Schwab Target 2020 Index Fund (SWYLX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with SWYLX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to SWYLX
SWYLX charges 0.04% annually. There are 24 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2020 Fund | 0.01% | — | Feb 2001 | SWYLX vs PLWIX | |
| Principal LifeTime 2060 Fund | 0.01% | — | Feb 2013 | SWYLX vs PLTZX | |
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | SWYLX vs LTFIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | SWYLX vs LTRIX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | SWYLX vs PMTIX |
Best Risk-Adjusted Alternatives to SWYLX
SWYLX has a PortfoliosLab risk / return rank of 75. There are 41 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 89.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Putnam Retirement Advantage Maturity Fund | 89 | — | Dec 2019 | SWYLX vs PADLX | |
| State Street Target Retirement Fund | 87 | — | Sep 2014 | SWYLX vs SSFNX | |
| Prudential Day One Income Fund | 86 | — | Dec 2016 | SWYLX vs PDAHX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 85 | — | Aug 2007 | SWYLX vs FRAMX | |
| Dimensional Retirement Income Fund | 85 | — | Nov 2015 | SWYLX vs TDIFX |
Top Performing SWYLX Alternatives (YTD)
SWYLX is at 5.55% YTD. There are 522 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 1,644,791.35%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Advisor Managed Retirement Income Fund Cl... | 1,644,791.35% | — | Aug 2007 | SWYLX vs FRAMX | |
| Fidelity Freedom 2060 Fund Class K6 | 13.86% | — | Aug 2014 | SWYLX vs FVTKX | |
| Fidelity Flex Freedom Blend 2060 Fund | 13.84% | — | Jun 2017 | SWYLX vs FWLSX | |
| Fidelity Freedom 2055 Fund Class K6 | 13.83% | — | Jun 2011 | SWYLX vs FCTKX | |
| Fidelity Freedom 2065 Fund Class K6 | 13.82% | — | Jun 2019 | SWYLX vs FFSZX |
Lowest Volatility Alternatives to SWYLX
SWYLX has 6.31% 1-year volatility. There are 109 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | SWYLX vs TDIFX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.32% | — | Aug 2007 | SWYLX vs FRQIX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 4.32% | — | Aug 2007 | SWYLX vs FRIMX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.33% | — | Aug 2007 | SWYLX vs FRQAX | |
| Fidelity Freedom Index Income Fund Investor Class | 4.38% | — | Oct 2009 | SWYLX vs FIKFX |
Lowest Drawdown Alternatives to SWYLX
SWYLX has a 1-year max drawdown of -4.70%. There are 101 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | SWYLX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | SWYLX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | SWYLX vs FFGZX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | -3.43% | — | Aug 2007 | SWYLX vs FRQIX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | -3.44% | — | Aug 2007 | SWYLX vs FRIMX |
Other Mutual Funds from Charles Schwab
The 10 most viewed Charles Schwab mutual funds shown here include SWPPX, SWVXX, SWTSX and span 8 categories. AUM among these funds goes as high as $248B.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| Schwab S&P 500 Index Fund | Large Cap Blend Equities, S&P 500 | 69 | 11.29% | 145.69B | May 1997 | SWYLX vs SWPPX | |
| Schwab Prime Advantage Money Fund Investor Shares | Money Market | — | 1.74% | 247.96B | Apr 1992 | SWYLX vs SWVXX | |
| Schwab Total Stock Market Index Fund | Large Cap Blend Equities | 68 | 11.78% | 44.59B | Jun 1999 | SWYLX vs SWTSX | |
| Schwab U.S. Large-Cap Growth Index Fund | Large Cap Growth Equities | 17 | 4.73% | 4.94B | Dec 2017 | SWYLX vs SWLGX | |
| Schwab International Index Fund | Foreign Large Cap Equities | 43 | 10.83% | 14.63B | May 1997 | SWYLX vs SWISX | |
| Schwab U.S. Aggregate Bond Index Fund | Total Bond Market | 26 | 0.06% | 8.31B | — | SWYLX vs SWAGX | |
| Schwab 1000 Index Fund | Large Cap Blend Equities | 66 | 11.55% | 22.48B | Apr 1991 | SWYLX vs SNXFX | |
| Schwab Large-Cap Growth Fund™ | Large Cap Growth Equities | 26 | 9.31% | 626.43M | Oct 2005 | SWYLX vs SWLSX | |
| Schwab Fundamental US Large Company Index Fund | Large Cap Value Equities | 94 | 16.59% | 12.97B | Apr 2007 | SWYLX vs SFLNX | |
| Schwab Small-Cap Index Fund-Select Shares | Small Cap Blend Equities | 75 | 20.67% | 7.67B | May 1997 | SWYLX vs SWSSX |
Often Compared With SWYLX
Investors most often compare SWYLX with FXAIX, SWYGX, SWYBX. These 20 comparison targets span 11 categories, based on PortfoliosLab usage data.
Compare SWYLX with Any Fund or Stock
Compare SWYLX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair SWYLX with funds that move differently
Schwab Target 2020 Index Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to SWYLX.
Explore SWYLX Diversifiers