TIAA-CREF Lifecycle 2045 Fund (TTFIX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with TTFIX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to TTFIX
TTFIX charges 0.23% annually. There are 204 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | TTFIX vs LTFIX | |
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | TTFIX vs JIEHX | |
| Principal LifeTime 2040 Fund | 0.01% | — | Feb 2001 | TTFIX vs PTDIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | TTFIX vs LTRIX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | TTFIX vs PMTIX |
Best Risk-Adjusted Alternatives to TTFIX
TTFIX has a PortfoliosLab risk / return rank of 54. There are 593 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 89.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Putnam Retirement Advantage Maturity Fund | 89 | — | Dec 2019 | TTFIX vs PADLX | |
| State Street Target Retirement Fund | 88 | — | Sep 2014 | TTFIX vs SSFNX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | TTFIX vs PDAHX | |
| State Street Target Retirement 2025 Fund | 85 | — | Sep 2014 | TTFIX vs SSBRX | |
| Dimensional 2060 Target Date Retirement Income Fun... | 83 | — | Nov 2015 | TTFIX vs DRILX |
Top Performing TTFIX Alternatives (YTD)
TTFIX is at 9.15% YTD. There are 340 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 14.17%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Flex Freedom Blend 2060 Fund | 14.17% | — | Jun 2017 | TTFIX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 14.11% | — | Jun 2019 | TTFIX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 14.07% | — | Jun 2017 | TTFIX vs FQLSX | |
| Fidelity Freedom Blend 2055 Fund Class K6 | 14.04% | — | Aug 2018 | TTFIX vs FHDDX | |
| Fidelity Freedom Blend 2065 Fund Class K6 | 14.03% | — | Jun 2019 | TTFIX vs FFBQX |
Lowest Volatility Alternatives to TTFIX
TTFIX has 11.01% 1-year volatility. There are 411 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.33%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.33% | — | Nov 2015 | TTFIX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | 3.98% | — | Oct 2009 | TTFIX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.01% | — | Oct 2009 | TTFIX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | 4.14% | — | Aug 2019 | TTFIX vs FRQHX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.15% | — | Aug 2007 | TTFIX vs FRQAX |
Lowest Drawdown Alternatives to TTFIX
TTFIX has a 1-year max drawdown of -8.84%. There are 454 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | TTFIX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | TTFIX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | TTFIX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | -3.41% | — | Aug 2019 | TTFIX vs FRQHX | |
| Fidelity Managed Retirement Income Fund Class K | -3.42% | — | Aug 2019 | TTFIX vs FRKMX |
Other Mutual Funds from TIAA Investments
The 10 most viewed TIAA Investments mutual funds shown here include TIEIX, TILIX, TISPX and span 7 categories.
Often Compared With TTFIX
Investors most often compare TTFIX with VIIIX, VINIX, VOO. These 20 comparison targets span 3 categories, based on PortfoliosLab usage data.
Compare TTFIX with Any Fund or Stock
Compare TTFIX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair TTFIX with funds that move differently
TIAA-CREF Lifecycle 2045 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to TTFIX.
Explore TTFIX Diversifiers