- ISIN
- US92046L6920
- CUSIP
- 92046L692
- Issuer
- SMI Funds
- Inception Date
- Dec 1, 2005
- Category
- Diversified Portfolio
- Min. Investment
- $500
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Value
Share Price Chart
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Performance
SMIFX Performance Chart
Sound Mind Investing Fund (SMIFX) is up 15.9% since the beginning of the year. SMIFX is currently trading at $11 per share. Investors who bought $1,000 worth of SMIFX shares 5 years ago would now be looking at an investment worth $1,388.
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Returns By Period
Sound Mind Investing Fund (SMIFX) has returned 15.94% so far this year and 21.32% over the past 12 months. Over the last ten years, SMIFX has returned 9.47% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Sound Mind Investing Fund
- 1D
- 0.90%
- 1M
- 0.54%
- YTD
- 15.94%
- 6M
- 15.05%
- 1Y
- 21.32%
- 3Y*
- 12.51%
- 5Y*
- 6.77%
- 10Y*
- 9.47%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
SMIFX Monthly Returns History
Based on dividend-adjusted daily data since Dec 7, 2005, SMIFX's average daily return is +0.04%, while the average monthly return is +0.66%. At this rate, an investment would double in approximately 8.8 years.
Historically, 62% of months were positive and 38% were negative. The best month was Nov 2020 with a return of +15.3%, while the worst month was Oct 2008 at -17.9%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 6 months.
On a daily basis, SMIFX closed higher 52% of trading days. The best single day was Dec 30, 2021 with a return of +46.5%, while the worst single day was Dec 31, 2021 at -32.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 7.04% | 3.68% | -4.66% | 7.53% | 2.09% | -0.18% | 15.94% | ||||||
| 2025 | 4.36% | -3.50% | -4.83% | 0.00% | 3.60% | 1.84% | -1.10% | 2.84% | 2.86% | -1.73% | -1.07% | 0.31% | 3.16% |
| 2024 | 0.47% | 5.12% | 2.88% | -4.19% | 5.72% | 1.38% | 3.04% | 1.02% | 1.81% | -2.67% | 6.70% | -4.99% | 16.65% |
| 2023 | 2.17% | -0.95% | -0.36% | 0.84% | -0.48% | 2.51% | 2.68% | -2.61% | -4.66% | -3.05% | 5.54% | 3.91% | 5.17% |
| 2022 | -6.97% | 1.05% | 3.94% | -3.46% | 3.35% | -7.93% | 0.85% | -0.60% | -2.30% | 2.97% | 1.81% | -1.18% | -8.93% |
| 2021 | 2.73% | 1.61% | 0.40% | 3.08% | 2.60% | -0.75% | -1.50% | 2.52% | -3.42% | 5.24% | -3.07% | 1.58% | 11.15% |
Benchmark Metrics
Sound Mind Investing Fund has an annualized alpha of 0.18%, beta of 0.84, and R2 of 0.55 versus S&P 500 Index. Calculated based on daily prices since December 07, 2005.
- This fund participated in 94.32% of S&P 500 Index downside but only 85.33% of its upside - more exposed to losses than it benefited from rallies.
- Alpha
- 0.18%
- Beta
- 0.84
- R²
- 0.55
- Upside Capture
- 85.33%
- Downside Capture
- 94.32%
Expense Ratio
SMIFX has a high expense ratio of 1.19%, indicating above-average management fees.
Return for Risk
Risk / Return Rank
SMIFX ranks 45 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Sound Mind Investing Fund (SMIFX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SMIFX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.31 | ||
| Sortino ratioReturn per unit of downside risk | -0.42 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.37 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.89 | 2.78 | +0.10 |
| Martin ratioReturn relative to average drawdown | 9.12 | 12.44 | -3.32 |
Dividends
Dividend History
Sound Mind Investing Fund provided a 4.60% dividend yield over the last twelve months, with an annual payout of $0.52 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.52 | $0.52 | $0.13 | $0.15 | $0.08 | $4.30 | $0.00 | $0.05 | $2.20 | $1.17 | $0.00 | $1.51 |
Dividend yield | 4.60% | 5.33% | 1.28% | 1.73% | 0.97% | 46.86% | 0.00% | 0.48% | 26.02% | 10.06% | 0.00% | 14.94% |
Monthly Dividends
The table displays the monthly dividend distributions for Sound Mind Investing Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.52 | $0.52 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.13 | $0.13 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.15 | $0.15 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.08 | $0.08 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4.30 | $4.30 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Sound Mind Investing Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Sound Mind Investing Fund was 54.33%, occurring on Mar 9, 2009. Recovery took 988 trading sessions.
The current Sound Mind Investing Fund drawdown is 9.47%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -54.33%Mar 2009 | 1y 4mo | 3y 11mo | 5y 3moNov 2007 - Feb 2013 |
2023 bear market2023 | -41.36%Oct 2023 | 1y 9mo | — | 4y 5moDec 2021 - now |
COVID crash2020 | -34.74%Mar 2020 | 1mo 2d | 6mo 20d | 7mo 22dFeb 2020 - Oct 2020 |
Rate-hike selloffLate 2018 | -22.93%Dec 2018 | 3mo 26d | 1y 1mo | 1y 5moAug 2018 - Feb 2020 |
2016 correction2016 | -19.47%Feb 2016 | 2y 1mo | 11mo 19d | 3y 1moDec 2013 - Jan 2017 |
Drawdown Indicators
| SMIFX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.33% | -56.78% | +2.45% |
Max Drawdown (1Y)Largest decline over 1 year | -7.42% | -9.10% | +1.68% |
Max Drawdown (3Y)Largest decline over 3 years | -19.98% | -18.90% | -1.08% |
Max Drawdown (5Y)Largest decline over 5 years | -41.36% | -25.43% | -15.93% |
Max Drawdown (10Y)Largest decline over 10 years | -41.36% | -33.92% | -7.44% |
Current DrawdownCurrent decline from peak | -9.47% | -1.80% | -7.67% |
Average DrawdownAverage peak-to-trough decline | -14.27% | -10.71% | -3.56% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.34% | 2.03% | +0.31% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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