USGRX vs. SPXL
Compare and contrast key facts about USAA Growth & Income Fund (USGRX) and Direxion Daily S&P 500 Bull 3X Shares (SPXL).
USGRX is managed by Victory. It was launched on Jun 1, 1993. SPXL is a passively managed fund by Direxion that tracks the performance of the S&P 500 Index (300%). It was launched on Nov 5, 2008.
Performance
USGRX vs. SPXL - Performance Comparison
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USGRX vs. SPXL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USGRX USAA Growth & Income Fund | -1.48% | 15.94% | 21.47% | 26.69% | -18.52% | 22.53% | 17.45% | 21.78% | -8.76% | 20.67% |
SPXL Direxion Daily S&P 500 Bull 3X Shares | -14.06% | 31.94% | 63.61% | 69.49% | -56.55% | 98.75% | 9.64% | 102.80% | -25.11% | 71.03% |
Returns By Period
In the year-to-date period, USGRX achieves a -1.48% return, which is significantly higher than SPXL's -14.06% return. Over the past 10 years, USGRX has underperformed SPXL with an annualized return of 12.09%, while SPXL has yielded a comparatively higher 25.61% annualized return.
USGRX
- 1D
- 2.22%
- 1M
- -4.54%
- YTD
- -1.48%
- 6M
- 0.66%
- 1Y
- 17.31%
- 3Y*
- 17.91%
- 5Y*
- 10.67%
- 10Y*
- 12.09%
SPXL
- 1D
- 2.30%
- 1M
- -13.75%
- YTD
- -14.06%
- 6M
- -11.40%
- 1Y
- 34.55%
- 3Y*
- 38.52%
- 5Y*
- 17.51%
- 10Y*
- 25.61%
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USGRX vs. SPXL - Expense Ratio Comparison
USGRX has a 0.81% expense ratio, which is lower than SPXL's 1.02% expense ratio.
Return for Risk
USGRX vs. SPXL — Risk / Return Rank
USGRX
SPXL
USGRX vs. SPXL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Growth & Income Fund (USGRX) and Direxion Daily S&P 500 Bull 3X Shares (SPXL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USGRX | SPXL | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.07 | 0.64 | +0.43 |
Sortino ratioReturn per unit of downside risk | 1.59 | 1.22 | +0.38 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.18 | +0.06 |
Calmar ratioReturn relative to maximum drawdown | 1.56 | 1.07 | +0.49 |
Martin ratioReturn relative to average drawdown | 7.61 | 4.25 | +3.36 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USGRX | SPXL | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.07 | 0.64 | +0.43 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.51 | 0.35 | +0.16 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.60 | 0.48 | +0.12 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.47 | 0.48 | -0.01 |
Correlation
The correlation between USGRX and SPXL is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
USGRX vs. SPXL - Dividend Comparison
USGRX's dividend yield for the trailing twelve months is around 8.34%, more than SPXL's 0.78% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USGRX USAA Growth & Income Fund | 8.34% | 8.06% | 20.65% | 0.93% | 12.58% | 11.97% | 0.84% | 24.69% | 11.92% | 5.12% | 1.26% | 6.45% |
SPXL Direxion Daily S&P 500 Bull 3X Shares | 0.78% | 0.69% | 0.74% | 0.98% | 0.32% | 0.11% | 0.22% | 0.84% | 1.02% | 3.88% | 0.00% | 0.00% |
Drawdowns
USGRX vs. SPXL - Drawdown Comparison
The maximum USGRX drawdown since its inception was -56.93%, smaller than the maximum SPXL drawdown of -76.86%. Use the drawdown chart below to compare losses from any high point for USGRX and SPXL.
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Drawdown Indicators
| USGRX | SPXL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -56.93% | -76.86% | +19.93% |
Max Drawdown (1Y)Largest decline over 1 year | -11.70% | -33.42% | +21.72% |
Max Drawdown (5Y)Largest decline over 5 years | -30.81% | -63.80% | +32.99% |
Max Drawdown (10Y)Largest decline over 10 years | -34.48% | -76.86% | +42.38% |
Current DrawdownCurrent decline from peak | -6.71% | -18.62% | +11.91% |
Average DrawdownAverage peak-to-trough decline | -8.75% | -15.85% | +7.10% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.40% | 8.42% | -6.02% |
Volatility
USGRX vs. SPXL - Volatility Comparison
The current volatility for USAA Growth & Income Fund (USGRX) is 4.14%, while Direxion Daily S&P 500 Bull 3X Shares (SPXL) has a volatility of 16.04%. This indicates that USGRX experiences smaller price fluctuations and is considered to be less risky than SPXL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USGRX | SPXL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.14% | 16.04% | -11.90% |
Volatility (6M)Calculated over the trailing 6-month period | 8.06% | 28.52% | -20.46% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.44% | 54.32% | -37.88% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.92% | 50.26% | -29.34% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.12% | 53.36% | -33.24% |