V vs. HD

Last updated Apr 10, 2026

V (Visa Inc.) is a stock, while HD (The Home Depot, Inc.) is a stock. Over the past 10 years, V returned 15.57%/yr vs 12.49%/yr for HD. At 0.44, their price movements are largely independent.

Performance

V vs. HD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Visa Inc. (V) and The Home Depot, Inc. (HD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, V achieves a -11.91% return, which is significantly lower than HD's -0.65% return. Over the past 10 years, V has outperformed HD with an annualized return of 15.57%, while HD has yielded a comparatively lower 12.49% annualized return.

V

• 1D: -0.22%
• 1M: -1.95%
• YTD: -11.91%
• 6M: -10.81%
• 1Y: -6.57%
• 3Y*: 11.68%
• 5Y*: 7.53%
• 10Y*: 15.57%

HD

• 1D: 1.02%
• 1M: -4.28%
• YTD: -0.65%
• 6M: -8.90%
• 1Y: -2.03%
• 3Y*: 7.95%
• 5Y*: 3.75%
• 10Y*: 12.49%

*Multi-year figures are annualized to reflect compound growth (CAGR)

V vs. HD - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
V Visa Inc.	-11.91%	11.76%	22.32%	26.31%	-3.40%	-0.31%	17.12%	43.33%	16.49%	47.18%
HD The Home Depot, Inc.	-0.65%	-9.33%	15.00%	12.77%	-21.98%	59.51%	24.50%	30.56%	-7.30%	44.61%

Correlation

The correlation between V and HD is 0.33, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.33
Correlation (3Y) Calculated over the trailing 3-year period	0.37
Correlation (5Y) Calculated over the trailing 5-year period	0.42
Correlation (All Time) Calculated using the full available price history since Mar 20, 2008	0.44

The correlation between V and HD shifts across timeframes, from 0.33 (1 year) to 0.44 (all time), reflecting how their relationship changes across market environments.

Fundamentals

EPS V : $15.10 HD : $14.23
PE Ratio V : 20.42 HD : 23.86
PS Ratio V : 10.26 HD : 2.05
Total Revenue (TTM) V : $41.39B HD : $164.68B
Gross Profit (TTM) V : $24.66B HD : $54.87B
EBITDA (TTM) V : $26.20B HD : $24.24B

Return for Risk

V vs. HD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

V

V Risk / Return Rank: 23
V Sharpe Ratio Rank: 19
V Sortino Ratio Rank: 16
V Omega Ratio Rank: 16
V Calmar Ratio Rank: 32
V Martin Ratio Rank: 32

HD

HD Risk / Return Rank: 28
HD Sharpe Ratio Rank: 27
HD Sortino Ratio Rank: 21
HD Omega Ratio Rank: 22
HD Calmar Ratio Rank: 34
HD Martin Ratio Rank: 35

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

V vs. HD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Visa Inc. (V) and The Home Depot, Inc. (HD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	V	HD	Difference
Sharpe ratio Return per unit of total volatility	-0.31	-0.09	-0.22
Sortino ratio Return per unit of downside risk	-0.29	0.03	-0.32
Omega ratio Gain probability vs. loss probability	0.96	1.00	-0.04
Calmar ratio Return relative to maximum drawdown	-0.03	0.08	-0.11
Martin ratio Return relative to average drawdown	-0.06	0.18	-0.24
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

V vs. HD - Sharpe Ratio Comparison

The current V Sharpe Ratio is -0.31, which is lower than the HD Sharpe Ratio of -0.09. The chart below compares the historical Sharpe Ratios of V and HD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	V	HD	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.31	-0.09	-0.22
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.34	0.16	+0.18
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.64	0.51	+0.13
Sharpe Ratio (All Time) Calculated using the full available price history	0.69	0.69	0.00

Drawdowns

V vs. HD - Drawdown Comparison

The maximum V drawdown since its inception was -51.90%, smaller than the maximum HD drawdown of -70.46%. Use the drawdown chart below to compare losses from any high point for V and HD.

Drawdown Indicators

	V	HD	Difference
Max Drawdown Largest peak-to-trough decline	-51.90%	-70.46%	+18.56%
Max Drawdown (1Y) Largest decline over 1 year	-20.38%	-23.72%	+3.34%
Max Drawdown (5Y) Largest decline over 5 years	-28.60%	-34.73%	+6.13%
Max Drawdown (10Y) Largest decline over 10 years	-36.36%	-37.99%	+1.63%
Current Drawdown Current decline from peak	-16.94%	-18.78%	+1.84%
Average Drawdown Average peak-to-trough decline	-8.21%	-20.59%	+12.38%
Ulcer Index Depth and duration of drawdowns from previous peaks	9.55%	10.60%	-1.05%

Volatility

V vs. HD - Volatility Comparison

The current volatility for Visa Inc. (V) is 6.24%, while The Home Depot, Inc. (HD) has a volatility of 9.69%. This indicates that V experiences smaller price fluctuations and is considered to be less risky than HD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	V	HD	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.24%	9.69%	-3.45%
Volatility (6M) Calculated over the trailing 6-month period	15.42%	17.98%	-2.56%
Volatility (1Y) Calculated over the trailing 1-year period	22.46%	23.53%	-1.07%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	22.47%	23.89%	-1.42%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	24.32%	24.69%	-0.37%

Dividends

V vs. HD - Dividend Comparison

V's dividend yield for the trailing twelve months is around 0.82%, less than HD's 2.72% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
V Visa Inc.	0.82%	0.70%	0.68%	0.72%	0.76%	0.62%	0.56%	0.56%	0.67%	0.61%	0.75%	0.64%
HD The Home Depot, Inc.	2.72%	2.67%	2.31%	2.41%	2.41%	1.59%	2.26%	2.49%	2.40%	1.88%	2.06%	1.78%

Financials

V vs. HD - Profitability Comparison

The chart below illustrates the profitability comparison between Visa Inc. and The Home Depot, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

V - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Visa Inc. reported a gross profit of 0.00 and revenue of 10.90B. Therefore, the gross margin over that period was 0.0%.

HD - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, The Home Depot, Inc. reported a gross profit of 12.47B and revenue of 38.20B. Therefore, the gross margin over that period was 32.6%.

V - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Visa Inc. reported an operating income of 6.74B and revenue of 10.90B, resulting in an operating margin of 61.8%.

HD - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, The Home Depot, Inc. reported an operating income of 3.85B and revenue of 38.20B, resulting in an operating margin of 10.1%.

V - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Visa Inc. reported a net income of 5.85B and revenue of 10.90B, resulting in a net margin of 53.7%.

HD - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, The Home Depot, Inc. reported a net income of 2.57B and revenue of 38.20B, resulting in a net margin of 6.7%.