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BRBS vs. TOWN
Performance
Return for Risk
Drawdowns
Volatility
Dividends
Financials

Performance

BRBS vs. TOWN - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Blue Ridge Bankshares, Inc. (BRBS) and TowneBank (TOWN). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, BRBS achieves a -10.31% return, which is significantly lower than TOWN's 4.65% return. Over the past 10 years, BRBS has underperformed TOWN with an annualized return of -4.69%, while TOWN has yielded a comparatively higher 7.53% annualized return.


BRBS

1D
1.23%
1M
-3.53%
YTD
-10.31%
6M
-12.76%
1Y
18.69%
3Y*
-22.98%
5Y*
-24.39%
10Y*
-4.69%

TOWN

1D
2.41%
1M
-2.89%
YTD
4.65%
6M
2.77%
1Y
6.11%
3Y*
17.12%
5Y*
4.76%
10Y*
7.53%
*Multi-year figures are annualized to reflect compound growth (CAGR)

BRBS vs. TOWN - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
BRBS
Blue Ridge Bankshares, Inc.
-10.31%40.14%6.27%-75.19%-27.87%55.01%-12.56%24.18%4.45%14.52%
TOWN
TowneBank
4.65%1.03%18.35%0.26%0.67%37.97%-12.27%19.23%-20.40%-5.88%

Correlation

The correlation between BRBS and TOWN is 0.43, which is low. Their price movements are largely independent, making them effective diversification partners.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.43

Correlation (3Y)
Calculated over the trailing 3-year period

0.38

Correlation (5Y)
Calculated over the trailing 5-year period

0.41

Correlation (10Y)
Calculated over the trailing 10-year period

0.27

Correlation (All Time)
Calculated using the full available price history since Aug 13, 2007

0.16

Over the past year, BRBS and TOWN have become more correlated (0.43) than their long-term average of 0.16, meaning their price movements have been converging.

Fundamentals

Market Cap

BRBS:

$327.21M

TOWN:

$3.08B

EPS

BRBS:

$0.12

TOWN:

$1.98

PE Ratio

BRBS:

26.37

TOWN:

17.16

PS Ratio

BRBS:

2.82

TOWN:

2.53

Total Revenue (TTM)

BRBS:

$112.19M

TOWN:

$1.08B

Gross Profit (TTM)

BRBS:

$73.64M

TOWN:

$767.75M

EBITDA (TTM)

BRBS:

$15.28M

TOWN:

$220.74M

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Blue Ridge Bankshares, Inc.

TowneBank

Return for Risk

BRBS vs. TOWN — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BRBS
BRBS Risk / Return Rank: 6060
Overall Rank
BRBS Sharpe Ratio Rank: 6363
Sharpe Ratio Rank
BRBS Sortino Ratio Rank: 5858
Sortino Ratio Rank
BRBS Omega Ratio Rank: 5656
Omega Ratio Rank
BRBS Calmar Ratio Rank: 6363
Calmar Ratio Rank
BRBS Martin Ratio Rank: 6262
Martin Ratio Rank

TOWN
TOWN Risk / Return Rank: 4848
Overall Rank
TOWN Sharpe Ratio Rank: 5151
Sharpe Ratio Rank
TOWN Sortino Ratio Rank: 4444
Sortino Ratio Rank
TOWN Omega Ratio Rank: 4242
Omega Ratio Rank
TOWN Calmar Ratio Rank: 5252
Calmar Ratio Rank
TOWN Martin Ratio Rank: 5151
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BRBS vs. TOWN - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Blue Ridge Bankshares, Inc. (BRBS) and TowneBank (TOWN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


BRBSTOWNDifference
Sharpe ratioReturn per unit of total volatility

+0.38

Sortino ratioReturn per unit of downside risk

+0.58

Omega ratioGain probability vs. loss probability

1.14

1.06

+0.08

Calmar ratioReturn relative to maximum drawdown

1.06

0.43

+0.63

Martin ratioReturn relative to average drawdown

2.30

0.84

+1.46

BRBS vs. TOWN - Sharpe Ratio Comparison

The current BRBS Sharpe Ratio is 0.65, which is higher than the TOWN Sharpe Ratio of 0.27. The chart below compares the historical Sharpe Ratios of BRBS and TOWN, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Sharpe Ratios by Period


BRBSTOWNDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.65

0.27

+0.38

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

-0.53

0.18

-0.71

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

-0.11

0.25

-0.36

Sharpe Ratio (All Time)

Calculated using the full available price history

-0.18

0.19

-0.37

Drawdowns

BRBS vs. TOWN - Drawdown Comparison

The maximum BRBS drawdown since its inception was -88.26%, which is greater than TOWN's maximum drawdown of -64.73%. Use the drawdown chart below to compare losses from any high point for BRBS and TOWN.


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Drawdown Indicators


BRBSTOWNDifference

Max Drawdown

Largest peak-to-trough decline

-88.26%

-64.73%

-23.53%

Max Drawdown (1Y)

Largest decline over 1 year

-17.76%

-14.28%

-3.48%

Max Drawdown (3Y)

Largest decline over 3 years

-77.60%

-18.36%

-59.24%

Max Drawdown (5Y)

Largest decline over 5 years

-88.26%

-35.27%

-52.99%

Max Drawdown (10Y)

Largest decline over 10 years

-88.26%

-52.72%

-35.54%

Current Drawdown

Current decline from peak

-77.27%

-7.25%

-70.02%

Average Drawdown

Average peak-to-trough decline

-50.81%

-25.47%

-25.34%

Ulcer Index

Depth and duration of drawdowns from previous peaks

8.15%

7.27%

+0.88%

Volatility

BRBS vs. TOWN - Volatility Comparison

Blue Ridge Bankshares, Inc. (BRBS) has a higher volatility of 5.87% compared to TowneBank (TOWN) at 5.30%. This indicates that BRBS's price experiences larger fluctuations and is considered to be riskier than TOWN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


BRBSTOWNDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.87%

5.30%

+0.57%

Volatility (6M)

Calculated over the trailing 6-month period

17.27%

15.76%

+1.51%

Volatility (1Y)

Calculated over the trailing 1-year period

28.91%

23.05%

+5.86%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

46.32%

26.85%

+19.47%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

41.79%

30.56%

+11.23%

Dividends

BRBS vs. TOWN - Dividend Comparison

BRBS's dividend yield for the trailing twelve months is around 25.91%, more than TOWN's 5.24% yield.


PositionTTM20252024202320222021202020192018201720162015
BRBS
Blue Ridge Bankshares, Inc.
25.91%5.85%0.00%8.09%3.90%2.43%2.40%2.04%3.13%1.88%2.07%2.83%
TOWN
TowneBank
5.24%3.18%2.94%3.29%2.89%2.47%3.07%2.52%2.59%1.79%1.53%2.25%

Financials

BRBS vs. TOWN - Financials Comparison

This section allows you to compare key financial metrics between Blue Ridge Bankshares, Inc. and TowneBank. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.0050.00M100.00M150.00M200.00M250.00M300.00M202220232024202520260
260.53M
(BRBS) Total Revenue
(TOWN) Total Revenue
Values in USD except per share items

Frequently Asked Questions


BRBS and TOWN have a correlation of 0.43, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

BRBS has higher volatility (5.87%) compared to TOWN (5.30%). In terms of maximum drawdown, BRBS dropped -88.26% vs TOWN's -64.73%.

BRBS currently has the higher Sharpe Ratio (0.65 vs 0.27), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

Portfolio Optimizer

Find the right allocation for BRBS and TOWN

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