RFGTX vs. RERGX
Compare and contrast key facts about American Funds 2040 Target Date Retirement Fund Class R6 (RFGTX) and American Funds EuroPacific Growth Fund Class R-6 (RERGX).
RFGTX is an actively managed fund by American Funds. It was launched on Feb 1, 2007. RERGX is managed by American Funds.
Performance
RFGTX vs. RERGX - Performance Comparison
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RFGTX vs. RERGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RFGTX American Funds 2040 Target Date Retirement Fund Class R6 | -2.51% | 19.52% | 14.80% | 19.33% | -17.53% | 16.88% | 18.79% | 24.37% | -5.51% | 21.98% |
RERGX American Funds EuroPacific Growth Fund Class R-6 | -2.84% | 29.34% | 3.00% | 16.11% | -22.77% | 2.84% | 25.27% | 27.40% | -17.33% | 31.19% |
Returns By Period
In the year-to-date period, RFGTX achieves a -2.51% return, which is significantly higher than RERGX's -2.84% return. Over the past 10 years, RFGTX has outperformed RERGX with an annualized return of 10.90%, while RERGX has yielded a comparatively lower 7.97% annualized return.
RFGTX
- 1D
- 2.31%
- 1M
- -5.61%
- YTD
- -2.51%
- 6M
- -0.09%
- 1Y
- 16.92%
- 3Y*
- 14.74%
- 5Y*
- 7.90%
- 10Y*
- 10.90%
RERGX
- 1D
- 2.76%
- 1M
- -8.17%
- YTD
- -2.84%
- 6M
- 0.96%
- 1Y
- 21.57%
- 3Y*
- 11.01%
- 5Y*
- 3.33%
- 10Y*
- 7.97%
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RFGTX vs. RERGX - Expense Ratio Comparison
RFGTX has a 0.36% expense ratio, which is lower than RERGX's 0.46% expense ratio.
Return for Risk
RFGTX vs. RERGX — Risk / Return Rank
RFGTX
RERGX
RFGTX vs. RERGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2040 Target Date Retirement Fund Class R6 (RFGTX) and American Funds EuroPacific Growth Fund Class R-6 (RERGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RFGTX | RERGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.31 | 1.38 | -0.07 |
Sortino ratioReturn per unit of downside risk | 1.93 | 1.87 | +0.07 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.27 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.89 | 1.68 | +0.21 |
Martin ratioReturn relative to average drawdown | 8.35 | 6.37 | +1.97 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RFGTX | RERGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.31 | 1.38 | -0.07 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.20 | +0.40 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.78 | 0.48 | +0.30 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.74 | 0.38 | +0.36 |
Correlation
The correlation between RFGTX and RERGX is 0.89, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
RFGTX vs. RERGX - Dividend Comparison
RFGTX's dividend yield for the trailing twelve months is around 6.38%, less than RERGX's 14.36% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RFGTX American Funds 2040 Target Date Retirement Fund Class R6 | 6.38% | 6.22% | 3.80% | 2.81% | 6.71% | 5.22% | 3.53% | 4.59% | 5.29% | 2.70% | 3.88% | 5.43% |
RERGX American Funds EuroPacific Growth Fund Class R-6 | 14.36% | 13.95% | 4.96% | 3.95% | 2.02% | 10.19% | 0.41% | 3.14% | 3.17% | 4.99% | 1.64% | 3.43% |
Drawdowns
RFGTX vs. RERGX - Drawdown Comparison
The maximum RFGTX drawdown since its inception was -28.52%, smaller than the maximum RERGX drawdown of -37.30%. Use the drawdown chart below to compare losses from any high point for RFGTX and RERGX.
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Drawdown Indicators
| RFGTX | RERGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -28.52% | -37.30% | +8.78% |
Max Drawdown (1Y)Largest decline over 1 year | -9.23% | -12.52% | +3.29% |
Max Drawdown (5Y)Largest decline over 5 years | -24.85% | -37.30% | +12.45% |
Max Drawdown (10Y)Largest decline over 10 years | -28.52% | -37.30% | +8.78% |
Current DrawdownCurrent decline from peak | -6.27% | -10.11% | +3.84% |
Average DrawdownAverage peak-to-trough decline | -3.94% | -9.28% | +5.34% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.09% | 3.30% | -1.21% |
Volatility
RFGTX vs. RERGX - Volatility Comparison
The current volatility for American Funds 2040 Target Date Retirement Fund Class R6 (RFGTX) is 4.79%, while American Funds EuroPacific Growth Fund Class R-6 (RERGX) has a volatility of 7.27%. This indicates that RFGTX experiences smaller price fluctuations and is considered to be less risky than RERGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RFGTX | RERGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.79% | 7.27% | -2.48% |
Volatility (6M)Calculated over the trailing 6-month period | 8.09% | 11.54% | -3.45% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.40% | 16.40% | -3.00% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.24% | 16.48% | -3.24% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.06% | 16.80% | -2.74% |