Voya Retirement Conservative Portfolio (IRCPX)
The Portfolio invests in a combination of underlying funds according to a model that is intended to reflect an allocation of approximately 27% of the Portfolio's assets in equity securities and 73% of the Portfolio's assets in fixed-income securities. The actual amount of Portfolio assets invested in equity securities may vary at any time and may range from 15% to 45% of its assets in equity securities and from 55% to 85% of its assets in fixed-income securities.
Fund Info
US92914C8579
Oct 30, 2007
$0
Large-Cap
Blend
Expense Ratio
IRCPX features an expense ratio of 0.28%, falling within the medium range.
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Voya Retirement Conservative Portfolio, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Voya Retirement Conservative Portfolio had a return of 1.87% year-to-date (YTD) and 8.10% in the last 12 months. Over the past 10 years, Voya Retirement Conservative Portfolio had an annualized return of 3.81%, while the S&P 500 had an annualized return of 11.31%, indicating that Voya Retirement Conservative Portfolio did not perform as well as the benchmark.
IRCPX
1.87%
1.24%
1.49%
8.10%
2.89%
3.81%
^GSPC (Benchmark)
4.46%
2.46%
9.31%
23.49%
13.03%
11.31%
Monthly Returns
The table below presents the monthly returns of IRCPX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.24% | 1.87% | |||||||||||
| 2024 | 0.25% | 0.12% | 1.22% | -2.44% | 2.15% | 1.24% | 1.98% | 1.51% | 1.36% | -1.84% | 1.62% | -1.35% | 5.85% |
| 2023 | 3.54% | -2.41% | 2.60% | 0.76% | -0.88% | 1.27% | 0.65% | -0.78% | -2.48% | -1.47% | 4.75% | 3.50% | 9.09% |
| 2022 | -2.69% | -1.54% | -1.35% | -4.64% | 0.44% | -3.41% | 3.75% | -2.87% | -5.27% | 1.09% | 4.03% | -1.68% | -13.69% |
| 2021 | -0.60% | -0.30% | 0.20% | 2.11% | 0.49% | 0.98% | 1.10% | 0.60% | -1.80% | 1.52% | -0.30% | 0.80% | 4.86% |
| 2020 | 1.06% | -1.26% | -4.35% | 4.55% | 1.80% | 1.35% | 2.63% | 1.47% | -1.03% | -1.15% | 4.11% | 1.42% | 10.76% |
| 2019 | 3.10% | 0.78% | 1.88% | 1.09% | -0.75% | 2.71% | 0.48% | 1.10% | 0.11% | 0.87% | 0.86% | 0.85% | 13.82% |
| 2018 | 0.85% | -1.90% | -0.11% | -0.32% | 0.87% | 0.00% | 0.92% | 0.89% | -0.33% | -2.89% | 0.92% | -1.36% | -2.53% |
| 2017 | 0.89% | 1.32% | 0.11% | 0.76% | 0.75% | -0.11% | 0.92% | 0.55% | 0.33% | 0.65% | 0.76% | 0.64% | 7.82% |
| 2016 | -0.78% | 0.34% | 2.92% | 0.44% | 0.22% | 1.30% | 1.59% | -0.11% | 0.11% | -1.09% | -0.66% | 0.56% | 4.85% |
| 2015 | 0.94% | 0.94% | -0.31% | 0.31% | -0.21% | -1.45% | 0.97% | -2.30% | -0.79% | 2.49% | -0.22% | -0.88% | -0.60% |
| 2014 | 0.10% | 1.76% | -0.20% | 0.82% | 1.62% | 0.70% | -0.65% | 1.71% | -1.68% | 1.18% | 1.06% | -0.42% | 6.10% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 77, IRCPX is among the top 23% of mutual funds on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Voya Retirement Conservative Portfolio (IRCPX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Voya Retirement Conservative Portfolio provided a 3.35% dividend yield over the last twelve months, with an annual payout of $0.27 per share.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.27 | $0.27 | $0.17 | $0.22 | $0.24 | $0.20 | $0.20 | $0.20 | $0.16 | $0.16 | $0.17 | $0.33 |
Dividend yield | 3.35% | 3.41% | 2.18% | 2.87% | 2.38% | 1.97% | 2.06% | 2.30% | 1.65% | 1.71% | 1.86% | 3.41% |
Monthly Dividends
The table displays the monthly dividend distributions for Voya Retirement Conservative Portfolio. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | ||||||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.27 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.22 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.24 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 |
| 2018 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.20 |
| 2017 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.16 |
| 2016 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.16 |
| 2015 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 |
| 2014 | $0.33 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.33 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Voya Retirement Conservative Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Voya Retirement Conservative Portfolio was 17.75%, occurring on Oct 20, 2022. Recovery took 474 trading sessions.
The current Voya Retirement Conservative Portfolio drawdown is 0.24%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -17.75% | Nov 10, 2021 | 238 | Oct 20, 2022 | 474 | Sep 11, 2024 | 712 |
| -17.5% | Oct 26, 2009 | 3 | Oct 28, 2009 | 587 | Feb 28, 2012 | 590 |
| -11.78% | Feb 21, 2020 | 20 | Mar 19, 2020 | 52 | Jun 3, 2020 | 72 |
| -5.72% | Jan 29, 2018 | 229 | Dec 24, 2018 | 41 | Feb 25, 2019 | 270 |
| -5.61% | Apr 27, 2015 | 186 | Jan 20, 2016 | 93 | Jun 2, 2016 | 279 |
Volatility
Volatility Chart
The current Voya Retirement Conservative Portfolio volatility is 1.24%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.