Voya Retirement Conservative Portfolio (IRCPX) belongs to the Diversified Portfolio category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with IRCPX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to IRCPX
IRCPX charges 0.28% annually. There are 92 mutual funds in the Diversified Portfolio category with lower expense ratios, going as low as 0.02%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity 70% Allocation Fund | 0.02% | — | Jan 2022 | IRCPX vs FRGAX | |
| PGIM 60/40 Allocation Fund | 0.03% | — | Sep 2017 | IRCPX vs PALDX | |
| Vanguard Balanced Index Fund Institutional Shares | 0.04% | 64.10B | Dec 2000 | IRCPX vs VBAIX | |
| TIAA-CREF Lifestyle Aggressive Growth Fund | 0.04% | — | Dec 2011 | IRCPX vs TSAIX | |
| Vanguard Tax-Managed Balanced Fund Admiral Shares | 0.05% | 12.30B | Sep 1994 | IRCPX vs VTMFX |
Best Risk-Adjusted Alternatives to IRCPX
IRCPX has a PortfoliosLab risk / return rank of 72. There are 136 mutual funds in the Diversified Portfolio category with higher risk-adjusted ranks, going as high as 99.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| SEI Asset Allocation Trust Defensive Strategy Allo... | 99 | — | Nov 2003 | IRCPX vs STDAX | |
| Thornburg Investment Income Builder Fund Class I | 97 | — | Dec 2002 | IRCPX vs TIBIX | |
| Nuveen Flexible Income Fund | 97 | — | Dec 2009 | IRCPX vs NWQIX | |
| Federated Hermes Municipal and Stock Advantage Fun... | 93 | — | Sep 2003 | IRCPX vs FMUAX | |
| Pioneer Balanced ESG Fund | 93 | — | Dec 1991 | IRCPX vs AYBLX |
Top Performing IRCPX Alternatives (YTD)
IRCPX is at 3.07% YTD. There are 499 mutual funds in the Diversified Portfolio category with higher YTD returns, going as high as 31.90%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Allspring Diversified Capital Builder Fund | 31.90% | — | Jan 1998 | IRCPX vs EKBAX | |
| Greenspring Fund | 19.62% | — | Jun 1983 | IRCPX vs GRSPX | |
| ICON Equity Income Fund | 18.26% | — | May 2004 | IRCPX vs IOEZX | |
| MH Elite Small Cap Fund of Funds Fund | 18.12% | — | Aug 1998 | IRCPX vs MHELX | |
| Thornburg Investment Income Builder Fund Class I | 16.39% | — | Dec 2002 | IRCPX vs TIBIX |
Lowest Volatility Alternatives to IRCPX
IRCPX has 4.71% 1-year volatility. There are 31 mutual funds in the Diversified Portfolio category with lower 1-year volatility, going as low as 0.86%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| SEI Asset Allocation Trust Defensive Strategy Allo... | 0.86% | — | Nov 2003 | IRCPX vs STDAX | |
| SEI Asset Allocation Trust Conservative Strategy F... | 2.82% | — | Nov 2003 | IRCPX vs SICIX | |
| SEI Institutional Managed Trust Multi-Asset Capita... | 2.87% | — | Apr 2012 | IRCPX vs SCLAX | |
| Ave Maria Bond Fund | 2.98% | — | Apr 2003 | IRCPX vs AVEFX | |
| American Funds College 2027 Fund | 3.11% | — | Sep 2012 | IRCPX vs CSTAX |
Lowest Drawdown Alternatives to IRCPX
IRCPX has a 1-year max drawdown of -3.54%. There are 28 mutual funds in the Diversified Portfolio category with shallower 1-year drawdowns, going as shallow as -0.36%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| SEI Asset Allocation Trust Defensive Strategy Allo... | -0.36% | — | Nov 2003 | IRCPX vs STDAX | |
| SEI Institutional Managed Trust Multi-Asset Capita... | -2.32% | — | Apr 2012 | IRCPX vs SCLAX | |
| DFA Global Allocation 25/75 Portfolio | -2.64% | — | Dec 2003 | IRCPX vs DGTSX | |
| SEI Asset Allocation Trust Conservative Strategy F... | -2.65% | — | Nov 2003 | IRCPX vs SICIX | |
| American Funds College 2027 Fund | -2.72% | — | Sep 2012 | IRCPX vs CSTAX |
Other Mutual Funds from Voya
The 10 most viewed Voya mutual funds shown here include LEXCX, IRLNX, IEDAX and span 8 categories.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| Voya Corporate Leaders Trust Fund | Large Cap Value Equities | 84 | 26.27% | — | Nov 1935 | IRCPX vs LEXCX | |
| Voya Russell Large Cap Growth Index Portfolio | Large Cap Growth Equities | 22 | 4.94% | — | May 2009 | IRCPX vs IRLNX | |
| Voya Large Cap Value Fund | Large Cap Value Equities | 40 | 10.20% | — | Dec 2007 | IRCPX vs IEDAX | |
| Voya Intermediate Bond Fund | Intermediate Core-Plus Bond | 17 | -0.02% | — | Dec 1998 | IRCPX vs IIBAX | |
| Atlas U.S. Tactical Income Fund | Diversified Portfolio | 45 | 1.07% | — | Sep 2015 | IRCPX vs ATLAX | |
| Voya International High Dividend Low Volatility Po... | Foreign Large Cap Equities | 69 | 10.60% | — | Jan 2006 | IRCPX vs IFTIX | |
| Voya Russell Large Cap Index Portfolio | Large Cap Blend Equities | 60 | 9.75% | — | Mar 2008 | IRCPX vs IIRLX | |
| Voya Emerging Markets Corporate Debt Fund | Emerging Markets Bonds | — | — | — | Aug 2012 | IRCPX vs IMCDX | |
| Voya Russell Large Cap Value Index Portfolio | Large Cap Value Equities | 93 | 17.71% | — | May 2009 | IRCPX vs IRVIX | |
| Voya High Yield Portfolio | High Yield Bonds | 46 | 1.17% | — | May 2004 | IRCPX vs IPHYX |
Often Compared With IRCPX
Investors most often compare IRCPX with VYMSX, BWBIX, FSRKX. These 17 comparison targets span 3 categories, based on PortfoliosLab usage data.
Compare IRCPX with Any Fund or Stock
Compare IRCPX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair IRCPX with funds that move differently
Voya Retirement Conservative Portfolio alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to IRCPX.
Explore IRCPX Diversifiers