American Funds 2040 Target Date Retirement Fund Class R6 (RFGTX) Alternatives

American Funds 2040 Target Date Retirement Fund Class R6 (RFGTX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with RFGTX. Use the tables to find lower-cost options, better risk-adjusted returns, or funds that fit a different role in your portfolio.

Cheapest Alternatives to RFGTX

RFGTX charges 0.36% annually. Among mutual funds in the Target Retirement Date category, these options have the lowest expense ratios among RFGTX alternatives.

Symbol	Name	Expense Ratio	Inception
LTIUX	Principal LifeTime 2035 Fund	0.01%	Feb 28, 2008	RFGTX vs LTIUX
PMTIX	Principal LifeTime 2030 Fund	0.01%	Feb 28, 2001	RFGTX vs PMTIX
JLKYX	John Hancock Funds Multi-Index 2055 Lifetime Portf...	0.01%	Mar 25, 2014	RFGTX vs JLKYX
LTRIX	Principal LifeTime 2045 Fund	0.01%	Feb 28, 2008	RFGTX vs LTRIX
FCQTX	American Funds 2065 Target Date Retirement Fund	0.01%	Mar 26, 2020	RFGTX vs FCQTX

Best Risk-Adjusted Alternatives to RFGTX

Among mutual funds in the Target Retirement Date category, these options rank highest on PortfoliosLab's risk-adjusted score, which accounts for volatility, drawdown, and return consistency over a 1-year period.

Symbol	Name	Risk / Return Rank	Inception
URINX	USAA Target Retirement Income Fund	86	Jul 30, 2008	RFGTX vs URINX
PADLX	Putnam Retirement Advantage Maturity Fund	86	Dec 30, 2019	RFGTX vs PADLX
FYTKX	Fidelity Freedom Income Fund Class K6	84	Oct 17, 1996	RFGTX vs FYTKX
SSFNX	State Street Target Retirement Fund	84	Sep 29, 2014	RFGTX vs SSFNX
FRHMX	Fidelity Managed Retirement Income Fund Class K6	84	Aug 1, 2019	RFGTX vs FRHMX

Top Performing RFGTX Alternatives (YTD)

RFGTX alternatives from the Target Retirement Date category, sorted by year-to-date return.

Symbol	Name	YTD Return	Inception
PDAHX	Prudential Day One Income Fund	0.08%	Dec 12, 2016	RFGTX vs PDAHX
SSFNX	State Street Target Retirement Fund	-0.35%	Sep 29, 2014	RFGTX vs SSFNX
TDIFX	Dimensional Retirement Income Fund	-0.37%	Nov 1, 2015	RFGTX vs TDIFX
PDDDX	Prudential Day One 2020 Fund	-0.38%	Dec 12, 2016	RFGTX vs PDDDX
FYTKX	Fidelity Freedom Income Fund Class K6	-0.40%	Oct 17, 1996	RFGTX vs FYTKX

Lowest Volatility Alternatives to RFGTX

RFGTX alternatives from the Target Retirement Date category, sorted by annualized volatility over the past year.

Symbol	Name	Volatility 1Y	Inception
TDIFX	Dimensional Retirement Income Fund	4.31%	Nov 1, 2015	RFGTX vs TDIFX
FIKFX	Fidelity Freedom Index Income Fund Investor Class	4.34%	Oct 2, 2009	RFGTX vs FIKFX
FFGZX	Fidelity Freedom Index Income Fund Institutional P...	4.35%	Oct 2, 2009	RFGTX vs FFGZX
FRKMX	Fidelity Managed Retirement Income Fund Class K	4.58%	Aug 1, 2019	RFGTX vs FRKMX
FRAMX	Fidelity Advisor Managed Retirement Income Fund Cl...	4.59%	Aug 30, 2007	RFGTX vs FRAMX

Lowest Drawdown Alternatives to RFGTX

RFGTX alternatives from the Target Retirement Date category, sorted by maximum drawdown over the past year.

Symbol	Name	Max Drawdown 1Y	Inception
TDIFX	Dimensional Retirement Income Fund	-2.84%	Nov 1, 2015	RFGTX vs TDIFX
FIKFX	Fidelity Freedom Index Income Fund Investor Class	-3.32%	Oct 2, 2009	RFGTX vs FIKFX
FFGZX	Fidelity Freedom Index Income Fund Institutional P...	-3.33%	Oct 2, 2009	RFGTX vs FFGZX
FRQHX	Fidelity Managed Retirement 2010 Fund Class K6	-3.41%	Aug 1, 2019	RFGTX vs FRQHX
FRHMX	Fidelity Managed Retirement Income Fund Class K6	-3.42%	Aug 1, 2019	RFGTX vs FRHMX

Other Mutual Funds from American Funds

Most popular American Funds mutual funds on PortfoliosLab, across asset classes.

