V vs. VOO

Last updated Jun 30, 2026

V (Visa Inc.) is a stock, while VOO (Vanguard S&P 500 ETF) is S&P 500 fund tracking the S&P 500 Index. Over the past 10 years, V returned 17.28%/yr vs 15.35%/yr for VOO. A 0.65 correlation means they provide meaningful diversification when combined.

Performance

V vs. VOO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Visa Inc. (V) and Vanguard S&P 500 ETF (VOO). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, V achieves a -2.18% return, which is significantly lower than VOO's 9.25% return. Over the past 10 years, V has outperformed VOO with an annualized return of 17.28%, while VOO has yielded a comparatively lower 15.35% annualized return.

V

• 1D: 1.61%
• 1M: 4.69%
• YTD: -2.18%
• 6M: -3.26%
• 1Y: -1.22%
• 3Y*: 13.75%
• 5Y*: 8.69%
• 10Y*: 17.28%

VOO

• 1D: 1.60%
• 1M: -1.80%
• YTD: 9.25%
• 6M: 8.31%
• 1Y: 21.91%
• 3Y*: 20.26%
• 5Y*: 13.19%
• 10Y*: 15.35%

*Multi-year figures are annualized to reflect compound growth (CAGR)

V vs. VOO - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
V Visa Inc.	-2.18%	11.76%	22.32%	26.31%	-3.40%	-0.31%	17.12%	43.33%	16.49%	47.18%
VOO Vanguard S&P 500 ETF	9.25%	17.82%	24.98%	26.32%	-18.17%	28.79%	18.32%	31.37%	-4.50%	21.77%

Correlation

The correlation between V and VOO is 0.31, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.31
Correlation (3Y) Calculated over the trailing 3-year period	0.43
Correlation (5Y) Calculated over the trailing 5-year period	0.56
Correlation (10Y) Calculated over the trailing 10-year period	0.64
Correlation (All Time) Calculated using the full available price history since Sep 9, 2010	0.65

Over the past year, the correlation between V and VOO has dropped to 0.31 - well below their long-term average of 0.65, suggesting their price drivers have been diverging.

Return for Risk

V vs. VOO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

V

V Risk / Return Rank: 39
V Sharpe Ratio Rank: 41
V Sortino Ratio Rank: 35
V Omega Ratio Rank: 35
V Calmar Ratio Rank: 42
V Martin Ratio Rank: 41

VOO

VOO Risk / Return Rank: 63
VOO Sharpe Ratio Rank: 63
VOO Sortino Ratio Rank: 60
VOO Omega Ratio Rank: 62
VOO Calmar Ratio Rank: 59
VOO Martin Ratio Rank: 70

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

V vs. VOO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Visa Inc. (V) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	V	VOO	Difference
Sharpe ratio: Return per unit of total volatility	-0.06	1.77	-1.82
Sortino ratio: Return per unit of downside risk	0.07	2.43	-2.35
Omega ratio: Gain probability vs. loss probability	1.01	1.32	-0.31
Calmar ratio: Return relative to maximum drawdown	-0.07	2.47	-2.54
Martin ratio: Return relative to average drawdown	-0.15	10.85	-11.00

V vs. VOO - Sharpe Ratio Comparison

The current V Sharpe Ratio is -0.06, which is lower than the VOO Sharpe Ratio of 1.77. The chart below compares the historical Sharpe Ratios of V and VOO, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

V vs. VOO - Drawdown Comparison

The maximum V drawdown since its inception was -51.90%, which is greater than VOO's maximum drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for V and VOO.

Drawdown Indicators

	V	VOO	Difference
Max Drawdown Largest peak-to-trough decline	-51.90%	-33.99%	-17.91%
Max Drawdown (1Y) Largest decline over 1 year	-17.18%	-8.90%	-8.28%
Max Drawdown (3Y) Largest decline over 3 years	-20.38%	-18.69%	-1.69%
Max Drawdown (5Y) Largest decline over 5 years	-28.60%	-24.52%	-4.08%
Max Drawdown (10Y) Largest decline over 10 years	-36.36%	-33.99%	-2.37%
Current Drawdown Current decline from peak	-7.76%	-2.19%	-5.57%
Average Drawdown Average peak-to-trough decline	-8.27%	-3.68%	-4.59%
Ulcer Index Depth and duration of drawdowns from previous peaks	8.09%	2.02%	+6.07%

Volatility

V vs. VOO - Volatility Comparison

Visa Inc. (V) has a higher volatility of 6.25% compared to Vanguard S&P 500 ETF (VOO) at 5.02%. This indicates that V's price experiences larger fluctuations and is considered to be riskier than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	V	VOO	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.25%	5.02%	+1.23%
Volatility (6M) Calculated over the trailing 6-month period	16.96%	9.90%	+7.06%
Volatility (1Y) Calculated over the trailing 1-year period	21.39%	12.49%	+8.90%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	22.86%	16.92%	+5.94%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	24.39%	18.00%	+6.39%

Dividends

V vs. VOO - Dividend Comparison

V's dividend yield for the trailing twelve months is around 0.76%, less than VOO's 1.33% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
V Visa Inc.	0.76%	0.70%	0.68%	0.72%	0.76%	0.62%	0.56%	0.56%	0.67%	0.61%	0.75%	0.64%
VOO Vanguard S&P 500 ETF	1.33%	1.13%	1.24%	1.46%	1.69%	1.25%	1.54%	1.88%	2.06%	1.78%	2.02%	2.10%

Frequently Asked Questions

Can I hold both V and VOO in my portfolio?

V and VOO have a correlation of 0.31, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, V or VOO?

V has higher volatility (6.25%) compared to VOO (5.02%). In terms of maximum drawdown, V dropped -51.90% vs VOO's -33.99%.

Which has better risk-adjusted returns?

VOO currently has the higher Sharpe Ratio (1.77 vs -0.06), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.