TIAA-CREF Lifecycle 2020 Fund (TCLTX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with TCLTX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to TCLTX
TCLTX charges 0.52% annually. There are 448 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2060 Fund | 0.01% | — | Feb 2013 | TCLTX vs PLTZX | |
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | TCLTX vs LTFIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | TCLTX vs LTRIX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | TCLTX vs PMTIX | |
| Principal LifeTime 2035 Fund | 0.01% | — | Feb 2008 | TCLTX vs LTIUX |
Best Risk-Adjusted Alternatives to TCLTX
TCLTX has a PortfoliosLab risk / return rank of 64. There are 370 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 89.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Putnam Retirement Advantage Maturity Fund | 89 | — | Dec 2019 | TCLTX vs PADLX | |
| State Street Target Retirement Fund | 87 | — | Sep 2014 | TCLTX vs SSFNX | |
| Prudential Day One Income Fund | 86 | — | Dec 2016 | TCLTX vs PDAHX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 85 | — | Aug 2007 | TCLTX vs FRAMX | |
| Dimensional Retirement Income Fund | 85 | — | Nov 2015 | TCLTX vs TDIFX |
Top Performing TCLTX Alternatives (YTD)
TCLTX is at 4.79% YTD. There are 581 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 1,644,791.35%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Advisor Managed Retirement Income Fund Cl... | 1,644,791.35% | — | Aug 2007 | TCLTX vs FRAMX | |
| Fidelity Freedom 2060 Fund Class K6 | 13.86% | — | Aug 2014 | TCLTX vs FVTKX | |
| Fidelity Flex Freedom Blend 2060 Fund | 13.84% | — | Jun 2017 | TCLTX vs FWLSX | |
| Fidelity Freedom 2055 Fund Class K6 | 13.83% | — | Jun 2011 | TCLTX vs FCTKX | |
| Fidelity Freedom 2065 Fund Class K6 | 13.82% | — | Jun 2019 | TCLTX vs FFSZX |
Lowest Volatility Alternatives to TCLTX
TCLTX has 6.30% 1-year volatility. There are 107 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | TCLTX vs TDIFX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.32% | — | Aug 2007 | TCLTX vs FRQIX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 4.32% | — | Aug 2007 | TCLTX vs FRIMX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.33% | — | Aug 2007 | TCLTX vs FRQAX | |
| Fidelity Freedom Index Income Fund Investor Class | 4.38% | — | Oct 2009 | TCLTX vs FIKFX |
Lowest Drawdown Alternatives to TCLTX
TCLTX has a 1-year max drawdown of -5.01%. There are 129 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | TCLTX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | TCLTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | TCLTX vs FFGZX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | -3.43% | — | Aug 2007 | TCLTX vs FRQIX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | -3.44% | — | Aug 2007 | TCLTX vs FRIMX |
Other Mutual Funds from TIAA Investments
The 10 most viewed TIAA Investments mutual funds shown here include TISPX, TCIEX, TISCX and span 7 categories.
Often Compared With TCLTX
Investors most often compare TCLTX with FTLSX, FOTKX, SWYDX. These 20 comparison targets span 3 categories, based on PortfoliosLab usage data.
Compare TCLTX with Any Fund or Stock
Compare TCLTX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair TCLTX with funds that move differently
TIAA-CREF Lifecycle 2020 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to TCLTX.
Explore TCLTX Diversifiers