V vs. VGT

Last updated Jun 6, 2026

V (Visa Inc.) is a stock, while VGT (Vanguard Information Technology ETF) is Technology Equities fund tracking the MSCI USA IMI Information Technology 25/50 Index. Over the past 10 years, V returned 15.72%/yr vs 24.81%/yr for VGT. A 0.59 correlation means they provide meaningful diversification when combined.

Performance

V vs. VGT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Visa Inc. (V) and Vanguard Information Technology ETF (VGT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, V achieves a -7.36% return, which is significantly lower than VGT's 22.48% return. Over the past 10 years, V has underperformed VGT with an annualized return of 15.72%, while VGT has yielded a comparatively higher 24.81% annualized return.

V

• 1D: 1.06%
• 1M: 1.71%
• YTD: -7.36%
• 6M: -1.91%
• 1Y: -11.08%
• 3Y*: 13.20%
• 5Y*: 7.86%
• 10Y*: 15.72%

VGT

• 1D: -6.14%
• 1M: 5.22%
• YTD: 22.48%
• 6M: 20.33%
• 1Y: 49.26%
• 3Y*: 30.47%
• 5Y*: 20.48%
• 10Y*: 24.81%

*Multi-year figures are annualized to reflect compound growth (CAGR)

V vs. VGT - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
V Visa Inc.	-7.36%	11.76%	22.32%	26.31%	-3.40%	-0.31%	17.12%	43.33%	16.49%	47.18%
VGT Vanguard Information Technology ETF	22.48%	21.77%	29.30%	52.66%	-29.70%	30.45%	46.04%	48.62%	2.46%	37.08%

Correlation

The correlation between V and VGT is 0.15, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.15
Correlation (3Y) Calculated over the trailing 3-year period	0.28
Correlation (5Y) Calculated over the trailing 5-year period	0.46
Correlation (10Y) Calculated over the trailing 10-year period	0.59
Correlation (All Time) Calculated using the full available price history since Mar 20, 2008	0.59

Over the past year, the correlation between V and VGT has dropped to 0.15 - well below their long-term average of 0.59, suggesting their price drivers have been diverging.

Return for Risk

V vs. VGT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

V

V Risk / Return Rank: 20
V Sharpe Ratio Rank: 20
V Sortino Ratio Rank: 18
V Omega Ratio Rank: 18
V Calmar Ratio Rank: 22
V Martin Ratio Rank: 21

VGT

VGT Risk / Return Rank: 63
VGT Sharpe Ratio Rank: 72
VGT Sortino Ratio Rank: 62
VGT Omega Ratio Rank: 65
VGT Calmar Ratio Rank: 62
VGT Martin Ratio Rank: 56

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

V vs. VGT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Visa Inc. (V) and Vanguard Information Technology ETF (VGT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	V	VGT	Difference
Sharpe ratio: Return per unit of total volatility	-0.50	2.30	-2.80
Sortino ratio: Return per unit of downside risk	-0.59	2.84	-3.43
Omega ratio: Gain probability vs. loss probability	0.93	1.38	-0.46
Calmar ratio: Return relative to maximum drawdown	-0.55	3.02	-3.56
Martin ratio: Return relative to average drawdown	-1.01	9.59	-10.59
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

V vs. VGT - Sharpe Ratio Comparison

The current V Sharpe Ratio is -0.50, which is lower than the VGT Sharpe Ratio of 2.30. The chart below compares the historical Sharpe Ratios of V and VGT, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	V	VGT	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.50	2.30	-2.80
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.35	0.81	-0.47
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.64	1.01	-0.36
Sharpe Ratio (All Time) Calculated using the full available price history	0.69	0.66	+0.03

Drawdowns

V vs. VGT - Drawdown Comparison

The maximum V drawdown since its inception was -51.90%, roughly equal to the maximum VGT drawdown of -54.63%. Use the drawdown chart below to compare losses from any high point for V and VGT.

Drawdown Indicators

	V	VGT	Difference
Max Drawdown Largest peak-to-trough decline	-51.90%	-54.63%	+2.73%
Max Drawdown (1Y) Largest decline over 1 year	-20.38%	-16.40%	-3.98%
Max Drawdown (3Y) Largest decline over 3 years	-20.38%	-27.23%	+6.85%
Max Drawdown (5Y) Largest decline over 5 years	-28.60%	-35.07%	+6.47%
Max Drawdown (10Y) Largest decline over 10 years	-36.36%	-35.07%	-1.29%
Current Drawdown Current decline from peak	-12.64%	-8.34%	-4.30%
Average Drawdown Average peak-to-trough decline	-8.26%	-7.95%	-0.31%
Ulcer Index Depth and duration of drawdowns from previous peaks	11.00%	5.15%	+5.85%

Volatility

V vs. VGT - Volatility Comparison

The current volatility for Visa Inc. (V) is 5.65%, while Vanguard Information Technology ETF (VGT) has a volatility of 9.29%. This indicates that V experiences smaller price fluctuations and is considered to be less risky than VGT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	V	VGT	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.65%	9.29%	-3.64%
Volatility (6M) Calculated over the trailing 6-month period	17.47%	17.37%	+0.10%
Volatility (1Y) Calculated over the trailing 1-year period	22.27%	21.51%	+0.76%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	22.79%	25.31%	-2.52%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	24.46%	24.68%	-0.22%

Dividends

V vs. VGT - Dividend Comparison

V's dividend yield for the trailing twelve months is around 0.80%, more than VGT's 0.33% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
V Visa Inc.	0.80%	0.70%	0.68%	0.72%	0.76%	0.62%	0.56%	0.56%	0.67%	0.61%	0.75%	0.64%
VGT Vanguard Information Technology ETF	0.33%	0.40%	0.60%	0.65%	0.91%	0.64%	0.82%	1.11%	1.29%	0.99%	1.31%	1.28%

Frequently Asked Questions

Can I hold both V and VGT in my portfolio?

V and VGT have a correlation of 0.15, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, V or VGT?

VGT has higher volatility (9.29%) compared to V (5.65%). In terms of maximum drawdown, V dropped -51.90% vs VGT's -54.63%.

Which has better risk-adjusted returns?

VGT currently has the higher Sharpe Ratio (2.30 vs -0.50), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.