The Laddered T-Bill ETF (TLDR) belongs to the Ultrashort Bond category. Below you'll find alternative ETFs from the same category, ranked by key criteria, plus funds that investors commonly compare with TLDR. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to TLDR
TLDR charges 0.20% annually. There are 42 ETFs in the Ultrashort Bond category with lower expense ratios, going as low as 0.03%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| BondBloxx Bloomberg One Year Target Duration US Tr... | 0.03% | 841.59M | Sep 2022 | TLDR vs XONE | |
| BondBloxx Bloomberg Six Month Target Duration US T... | 0.03% | 1.94B | Sep 2022 | TLDR vs XHLF | |
| State Street SPDR Portfolio Ultra Short T-Bill ETF | 0.05% | 13.79M | Oct 2025 | TLDR vs SPTU | |
| Xtrackers US 0-1 Year Treasury ETF | 0.06% | — | Oct 2024 | TLDR vs TRSY | |
| Vanguard Ultra-Short Treasury ETF | 0.07% | 1.00B | Feb 2025 | TLDR vs VGUS |
Best Risk-Adjusted Alternatives to TLDR
Among 63 ETFs in the Ultrashort Bond category with risk / return rank data, the top risk-adjusted alternatives shown here go as high as 100.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| iShares 0-3 Month Treasury Bond ETF | 100 | 99.95B | May 2020 | TLDR vs SGOV | |
| SPDR Bloomberg 1-3 Month T-Bill ETF | 100 | 47.03B | May 2007 | TLDR vs BIL | |
| Goldman Sachs Access Treasury 0-1 Year ETF | 100 | 7.59B | Sep 2016 | TLDR vs GBIL | |
| Invesco Short Term Treasury ETF | 100 | 2.87B | Jan 2017 | TLDR vs TBLL | |
| Vanguard 0-3 Month Treasury Bill ETF | 100 | 9.40B | Feb 2025 | TLDR vs VBIL |
Top Performing TLDR Alternatives (YTD)
Among 67 ETFs in the Ultrashort Bond category with YTD return data, the top-performing alternatives shown here go as high as 3.26%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| American Century Multisector Floating Income ETF | 3.26% | 22.73M | Mar 2023 | TLDR vs FUSI | |
| NEOS Enhanced Income 1-3 Month T-Bill ETF | 2.96% | 1.54B | Aug 2022 | TLDR vs CSHI | |
| VanEck IG Floating Rate ETF | 2.70% | 3.00B | Apr 2011 | TLDR vs FLTR | |
| Angel Oak Ultrashort Income ETF | 2.61% | 1.55B | Oct 2022 | TLDR vs UYLD | |
| Thrivent Ultra Short Bond ETF | 2.58% | 218.28M | Feb 2025 | TLDR vs TUSB |
Lowest Volatility Alternatives to TLDR
TLDR has 0.42% 1-year volatility. There are 22 ETFs in the Ultrashort Bond category with lower 1-year volatility, going as low as 0.19%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| iShares 0-3 Month Treasury Bond ETF | 0.19% | 99.95B | May 2020 | TLDR vs SGOV | |
| SPDR Bloomberg 1-3 Month T-Bill ETF | 0.20% | 47.03B | May 2007 | TLDR vs BIL | |
| Invesco Short Term Treasury ETF | 0.20% | 2.87B | Jan 2017 | TLDR vs TBLL | |
| iShares 0-1 Year Treasury Bond ETF | 0.21% | 20.70B | Jan 2007 | TLDR vs SHV | |
| PIMCO Ultra Short Government Active Exchange-Trade... | 0.21% | 1.03B | Jun 2023 | TLDR vs BILZ |
Lowest Drawdown Alternatives to TLDR
Among 63 ETFs in the Ultrashort Bond category with 1-year drawdown data, the lowest-drawdown alternatives shown here go as shallow as -0.01%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Vanguard 0-3 Month Treasury Bill ETF | -0.01% | 9.40B | Feb 2025 | TLDR vs VBIL | |
| SPDR Bloomberg 1-3 Month T-Bill ETF | -0.01% | 47.03B | May 2007 | TLDR vs BIL | |
| iShares 0-3 Month Treasury Bond ETF | -0.01% | 99.95B | May 2020 | TLDR vs SGOV | |
| Goldman Sachs Access Treasury 0-1 Year ETF | -0.02% | 7.59B | Sep 2016 | TLDR vs GBIL | |
| F/m US Treasury 3 Month Bill ETF | -0.02% | 7.22B | Aug 2022 | TLDR vs TBIL |
Other ETFs from REX Shares
The 6 most viewed REX Shares ETFs shown here include ULTI, NFLU, ETU and span 4 categories. AUM among these funds goes as high as $53M.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| REX IncomeMax Option Strategy ETF | Derivative Income | — | -19.45% | 25.67M | Oct 2025 | TLDR vs ULTI | |
| T-REX 2X Long Netflix Daily Target ETF | Leveraged Equities | 1 | -50.09% | 52.82M | Sep 2024 | TLDR vs NFLU | |
| T-Rex 2X Long Ether Daily Target ETF | Leveraged Cryptocurrency | 3 | -71.52% | — | Oct 2024 | TLDR vs ETU | |
| REX Autocallable Income ETF | Derivative Income | — | — | 42.52M | Feb 2026 | TLDR vs ATCL | |
| REX-Osprey ETH + Staking ETF | Cryptocurrency | — | — | — | Sep 2025 | TLDR vs ESK | |
| REX-Osprey XRP ETF | Cryptocurrency | — | -42.06% | — | Sep 2025 | TLDR vs XRPR |
Often Compared With TLDR
Investors most often compare TLDR with TFLO, DFIV, ICSH. These 20 comparison targets span 13 categories, based on PortfoliosLab usage data.
Compare TLDR with Any Fund or Stock
Compare TLDR with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair TLDR with funds that move differently
The Laddered T-Bill ETF alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to TLDR.
Explore TLDR Diversifiers