PB vs. RF
PB (Prosperity Bancshares, Inc.) and RF (Regions Financial Corporation) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, PB returned 7.18%/yr vs 17.63%/yr for RF. Their 0.59 correlation means they have sometimes moved together and sometimes differently.
Performance
PB vs. RF - Performance Comparison
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Returns By Period
In the year-to-date period, PB achieves a 10.25% return, which is significantly lower than RF's 16.41% return. Over the past 10 years, PB has underperformed RF with an annualized return of 7.18%, while RF has yielded a comparatively higher 17.63% annualized return.
PB
- 1D
- 0.07%
- 1M
- 5.60%
- 6M
- 10.41%
- YTD
- 10.25%
- 1Y
- 17.55%
- 3Y*
- 9.53%
- 5Y*
- 5.34%
- 10Y*
- 7.18%
- ALL TIME*
- 11.74%
RF
- 1D
- 0.32%
- 1M
- 2.21%
- 6M
- 10.69%
- YTD
- 16.41%
- 1Y
- 29.33%
- 3Y*
- 20.85%
- 5Y*
- 14.91%
- 10Y*
- 17.63%
- ALL TIME*
- 7.95%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $74.42M | $95.32M | $80.58M | |
| $297.55M | $312.28M | $316.23M |
PB vs. RF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PB Prosperity Bancshares, Inc. | 10.25% | -5.15% | 15.06% | -3.34% | 3.64% | 7.13% | -0.27% | 18.19% | -9.22% | -0.37% |
RF Regions Financial Corporation | 16.41% | 21.99% | 27.00% | -5.69% | 2.33% | 39.39% | -1.61% | 33.35% | -20.59% | 22.95% |
Correlation
The correlation between PB and RF is 0.72, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.72 |
Correlation (3Y) Balances recent behavior with more history. | 0.77 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.77 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.78 |
Correlation (All Time) Calculated using the full available price history since Nov 12, 1998 | 0.59 |
The correlation between PB and RF shifts across timeframes, from 0.59 (all time) to 0.78 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
PB:
$7.54B
RF:
$26.41B
PB:
$5.76
RF:
$2.55
PB:
12.99
RF:
12.13
PB:
4.11
RF:
2.83
PB:
0.91
RF:
1.52
PB:
$1.78B
RF:
$9.57B
PB:
$1.29B
RF:
$7.35B
PB:
$750.70M
RF:
$2.91B
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Return for Risk
PB vs. RF — Risk / Return Rank
PB
RF
PB vs. RF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Prosperity Bancshares, Inc. (PB) and Regions Financial Corporation (RF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PB | RF | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.39 | ||
| Sortino ratioReturn per unit of downside risk | -0.51 | ||
| Omega ratioGain probability vs. loss probability | 1.14 | 1.20 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | 1.10 | 1.47 | -0.38 |
| Martin ratioReturn relative to average drawdown | 2.62 | 3.51 | -0.89 |
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Drawdowns
PB vs. RF - Drawdown Comparison
The maximum PB drawdown since its inception was -47.89%, smaller than the maximum RF drawdown of -92.65%. Use the drawdown chart below to compare losses from any high point for PB and RF.
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Drawdown Indicators
| PB | RF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -47.89% | -92.65% | +44.76% |
Max Drawdown (1Y)Largest decline over 1 year | -14.92% | -18.45% | +3.53% |
Max Drawdown (3Y)Largest decline over 3 years | -24.84% | -32.35% | +7.51% |
Max Drawdown (5Y)Largest decline over 5 years | -34.37% | -40.99% | +6.62% |
Max Drawdown (10Y)Largest decline over 10 years | -42.24% | -60.73% | +18.49% |
Current DrawdownCurrent decline from peak | -6.70% | -4.48% | -2.22% |
Average DrawdownAverage peak-to-trough decline | -10.72% | -30.96% | +20.24% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.25% | 7.74% | -1.49% |
Volatility
PB vs. RF - Volatility Comparison
The current volatility for Prosperity Bancshares, Inc. (PB) is 6.43%, while Regions Financial Corporation (RF) has a volatility of 6.85%. This indicates that PB experiences smaller price fluctuations and is considered to be less risky than RF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PB | RF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.43% | 6.85% | -0.42% |
Volatility (6M)Calculated over the trailing 6-month period | 14.17% | 17.66% | -3.49% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.22% | 24.26% | -2.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 25.30% | 31.12% | -5.82% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.38% | 35.64% | -5.26% |
Dividends
PB vs. RF - Dividend Comparison
PB's dividend yield for the trailing twelve months is around 3.18%, less than RF's 3.42% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PB Prosperity Bancshares, Inc. | 3.18% | 3.39% | 3.00% | 3.26% | 2.90% | 2.75% | 2.70% | 2.35% | 2.39% | 1.97% | 1.73% | 2.33% |
RF Regions Financial Corporation | 3.42% | 5.12% | 4.17% | 4.54% | 3.43% | 2.98% | 3.85% | 3.44% | 3.44% | 1.82% | 1.78% | 2.40% |
Financials
PB vs. RF - Financials Comparison
This section allows you to compare key financial metrics between Prosperity Bancshares, Inc. and Regions Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PB vs. RF - Profitability Comparison
PB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Prosperity Bancshares, Inc. reported a gross profit of 391.06M and revenue of 520.00M. Therefore, the gross margin over that period was 75.2%.
RF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Regions Financial Corporation reported a gross profit of 1.84B and revenue of 2.38B. Therefore, the gross margin over that period was 77.3%.
PB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Prosperity Bancshares, Inc. reported an operating income of 215.08M and revenue of 520.00M, resulting in an operating margin of 41.4%.
RF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Regions Financial Corporation reported an operating income of 718.00M and revenue of 2.38B, resulting in an operating margin of 30.2%.
PB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Prosperity Bancshares, Inc. reported a net income of 168.58M and revenue of 520.00M, resulting in a net margin of 32.4%.
RF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Regions Financial Corporation reported a net income of 570.00M and revenue of 2.38B, resulting in a net margin of 24.0%.
Frequently Asked Questions
PB and RF have a correlation of 0.72, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
RF has higher volatility (6.85%) compared to PB (6.43%). In terms of maximum drawdown, PB dropped -47.89% vs RF's -92.65%.
RF currently has the higher Sharpe Ratio (1.12 vs 0.74), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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