VFFVX vs. SWYJX
Compare and contrast key facts about Vanguard Target Retirement 2055 Fund (VFFVX) and Schwab Target 2055 Index Fund (SWYJX).
VFFVX is managed by Vanguard. It was launched on Aug 18, 2010. SWYJX is managed by Schwab Funds. It was launched on Aug 24, 2016.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VFFVX or SWYJX.
Correlation
The correlation between VFFVX and SWYJX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VFFVX vs. SWYJX - Performance Comparison
Key characteristics
VFFVX:
1.74
SWYJX:
1.71
VFFVX:
2.37
SWYJX:
2.29
VFFVX:
1.32
SWYJX:
1.31
VFFVX:
2.08
SWYJX:
2.76
VFFVX:
9.98
SWYJX:
9.93
VFFVX:
1.88%
SWYJX:
1.94%
VFFVX:
10.80%
SWYJX:
11.33%
VFFVX:
-31.40%
SWYJX:
-32.63%
VFFVX:
-0.49%
SWYJX:
-0.52%
Returns By Period
In the year-to-date period, VFFVX achieves a 3.40% return, which is significantly lower than SWYJX's 3.60% return.
VFFVX
3.40%
1.61%
7.47%
17.87%
8.08%
8.33%
SWYJX
3.60%
1.71%
7.75%
18.57%
10.03%
N/A
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VFFVX vs. SWYJX - Expense Ratio Comparison
VFFVX has a 0.08% expense ratio, which is higher than SWYJX's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VFFVX vs. SWYJX — Risk-Adjusted Performance Rank
VFFVX
SWYJX
VFFVX vs. SWYJX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2055 Fund (VFFVX) and Schwab Target 2055 Index Fund (SWYJX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VFFVX vs. SWYJX - Dividend Comparison
VFFVX's dividend yield for the trailing twelve months is around 2.10%, more than SWYJX's 1.92% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFFVX Vanguard Target Retirement 2055 Fund | 2.10% | 2.17% | 2.18% | 2.10% | 2.10% | 1.60% | 2.15% | 2.35% | 1.83% | 1.99% | 1.92% | 1.73% |
SWYJX Schwab Target 2055 Index Fund | 1.92% | 1.99% | 1.99% | 1.93% | 1.74% | 1.60% | 1.96% | 2.17% | 1.47% | 1.25% | 0.00% | 0.00% |
Drawdowns
VFFVX vs. SWYJX - Drawdown Comparison
The maximum VFFVX drawdown since its inception was -31.40%, roughly equal to the maximum SWYJX drawdown of -32.63%. Use the drawdown chart below to compare losses from any high point for VFFVX and SWYJX. For additional features, visit the drawdowns tool.
Volatility
VFFVX vs. SWYJX - Volatility Comparison
Vanguard Target Retirement 2055 Fund (VFFVX) and Schwab Target 2055 Index Fund (SWYJX) have volatilities of 3.18% and 3.30%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.