TTFIX vs. VOO
Compare and contrast key facts about TIAA-CREF Lifecycle 2045 Fund (TTFIX) and Vanguard S&P 500 ETF (VOO).
TTFIX is managed by TIAA Investments. It was launched on Nov 29, 2007. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TTFIX or VOO.
Correlation
The correlation between TTFIX and VOO is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
TTFIX vs. VOO - Performance Comparison
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Key characteristics
TTFIX:
0.44
VOO:
0.69
TTFIX:
0.70
VOO:
1.10
TTFIX:
1.10
VOO:
1.16
TTFIX:
0.39
VOO:
0.73
TTFIX:
1.55
VOO:
2.79
TTFIX:
4.23%
VOO:
4.89%
TTFIX:
14.20%
VOO:
19.37%
TTFIX:
-53.59%
VOO:
-33.99%
TTFIX:
-3.19%
VOO:
-3.00%
Returns By Period
In the year-to-date period, TTFIX achieves a 3.91% return, which is significantly higher than VOO's 1.48% return. Over the past 10 years, TTFIX has underperformed VOO with an annualized return of 4.66%, while VOO has yielded a comparatively higher 12.78% annualized return.
TTFIX
3.91%
10.01%
0.91%
6.23%
8.67%
7.18%
4.66%
VOO
1.48%
12.60%
1.07%
13.35%
16.79%
16.77%
12.78%
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TTFIX vs. VOO - Expense Ratio Comparison
TTFIX has a 0.23% expense ratio, which is higher than VOO's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
TTFIX vs. VOO — Risk-Adjusted Performance Rank
TTFIX
VOO
TTFIX vs. VOO - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2045 Fund (TTFIX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
TTFIX vs. VOO - Dividend Comparison
TTFIX's dividend yield for the trailing twelve months is around 2.03%, more than VOO's 1.28% yield.
TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
TTFIX TIAA-CREF Lifecycle 2045 Fund | 2.03% | 2.11% | 2.13% | 1.79% | 3.81% | 2.53% | 1.70% | 2.76% | 2.92% | 1.35% | 1.97% | 2.99% |
VOO Vanguard S&P 500 ETF | 1.28% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% |
Drawdowns
TTFIX vs. VOO - Drawdown Comparison
The maximum TTFIX drawdown since its inception was -53.59%, which is greater than VOO's maximum drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for TTFIX and VOO. For additional features, visit the drawdowns tool.
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Volatility
TTFIX vs. VOO - Volatility Comparison
The current volatility for TIAA-CREF Lifecycle 2045 Fund (TTFIX) is 3.13%, while Vanguard S&P 500 ETF (VOO) has a volatility of 4.63%. This indicates that TTFIX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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