VTHR vs. VTTVX
VTHR (Vanguard Russell 3000 ETF) and VTTVX (Vanguard Target Retirement 2025 Fund) are both funds - VTHR is a Large Cap Blend Equities fund tracking the Russell 3000 Index, while VTTVX is a Diversified Portfolio fund managed by Vanguard. Over the past 10 years, VTHR returned 14.94%/yr vs 7.98%/yr for VTTVX. Their correlation of 0.90 suggests significant overlap in exposure. VTHR charges 0.07%/yr vs 0.08%/yr for VTTVX.
Performance
VTHR vs. VTTVX - Performance Comparison
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Returns By Period
In the year-to-date period, VTHR achieves a 9.46% return, which is significantly higher than VTTVX's 5.56% return. Over the past 10 years, VTHR has outperformed VTTVX with an annualized return of 14.94%, while VTTVX has yielded a comparatively lower 7.98% annualized return.
VTHR
- 1D
- 0.61%
- 1M
- -0.28%
- YTD
- 9.46%
- 6M
- 9.47%
- 1Y
- 25.83%
- 3Y*
- 20.45%
- 5Y*
- 12.17%
- 10Y*
- 14.94%
VTTVX
- 1D
- 1.40%
- 1M
- 0.05%
- YTD
- 5.56%
- 6M
- 6.18%
- 1Y
- 15.21%
- 3Y*
- 12.18%
- 5Y*
- 5.66%
- 10Y*
- 7.98%
VTHR vs. VTTVX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTHR Vanguard Russell 3000 ETF | 9.46% | 16.99% | 23.57% | 25.92% | -19.20% | 25.49% | 20.93% | 30.82% | -5.65% | 21.06% |
VTTVX Vanguard Target Retirement 2025 Fund | 5.56% | 14.63% | 9.23% | 14.76% | -15.57% | 9.78% | 13.31% | 19.63% | -5.14% | 13.68% |
Correlation
The correlation between VTHR and VTTVX is 0.93, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.93 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.90 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.92 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.92 |
Correlation (All Time) Calculated using the full available price history since Sep 22, 2010 | 0.90 |
The correlation between VTHR and VTTVX has been stable across timeframes, ranging from 0.90 to 0.93 - a consistent structural relationship.
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Return for Risk
VTHR vs. VTTVX — Risk / Return Rank
VTHR
VTTVX
VTHR vs. VTTVX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Russell 3000 ETF (VTHR) and Vanguard Target Retirement 2025 Fund (VTTVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VTHR | VTTVX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.12 | ||
| Sortino ratioReturn per unit of downside risk | -0.27 | ||
| Omega ratioGain probability vs. loss probability | 1.34 | 1.39 | -0.05 |
| Calmar ratioReturn relative to maximum drawdown | 2.74 | 2.66 | +0.08 |
| Martin ratioReturn relative to average drawdown | 12.28 | 11.38 | +0.90 |
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Drawdowns
VTHR vs. VTTVX - Drawdown Comparison
The maximum VTHR drawdown since its inception was -34.61%, smaller than the maximum VTTVX drawdown of -46.03%. Use the drawdown chart below to compare losses from any high point for VTHR and VTTVX.
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Drawdown Indicators
| VTHR | VTTVX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.61% | -46.03% | +11.42% |
Max Drawdown (1Y)Largest decline over 1 year | -8.91% | -5.57% | -3.34% |
Max Drawdown (3Y)Largest decline over 3 years | -19.36% | -7.84% | -11.52% |
Max Drawdown (5Y)Largest decline over 5 years | -25.06% | -21.52% | -3.54% |
Max Drawdown (10Y)Largest decline over 10 years | -34.61% | -22.51% | -12.10% |
Current DrawdownCurrent decline from peak | -2.02% | -1.17% | -0.85% |
Average DrawdownAverage peak-to-trough decline | -4.04% | -5.05% | +1.01% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.99% | 1.30% | +0.69% |
Volatility
VTHR vs. VTTVX - Volatility Comparison
Vanguard Russell 3000 ETF (VTHR) has a higher volatility of 4.33% compared to Vanguard Target Retirement 2025 Fund (VTTVX) at 3.03%. This indicates that VTHR's price experiences larger fluctuations and is considered to be riskier than VTTVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTHR | VTTVX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.33% | 3.03% | +1.30% |
Volatility (6M)Calculated over the trailing 6-month period | 9.87% | 6.01% | +3.86% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.70% | 7.23% | +5.47% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.36% | 9.14% | +8.22% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.86% | 9.96% | +7.90% |
VTHR vs. VTTVX - Expense Ratio Comparison
VTHR has a 0.07% expense ratio, which is lower than VTTVX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
VTHR vs. VTTVX - Dividend Comparison
VTHR's dividend yield for the trailing twelve months is around 1.02%, less than VTTVX's 7.00% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTHR Vanguard Russell 3000 ETF | 1.02% | 1.08% | 1.19% | 1.47% | 1.52% | 1.16% | 1.37% | 1.65% | 1.89% | 1.63% | 1.82% | 1.84% |
VTTVX Vanguard Target Retirement 2025 Fund | 7.00% | 7.38% | 7.63% | 3.96% | 2.96% | 16.28% | 4.35% | 2.57% | 3.14% | 0.47% | 2.68% | 4.98% |
Frequently Asked Questions
With a correlation of 0.93, VTHR and VTTVX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
VTHR has higher volatility (4.33%) compared to VTTVX (3.03%). In terms of maximum drawdown, VTHR dropped -34.61% vs VTTVX's -46.03%.
VTTVX currently has the higher Sharpe Ratio (2.05 vs 1.92), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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