VFFVX vs. EFV
VFFVX (Vanguard Target Retirement 2055 Fund) and EFV (iShares MSCI EAFE Value ETF) are both funds - VFFVX is a Target Retirement Date fund managed by Vanguard, while EFV is a Foreign Large Cap Equities fund tracking the MSCI EAFE Value Index (Net). Over the past 10 years, VFFVX returned 11.48%/yr vs 10.23%/yr for EFV. Their correlation of 0.86 suggests significant overlap in exposure. VFFVX charges 0.08%/yr vs 0.31%/yr for EFV.
Performance
VFFVX vs. EFV - Performance Comparison
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Returns By Period
In the year-to-date period, VFFVX achieves a 9.64% return, which is significantly lower than EFV's 12.03% return. Over the past 10 years, VFFVX has outperformed EFV with an annualized return of 11.48%, while EFV has yielded a comparatively lower 10.23% annualized return.
VFFVX
- 1D
- -0.81%
- 1M
- -1.75%
- 6M
- 6.82%
- YTD
- 9.64%
- 1Y
- 20.07%
- 3Y*
- 16.80%
- 5Y*
- 9.72%
- 10Y*
- 11.48%
- ALL TIME*
- 11.00%
EFV
- 1D
- -0.69%
- 1M
- 1.68%
- 6M
- 8.90%
- YTD
- 12.03%
- 1Y
- 29.67%
- 3Y*
- 20.66%
- 5Y*
- 13.80%
- 10Y*
- 10.23%
- ALL TIME*
- 5.96%
VFFVX vs. EFV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VFFVX Vanguard Target Retirement 2055 Fund | 9.64% | 21.44% | 14.50% | 20.39% | -17.48% | 16.44% | 16.33% | 24.98% | -7.88% | 21.39% |
EFV iShares MSCI EAFE Value ETF | 12.03% | 42.22% | 5.35% | 18.85% | -5.22% | 11.08% | -2.97% | 15.80% | -14.67% | 21.22% |
Correlation
The correlation between VFFVX and EFV is 0.77, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.77 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.75 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.79 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.82 |
Correlation (All Time) Calculated using the full available price history since Aug 18, 2010 | 0.86 |
The correlation between VFFVX and EFV shifts across timeframes, from 0.75 (3 years) to 0.86 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
VFFVX vs. EFV — Risk / Return Rank
VFFVX
EFV
VFFVX vs. EFV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2055 Fund (VFFVX) and iShares MSCI EAFE Value ETF (EFV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VFFVX | EFV | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.44 | ||
| Sortino ratioReturn per unit of downside risk | -0.61 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.37 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | 2.25 | 2.74 | -0.48 |
| Martin ratioReturn relative to average drawdown | 9.54 | 10.04 | -0.50 |
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Drawdowns
VFFVX vs. EFV - Drawdown Comparison
The maximum VFFVX drawdown since its inception was -31.40%, smaller than the maximum EFV drawdown of -63.94%. Use the drawdown chart below to compare losses from any high point for VFFVX and EFV.
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Drawdown Indicators
| VFFVX | EFV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.40% | -63.94% | +32.54% |
Max Drawdown (1Y)Largest decline over 1 year | -8.93% | -10.90% | +1.97% |
Max Drawdown (3Y)Largest decline over 3 years | -14.52% | -13.72% | -0.80% |
Max Drawdown (5Y)Largest decline over 5 years | -25.39% | -25.84% | +0.45% |
Max Drawdown (10Y)Largest decline over 10 years | -31.40% | -43.16% | +11.76% |
Current DrawdownCurrent decline from peak | -2.25% | -1.39% | -0.86% |
Average DrawdownAverage peak-to-trough decline | -4.12% | -14.75% | +10.63% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.10% | 2.96% | -0.86% |
Volatility
VFFVX vs. EFV - Volatility Comparison
Vanguard Target Retirement 2055 Fund (VFFVX) has a higher volatility of 3.66% compared to iShares MSCI EAFE Value ETF (EFV) at 3.17%. This indicates that VFFVX's price experiences larger fluctuations and is considered to be riskier than EFV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VFFVX | EFV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.66% | 3.17% | +0.49% |
Volatility (6M)Calculated over the trailing 6-month period | 10.36% | 12.15% | -1.79% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.37% | 14.48% | -2.11% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.34% | 15.91% | -1.57% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.06% | 17.44% | -2.38% |
VFFVX vs. EFV - Expense Ratio Comparison
VFFVX has a 0.08% expense ratio, which is lower than EFV's 0.31% expense ratio.
Dividends
VFFVX vs. EFV - Dividend Comparison
VFFVX's dividend yield for the trailing twelve months is around 1.90%, less than EFV's 4.69% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
EFV iShares MSCI EAFE Value ETF | 4.69% | 4.16% | 4.66% | 4.36% | 4.17% | 4.07% | 2.42% | 4.62% | 4.56% | 3.56% | 3.28% | 3.59% |
VFFVX Vanguard Target Retirement 2055 Fund | 1.90% | 2.08% | 2.31% | 2.18% | 2.19% | 10.03% | 1.82% | 2.15% | 2.35% | 1.83% | 1.99% | 1.98% |
Frequently Asked Questions
VFFVX and EFV have a correlation of 0.77, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VFFVX has higher volatility (3.66%) compared to EFV (3.17%). In terms of maximum drawdown, VFFVX dropped -31.40% vs EFV's -63.94%.
EFV currently has the higher Sharpe Ratio (2.06 vs 1.63), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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