TTFIX vs. TISPX

In the year-to-date period, TTFIX achieves a 0.50% return, which is significantly higher than TISPX's -2.92% return. Over the past 10 years, TTFIX has underperformed TISPX with an annualized return of 4.55%, while TISPX has yielded a comparatively higher 12.10% annualized return.

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TTFIX has a 0.23% expense ratio, which is higher than TISPX's 0.05% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2045 Fund (TTFIX) and TIAA-CREF S&P 500 Index Fund (TISPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

The current TTFIX Sharpe Ratio is 0.56, which is lower than the TISPX Sharpe Ratio of 0.81. The chart below compares the historical Sharpe Ratios of TTFIX and TISPX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

TTFIX's dividend yield for the trailing twelve months is around 2.10%, more than TISPX's 1.29% yield.

The maximum TTFIX drawdown since its inception was -53.59%, roughly equal to the maximum TISPX drawdown of -55.51%. Use the drawdown chart below to compare losses from any high point for TTFIX and TISPX. For additional features, visit the drawdowns tool.

The current volatility for TIAA-CREF Lifecycle 2045 Fund (TTFIX) is 8.90%, while TIAA-CREF S&P 500 Index Fund (TISPX) has a volatility of 11.55%. This indicates that TTFIX experiences smaller price fluctuations and is considered to be less risky than TISPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.