VTTVX vs. VTWNX
Compare and contrast key facts about Vanguard Target Retirement 2025 Fund (VTTVX) and Vanguard Target Retirement 2020 Fund (VTWNX).
VTTVX is managed by Vanguard. It was launched on Oct 27, 2003. VTWNX is managed by Vanguard. It was launched on Jun 7, 2006.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VTTVX or VTWNX.
Key characteristics
| VTTVX | VTWNX | |
|---|---|---|
| YTD Return | 10.97% | 8.88% |
| 1Y Return | 20.49% | 17.22% |
| 3Y Return (Ann) | 2.21% | 1.52% |
| 5Y Return (Ann) | 6.59% | 5.54% |
| 10Y Return (Ann) | 6.55% | 5.77% |
| Sharpe Ratio | 2.23 | 1.61 |
| Sortino Ratio | 3.25 | 2.36 |
| Omega Ratio | 1.50 | 1.47 |
| Calmar Ratio | 1.73 | 1.53 |
| Martin Ratio | 11.37 | 5.32 |
| Ulcer Index | 1.74% | 3.10% |
| Daily Std Dev | 8.85% | 10.23% |
| Max Drawdown | -46.03% | -42.16% |
| Current Drawdown | -0.10% | -0.44% |
Correlation
The correlation between VTTVX and VTWNX is 1.00, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VTTVX vs. VTWNX - Performance Comparison
In the year-to-date period, VTTVX achieves a 10.97% return, which is significantly higher than VTWNX's 8.88% return. Over the past 10 years, VTTVX has outperformed VTWNX with an annualized return of 6.55%, while VTWNX has yielded a comparatively lower 5.77% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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VTTVX vs. VTWNX - Expense Ratio Comparison
Both VTTVX and VTWNX have an expense ratio of 0.08%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Risk-Adjusted Performance
VTTVX vs. VTWNX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2025 Fund (VTTVX) and Vanguard Target Retirement 2020 Fund (VTWNX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VTTVX vs. VTWNX - Dividend Comparison
VTTVX's dividend yield for the trailing twelve months is around 2.47%, less than VTWNX's 2.70% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTTVX Vanguard Target Retirement 2025 Fund | 2.47% | 2.74% | 2.21% | 2.16% | 1.65% | 2.37% | 2.55% | 1.99% | 2.00% | 2.19% | 1.95% | 1.82% |
VTWNX Vanguard Target Retirement 2020 Fund | 2.70% | 2.94% | 2.58% | 2.54% | 1.62% | 2.43% | 2.60% | 2.01% | 1.99% | 2.18% | 1.90% | 1.79% |
Drawdowns
VTTVX vs. VTWNX - Drawdown Comparison
The maximum VTTVX drawdown since its inception was -46.03%, which is greater than VTWNX's maximum drawdown of -42.16%. Use the drawdown chart below to compare losses from any high point for VTTVX and VTWNX. For additional features, visit the drawdowns tool.
Volatility
VTTVX vs. VTWNX - Volatility Comparison
Vanguard Target Retirement 2025 Fund (VTTVX) has a higher volatility of 1.74% compared to Vanguard Target Retirement 2020 Fund (VTWNX) at 1.40%. This indicates that VTTVX's price experiences larger fluctuations and is considered to be riskier than VTWNX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.