 12.26%/yr for PCB. Their 0.47 correlation means their historical movements had little consistent relationship.
Performance
FMBH vs. PCB - Performance Comparison
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Returns By Period
In the year-to-date period, FMBH achieves a 35.14% return, which is significantly higher than PCB's 31.13% return. Over the past 10 years, FMBH has underperformed PCB with an annualized return of 11.11%, while PCB has yielded a comparatively higher 12.26% annualized return.
FMBH
- 1D
- 0.33%
- 1M
- 7.49%
- 6M
- 25.19%
- YTD
- 35.14%
- 1Y
- 42.56%
- 3Y*
- 22.14%
- 5Y*
- 7.85%
- 10Y*
- 11.11%
- ALL TIME*
- 6.46%
PCB
- 1D
- 0.72%
- 1M
- -2.24%
- 6M
- 26.51%
- YTD
- 31.13%
- 1Y
- 43.17%
- 3Y*
- 24.00%
- 5Y*
- 12.08%
- 10Y*
- 12.26%
- ALL TIME*
- 10.49%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $8.51M | $7.31M | $6.77M | |
PCB PCB Bancorp | $1.50M | $1.24M | $1.01M |
FMBH vs. PCB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FMBH First Mid Bancshares, Inc. | 35.14% | 8.71% | 9.10% | 11.60% | -23.21% | 29.81% | -1.79% | 12.89% | -15.58% | 15.38% |
PCB PCB Bancorp | 31.13% | 11.21% | 14.55% | 8.85% | -17.05% | 122.72% | -39.25% | 12.06% | 1.69% | 20.28% |
Correlation
The correlation between FMBH and PCB is 0.74, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.74 |
Correlation (3Y) Balances recent behavior with more history. | 0.69 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.65 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.52 |
Correlation (All Time) Calculated using the full available price history since Jun 4, 2014 | 0.47 |
Over the past year, FMBH and PCB have become more correlated (0.74) than their long-term average of 0.47, meaning their price movements have been converging.
Fundamentals
FMBH:
$1.39B
PCB:
$396.72M
FMBH:
$4.03
PCB:
$2.93
FMBH:
12.92
PCB:
9.51
FMBH:
1.53
PCB:
3.49
FMBH:
2.84
PCB:
1.90
FMBH:
1.26
PCB:
1.20
FMBH:
$455.40M
PCB:
$209.54M
FMBH:
$296.72M
PCB:
$88.64M
FMBH:
$90.81M
PCB:
$47.01M
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Return for Risk
FMBH vs. PCB — Risk / Return Rank
FMBH
PCB
FMBH vs. PCB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First Mid Bancshares, Inc. (FMBH) and PCB Bancorp (PCB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FMBH | PCB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | 0.00 | ||
| Sortino ratioReturn per unit of downside risk | +0.02 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.28 | +0.01 |
| Calmar ratioReturn relative to maximum drawdown | 2.93 | 3.67 | -0.73 |
| Martin ratioReturn relative to average drawdown | 7.42 | 8.36 | -0.94 |
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Drawdowns
FMBH vs. PCB - Drawdown Comparison
The maximum FMBH drawdown since its inception was -73.14%, which is greater than PCB's maximum drawdown of -60.93%. Use the drawdown chart below to compare losses from any high point for FMBH and PCB.
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Drawdown Indicators
| FMBH | PCB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -73.14% | -60.93% | -12.21% |
Max Drawdown (1Y)Largest decline over 1 year | -13.93% | -11.39% | -2.54% |
Max Drawdown (3Y)Largest decline over 3 years | -27.46% | -22.84% | -4.62% |
Max Drawdown (5Y)Largest decline over 5 years | -48.94% | -46.49% | -2.45% |
Max Drawdown (10Y)Largest decline over 10 years | -51.27% | -60.93% | +9.66% |
Current DrawdownCurrent decline from peak | -0.93% | -8.98% | +8.05% |
Average DrawdownAverage peak-to-trough decline | -28.87% | -18.21% | -10.66% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.49% | 4.98% | +0.51% |
Volatility
FMBH vs. PCB - Volatility Comparison
First Mid Bancshares, Inc. (FMBH) and PCB Bancorp (PCB) have volatilities of 7.54% and 7.26%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FMBH | PCB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.54% | 7.26% | +0.28% |
Volatility (6M)Calculated over the trailing 6-month period | 16.07% | 16.62% | -0.55% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.73% | 25.42% | -0.69% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.01% | 29.52% | -2.51% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 31.09% | 33.48% | -2.39% |
Dividends
FMBH vs. PCB - Dividend Comparison
FMBH's dividend yield for the trailing twelve months is around 1.92%, less than PCB's 3.01% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FMBH First Mid Bancshares, Inc. | 1.92% | 2.51% | 2.55% | 2.65% | 2.81% | 1.99% | 2.41% | 2.16% | 2.19% | 1.71% | 1.82% | 2.27% |
PCB PCB Bancorp | 3.01% | 3.70% | 3.56% | 3.74% | 3.39% | 2.00% | 3.96% | 1.45% | 0.77% | 0.77% | 0.92% | 0.70% |
Financials
FMBH vs. PCB - Financials Comparison
This section allows you to compare key financial metrics between First Mid Bancshares, Inc. and PCB Bancorp. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FMBH vs. PCB - Profitability Comparison
FMBH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, First Mid Bancshares, Inc. reported a gross profit of 79.66M and revenue of 114.88M. Therefore, the gross margin over that period was 69.3%.
PCB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, PCB Bancorp reported a gross profit of 0.00 and revenue of 50.04M. Therefore, the gross margin over that period was 0.0%.
FMBH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, First Mid Bancshares, Inc. reported an operating income of 7.49M and revenue of 114.88M, resulting in an operating margin of 6.5%.
PCB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, PCB Bancorp reported an operating income of 0.00 and revenue of 50.04M, resulting in an operating margin of 0.0%.
FMBH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, First Mid Bancshares, Inc. reported a net income of 27.79M and revenue of 114.88M, resulting in a net margin of 24.2%.
PCB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, PCB Bancorp reported a net income of 10.51M and revenue of 50.04M, resulting in a net margin of 21.0%.
Frequently Asked Questions
FMBH and PCB have a correlation of 0.74, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FMBH has higher volatility (7.54%) compared to PCB (7.26%). In terms of maximum drawdown, FMBH dropped -73.14% vs PCB's -60.93%.
FMBH currently has the higher Sharpe Ratio (1.65 vs 1.65), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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