- ISIN
- US92914C8579
- Issuer
- Voya
- Inception Date
- Oct 30, 2007
- Category
- Diversified Portfolio
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
Loading charts...
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
IRCPX Performance Chart
Voya Retirement Conservative Portfolio (IRCPX) is up 3.5% since the beginning of the year. IRCPX is currently trading at $8 per share. Investors who bought $1,000 worth of IRCPX shares 5 years ago would now be looking at an investment worth $1,162.
Loading charts...
Returns By Period
Voya Retirement Conservative Portfolio (IRCPX) has returned 3.48% so far this year and 10.47% over the past 12 months. Over the last ten years, IRCPX has returned 4.50% per year, falling short of the S&P 500 Index benchmark, which averaged 13.75% annually.
Voya Retirement Conservative Portfolio
- 1D
- 0.13%
- 1M
- 1.71%
- YTD
- 3.48%
- 6M
- 3.61%
- 1Y
- 10.47%
- 3Y*
- 7.99%
- 5Y*
- 3.04%
- 10Y*
- 4.50%
Benchmark (S&P 500 Index)
- 1D
- 0.13%
- 1M
- 5.68%
- YTD
- 11.16%
- 6M
- 11.10%
- 1Y
- 27.46%
- 3Y*
- 21.12%
- 5Y*
- 12.66%
- 10Y*
- 13.75%
IRCPX Monthly Returns History
Based on dividend-adjusted daily data since Nov 9, 2009, IRCPX's average daily return is +0.02%, while the average monthly return is +0.41%. At this rate, an investment would double in approximately 14.1 years.
Historically, 67% of months were positive and 33% were negative. The best month was Nov 2023 with a return of +4.8%, while the worst month was Sep 2022 at -5.3%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 4 months.
On a daily basis, IRCPX closed higher 46% of trading days. The best single day was Nov 11, 2022 with a return of +2.8%, while the worst single day was Mar 12, 2020 at -3.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.94% | 1.06% | -2.62% | 2.56% | 1.44% | 0.13% | 3.48% | ||||||
| 2025 | 1.24% | 1.11% | -1.22% | 0.25% | 1.23% | 2.06% | 0.27% | 1.38% | 1.39% | 0.95% | 0.40% | 0.13% | 9.54% |
| 2024 | 0.25% | 0.13% | 1.37% | -2.59% | 2.15% | 1.24% | 1.98% | 1.64% | 1.24% | -1.35% | 1.49% | -1.71% | 5.85% |
| 2023 | 3.54% | -2.41% | 2.60% | 0.76% | -0.88% | 1.27% | 0.65% | -0.78% | -2.48% | -1.47% | 4.76% | 3.50% | 9.09% |
| 2022 | -2.69% | -1.54% | -1.35% | -4.64% | 0.44% | -3.41% | 3.75% | -2.87% | -5.27% | 1.09% | 4.03% | -1.68% | -13.69% |
| 2021 | -0.60% | -0.30% | 0.20% | 2.11% | 0.49% | 0.98% | 1.10% | 0.60% | -1.80% | 1.52% | -0.30% | 0.80% | 4.87% |
Benchmark Metrics
Voya Retirement Conservative Portfolio has an annualized alpha of 1.65%, beta of 0.25, and R2 of 0.63 versus S&P 500 Index. Calculated based on daily prices since November 10, 2009.
- This fund participated in 35.61% of S&P 500 Index downside but only 30.91% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.25 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 1.65%
- Beta
- 0.25
- R²
- 0.63
- Upside Capture
- 30.91%
- Downside Capture
- 35.61%
Expense Ratio
IRCPX has an expense ratio of 0.28%, placing it in the medium range.
Return for Risk
Risk / Return Rank
IRCPX ranks 78 for risk / return — better than 78% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Voya Retirement Conservative Portfolio (IRCPX) and compare them to S&P 500 Index.
| IRCPX | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.61 | 2.39 | +0.22 |
Sortino ratioReturn per unit of downside risk | 3.96 | 3.25 | +0.71 |
Omega ratioGain probability vs. loss probability | 1.52 | 1.43 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 3.23 | 3.11 | +0.11 |
Martin ratioReturn relative to average drawdown | 14.36 | 14.38 | -0.02 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
Voya Retirement Conservative Portfolio provided a 16.59% dividend yield over the last twelve months, with an annual payout of $1.28 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.28 | $1.28 | $0.40 | $0.32 | $1.06 | $0.45 | $0.43 | $0.43 | $0.26 | $0.35 | $0.36 | $0.51 |
Dividend yield | 16.59% | 17.17% | 4.99% | 4.01% | 13.97% | 4.50% | 4.29% | 4.59% | 2.93% | 3.78% | 3.95% | 5.67% |
Monthly Dividends
The table displays the monthly dividend distributions for Voya Retirement Conservative Portfolio. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.47 | $0.00 | $0.81 | $0.00 | $0.00 | $0.00 | $1.28 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.40 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.40 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.32 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.32 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.06 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.06 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.45 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.45 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading charts...
Worst Drawdowns
The table below displays the maximum drawdowns of the Voya Retirement Conservative Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Voya Retirement Conservative Portfolio was 17.75%, occurring on Oct 20, 2022. Recovery took 474 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -17.75%Oct 2022 | 11mo 14d | 1y 10mo | 2y 10moNov 2021 - Sep 2024 |
COVID crash2020 | -11.78%Mar 2020 | 27d | 2mo 16d | 3mo 13dFeb 2020 - Jun 2020 |
Rate-hike selloffLate 2018 | -7.78%Dec 2018 | 10mo 29d | 4mo 1d | 1y 2moJan 2018 - Apr 2019 |
2016 pullback2016 | -5.61%Jan 2016 | 8mo 28d | 4mo 14d | 1y 1moApr 2015 - Jun 2016 |
2013 pullback2013 | -5.27%Jun 2013 | 1mo 3d | 4mo | 5mo 3dMay 2013 - Oct 2013 |
Drawdown Indicators
| IRCPX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.75% | -56.78% | +39.03% |
Max Drawdown (1Y)Largest decline over 1 year | -3.54% | -9.10% | +5.56% |
Max Drawdown (3Y)Largest decline over 3 years | -5.29% | -18.90% | +13.61% |
Max Drawdown (5Y)Largest decline over 5 years | -17.75% | -25.43% | +7.68% |
Max Drawdown (10Y)Largest decline over 10 years | -17.75% | -33.92% | +16.17% |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -2.41% | -10.72% | +8.31% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.77% | 1.97% | -1.20% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading charts...
Build a portfolio with IRCPX
Add Voya Retirement Conservative Portfolio to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Analyzer with IRCPX