SWYLX vs. VFAIX
Compare and contrast key facts about Schwab Target 2020 Index Fund (SWYLX) and Vanguard Financials Index Fund Admiral Shares (VFAIX).
SWYLX is managed by Schwab Funds. It was launched on Aug 24, 2016. VFAIX is managed by Blackrock. It was launched on Feb 4, 2004.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWYLX or VFAIX.
Correlation
The correlation between SWYLX and VFAIX is 0.66, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
SWYLX vs. VFAIX - Performance Comparison
Key characteristics
SWYLX:
0.67
VFAIX:
0.89
SWYLX:
0.98
VFAIX:
1.33
SWYLX:
1.14
VFAIX:
1.20
SWYLX:
0.67
VFAIX:
1.07
SWYLX:
2.63
VFAIX:
4.41
SWYLX:
2.07%
VFAIX:
4.20%
SWYLX:
8.17%
VFAIX:
20.71%
SWYLX:
-19.31%
VFAIX:
-78.64%
SWYLX:
-5.41%
VFAIX:
-12.05%
Returns By Period
In the year-to-date period, SWYLX achieves a -1.38% return, which is significantly higher than VFAIX's -5.09% return.
SWYLX
-1.38%
-2.87%
-4.18%
5.62%
4.75%
N/A
VFAIX
-5.09%
-6.11%
-2.92%
17.92%
18.04%
10.88%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
SWYLX vs. VFAIX - Expense Ratio Comparison
SWYLX has a 0.04% expense ratio, which is lower than VFAIX's 0.10% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWYLX vs. VFAIX — Risk-Adjusted Performance Rank
SWYLX
VFAIX
SWYLX vs. VFAIX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2020 Index Fund (SWYLX) and Vanguard Financials Index Fund Admiral Shares (VFAIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWYLX vs. VFAIX - Dividend Comparison
SWYLX's dividend yield for the trailing twelve months is around 3.51%, more than VFAIX's 1.95% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYLX Schwab Target 2020 Index Fund | 3.51% | 3.46% | 2.62% | 2.18% | 1.90% | 1.63% | 2.08% | 2.24% | 1.21% | 0.67% | 0.00% | 0.00% |
VFAIX Vanguard Financials Index Fund Admiral Shares | 1.95% | 1.75% | 2.08% | 2.30% | 1.87% | 2.22% | 2.17% | 2.30% | 1.54% | 1.64% | 2.00% | 1.86% |
Drawdowns
SWYLX vs. VFAIX - Drawdown Comparison
The maximum SWYLX drawdown since its inception was -19.31%, smaller than the maximum VFAIX drawdown of -78.64%. Use the drawdown chart below to compare losses from any high point for SWYLX and VFAIX. For additional features, visit the drawdowns tool.
Volatility
SWYLX vs. VFAIX - Volatility Comparison
The current volatility for Schwab Target 2020 Index Fund (SWYLX) is 5.24%, while Vanguard Financials Index Fund Admiral Shares (VFAIX) has a volatility of 13.41%. This indicates that SWYLX experiences smaller price fluctuations and is considered to be less risky than VFAIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.