Symbol	Name	Category	Risk / Return Rank	YTD Return	Inception
ABALX	American Funds American Balanced Fund Class A	Diversified Portfolio	81	-2.86%	Jul 26, 1975	RFGTX vs ABALX
AIVSX	American Funds Investment Company of America Class...	Large Cap Blend Equities	48	-7.68%	Jan 1, 1934	RFGTX vs AIVSX
RGAGX	American Funds The Growth Fund of America Class R-...	Large Cap Growth Equities	30	-11.15%	Dec 1, 1973	RFGTX vs RGAGX
AWSHX	American Funds Washington Mutual Investors Fund Cl...	Large Cap Blend Equities	38	-5.27%	Jul 31, 1952	RFGTX vs AWSHX
RERGX	American Funds EuroPacific Growth Fund Class R-6	Foreign Large Cap Equities, Large Cap Growth Equities	57	-5.45%	—	RFGTX vs RERGX
ANCFX	American Funds Fundamental Investors Class A	Large Cap Blend Equities	70	-6.13%	Jan 8, 1978	RFGTX vs ANCFX
ANWPX	American Funds New Perspective Fund Class A	Large Cap Growth Equities, Global Equities	38	-8.14%	Mar 13, 1973	RFGTX vs ANWPX
GFFFX	American Funds The Growth Fund of America	Large Cap Growth Equities	29	-11.18%	Dec 1, 1973	RFGTX vs GFFFX
AMECX	American Funds The Income Fund of America Class A	Diversified Portfolio, Dividend, Actively Managed	81	1.48%	Dec 1, 1973	RFGTX vs AMECX
AMCPX	American Funds AMCAP Fund Class A	Large Cap Growth Equities	23	-11.82%	Jan 5, 1967	RFGTX vs AMCPX

Often Compared With RFGTX

What investors most often compare with RFGTX, based on PortfoliosLab usage data.

Symbol	Name	Category	Risk / Return Rank	YTD Return	Inception
VFIAX	Vanguard 500 Index Fund Admiral Shares	Large Cap Blend Equities	46	-7.06%	Nov 13, 2000	RFGTX vs VFIAX
GAIOX	American Funds Growth and Income Portfolio	Diversified Portfolio	61	-4.74%	May 18, 2012	RFGTX vs GAIOX
VIIIX	Vanguard Institutional Index Fund Institutional Pl...	Large Cap Blend Equities	46	-7.06%	Jul 7, 1997	RFGTX vs VIIIX
VFORX	Vanguard Target Retirement 2040 Fund	Target Retirement Date, Diversified Portfolio	71	-3.32%	Jun 7, 2006	RFGTX vs VFORX
VIGAX	Vanguard Growth Index Fund Admiral Shares	Large Cap Growth Equities	26	-13.83%	Nov 13, 2000	RFGTX vs VIGAX
FOTKX	Fidelity Freedom 2010 Fund Class K6	Target Retirement Date	84	-0.61%	Oct 17, 1996	RFGTX vs FOTKX
FTLSX	Fidelity Flex Freedom Blend Income Fund	Target Retirement Date	83	-0.50%	Jun 8, 2017	RFGTX vs FTLSX
FRIMX	Fidelity Advisor Managed Retirement Income Fund Cl...	Target Retirement Date	82	-0.51%	Aug 30, 2007	RFGTX vs FRIMX
LTFIX	Principal LifeTime 2055 Fund	Target Retirement Date	39	-5.21%	Feb 28, 2008	RFGTX vs LTFIX
PPLIX	Principal LifeTime 2050 Fund	Target Retirement Date	39	-5.09%	Feb 28, 2001	RFGTX vs PPLIX
PLTZX	Principal LifeTime 2060 Fund	Target Retirement Date	39	-5.21%	Feb 28, 2013	RFGTX vs PLTZX
FRQKX	Fidelity Managed Retirement 2010 Fund Class K	Target Retirement Date	83	-0.48%	Aug 1, 2019	RFGTX vs FRQKX
FXAIX	Fidelity 500 Index Fund	S&P 500	46	-7.05%	Feb 17, 1988	RFGTX vs FXAIX
JRLVX	John Hancock Funds Multi-Index 2045 Lifetime Portf...	Target Retirement Date	59	-3.42%	Nov 6, 2013	RFGTX vs JRLVX
FIRMX	Fidelity Managed Retirement Income Fund	Target Retirement Date	83	-0.50%	Aug 30, 2007	RFGTX vs FIRMX
LTSTX	Principal LifeTime 2025 Fund	Target Retirement Date	53	-2.64%	Feb 28, 2008	RFGTX vs LTSTX
PLWIX	Principal LifeTime 2020 Fund	Target Retirement Date	57	-2.23%	Feb 28, 2001	RFGTX vs PLWIX
PTDIX	Principal LifeTime 2040 Fund	Target Retirement Date	42	-4.20%	Feb 28, 2001	RFGTX vs PTDIX

Compare RFGTX with Any Fund or Stock

Compare RFGTX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.

Symbol name

American Funds 2040 Target Date Retirement Fund Class R6

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