IRCPX vs. IRLNX
IRCPX (Voya Retirement Conservative Portfolio) and IRLNX (Voya Russell Large Cap Growth Index Portfolio) are both mutual funds - IRCPX is a Diversified Portfolio fund managed by Voya, while IRLNX is a Large Cap Growth Equities fund managed by Voya. Over the past 10 years, IRCPX returned 4.23%/yr vs 18.08%/yr for IRLNX. Their 0.70 correlation means they have sometimes moved together and sometimes differently. IRCPX charges 0.28%/yr vs 0.43%/yr for IRLNX.
Performance
IRCPX vs. IRLNX - Performance Comparison
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Returns By Period
In the year-to-date period, IRCPX achieves a 2.94% return, which is significantly higher than IRLNX's 2.58% return. Over the past 10 years, IRCPX has underperformed IRLNX with an annualized return of 4.23%, while IRLNX has yielded a comparatively higher 18.08% annualized return.
IRCPX
- 1D
- 0.52%
- 1M
- -0.26%
- 6M
- 2.26%
- YTD
- 2.94%
- 1Y
- 6.85%
- 3Y*
- 7.58%
- 5Y*
- 2.47%
- 10Y*
- 4.23%
- ALL TIME*
- 4.79%
IRLNX
- 1D
- 2.15%
- 1M
- -0.51%
- 6M
- 5.90%
- YTD
- 2.58%
- 1Y
- 11.37%
- 3Y*
- 21.65%
- 5Y*
- 12.96%
- 10Y*
- 18.08%
- ALL TIME*
- 17.09%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
IRCPX vs. IRLNX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
IRCPX Voya Retirement Conservative Portfolio | 2.94% | 9.54% | 5.85% | 9.09% | -13.69% | 4.87% | 10.77% | 13.81% | -4.66% | 7.82% |
IRLNX Voya Russell Large Cap Growth Index Portfolio | 2.58% | 18.20% | 34.60% | 46.01% | -30.06% | 30.63% | 38.32% | 35.61% | -2.02% | 31.27% |
Correlation
The correlation between IRCPX and IRLNX is 0.62, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.62 |
Correlation (3Y) Balances recent behavior with more history. | 0.57 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.63 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.68 |
Correlation (All Time) Calculated using the full available price history since Nov 9, 2009 | 0.70 |
The correlation between IRCPX and IRLNX shifts across timeframes, from 0.57 (3 years) to 0.70 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
IRCPX vs. IRLNX — Risk / Return Rank
IRCPX
IRLNX
IRCPX vs. IRLNX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Voya Retirement Conservative Portfolio (IRCPX) and Voya Russell Large Cap Growth Index Portfolio (IRLNX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IRCPX | IRLNX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.97 | ||
| Sortino ratioReturn per unit of downside risk | +1.36 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.12 | +0.18 |
| Calmar ratioReturn relative to maximum drawdown | 2.23 | 0.74 | +1.49 |
| Martin ratioReturn relative to average drawdown | 9.17 | 2.09 | +7.08 |
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Drawdowns
IRCPX vs. IRLNX - Drawdown Comparison
The maximum IRCPX drawdown since its inception was -17.75%, smaller than the maximum IRLNX drawdown of -32.90%. Use the drawdown chart below to compare losses from any high point for IRCPX and IRLNX.
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Drawdown Indicators
| IRCPX | IRLNX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.75% | -32.90% | +15.15% |
Max Drawdown (1Y)Largest decline over 1 year | -3.54% | -16.64% | +13.10% |
Max Drawdown (3Y)Largest decline over 3 years | -4.50% | -23.31% | +18.81% |
Max Drawdown (5Y)Largest decline over 5 years | -17.75% | -32.90% | +15.15% |
Max Drawdown (10Y)Largest decline over 10 years | -17.75% | -32.90% | +15.15% |
Current DrawdownCurrent decline from peak | -0.65% | -6.57% | +5.92% |
Average DrawdownAverage peak-to-trough decline | -2.39% | -4.75% | +2.36% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.83% | 5.66% | -4.83% |
Volatility
IRCPX vs. IRLNX - Volatility Comparison
The current volatility for Voya Retirement Conservative Portfolio (IRCPX) is 1.70%, while Voya Russell Large Cap Growth Index Portfolio (IRLNX) has a volatility of 7.04%. This indicates that IRCPX experiences smaller price fluctuations and is considered to be less risky than IRLNX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IRCPX | IRLNX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.70% | 7.04% | -5.34% |
Volatility (6M)Calculated over the trailing 6-month period | 4.00% | 14.93% | -10.93% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.86% | 18.58% | -13.72% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.16% | 22.36% | -16.20% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.84% | 21.62% | -15.78% |
IRCPX vs. IRLNX - Expense Ratio Comparison
IRCPX has a 0.28% expense ratio, which is lower than IRLNX's 0.43% expense ratio.
Dividends
IRCPX vs. IRLNX - Dividend Comparison
IRCPX's dividend yield for the trailing twelve months is around 10.57%, less than IRLNX's 20.13% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IRCPX Voya Retirement Conservative Portfolio | 10.57% | 17.17% | 4.99% | 4.01% | 13.97% | 4.50% | 4.29% | 4.59% | 2.93% | 3.78% | 3.95% | 5.67% |
IRLNX Voya Russell Large Cap Growth Index Portfolio | 20.13% | 9.54% | 3.55% | 4.60% | 11.22% | 0.83% | 4.18% | 4.95% | 3.70% | 0.99% | 1.23% | 1.14% |
Frequently Asked Questions
IRCPX and IRLNX have a correlation of 0.62, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
IRLNX has higher volatility (7.04%) compared to IRCPX (1.70%). In terms of maximum drawdown, IRCPX dropped -17.75% vs IRLNX's -32.90%.
IRCPX currently has the higher Sharpe Ratio (1.63 vs 0.66), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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