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PB vs. CFR
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

PB vs. CFR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Prosperity Bancshares, Inc. (PB) and Cullen/Frost Bankers, Inc. (CFR). The values are adjusted to include any dividend payments, if applicable.

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PB vs. CFR - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
PB
Prosperity Bancshares, Inc.
-1.89%-5.15%15.06%-3.34%3.64%7.13%-0.27%18.19%-9.22%-0.37%
CFR
Cullen/Frost Bankers, Inc.
9.01%-2.76%27.86%-16.06%8.66%48.17%-7.58%14.60%-4.84%9.93%

Fundamentals

Market Cap

PB:

$6.32B

CFR:

$8.72B

EPS

PB:

$5.73

CFR:

$10.13

PE Ratio

PB:

11.73

CFR:

13.53

PS Ratio

PB:

4.96

CFR:

3.19

Total Revenue (TTM)

PB:

$1.29B

CFR:

$2.75B

Gross Profit (TTM)

PB:

$908.12M

CFR:

$2.19B

EBITDA (TTM)

PB:

$664.97M

CFR:

$837.67M

Returns By Period

In the year-to-date period, PB achieves a -1.89% return, which is significantly lower than CFR's 9.01% return. Over the past 10 years, PB has underperformed CFR with an annualized return of 6.81%, while CFR has yielded a comparatively higher 12.92% annualized return.


PB

1D
2.33%
1M
-3.65%
YTD
-1.89%
6M
3.04%
1Y
-2.57%
3Y*
6.62%
5Y*
0.78%
10Y*
6.81%

CFR

1D
1.30%
1M
-0.82%
YTD
9.01%
6M
9.77%
1Y
12.88%
3Y*
12.78%
5Y*
7.59%
10Y*
12.92%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

PB vs. CFR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PB
PB Risk / Return Rank: 3636
Overall Rank
PB Sharpe Ratio Rank: 3737
Sharpe Ratio Rank
PB Sortino Ratio Rank: 3131
Sortino Ratio Rank
PB Omega Ratio Rank: 3131
Omega Ratio Rank
PB Calmar Ratio Rank: 3939
Calmar Ratio Rank
PB Martin Ratio Rank: 3939
Martin Ratio Rank

CFR
CFR Risk / Return Rank: 5757
Overall Rank
CFR Sharpe Ratio Rank: 5959
Sharpe Ratio Rank
CFR Sortino Ratio Rank: 5151
Sortino Ratio Rank
CFR Omega Ratio Rank: 5353
Omega Ratio Rank
CFR Calmar Ratio Rank: 6161
Calmar Ratio Rank
CFR Martin Ratio Rank: 6161
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PB vs. CFR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Prosperity Bancshares, Inc. (PB) and Cullen/Frost Bankers, Inc. (CFR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


PBCFRDifference

Sharpe ratio

Return per unit of total volatility

-0.10

0.47

-0.57

Sortino ratio

Return per unit of downside risk

0.04

0.81

-0.77

Omega ratio

Gain probability vs. loss probability

1.01

1.11

-0.11

Calmar ratio

Return relative to maximum drawdown

-0.09

0.88

-0.96

Martin ratio

Return relative to average drawdown

-0.17

1.93

-2.10

PB vs. CFR - Sharpe Ratio Comparison

The current PB Sharpe Ratio is -0.10, which is lower than the CFR Sharpe Ratio of 0.47. The chart below compares the historical Sharpe Ratios of PB and CFR, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


PBCFRDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

-0.10

0.47

-0.57

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.03

0.25

-0.22

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.22

0.39

-0.17

Sharpe Ratio (All Time)

Calculated using the full available price history

0.36

0.47

-0.11

Correlation

The correlation between PB and CFR is 0.65, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Dividends

PB vs. CFR - Dividend Comparison

PB's dividend yield for the trailing twelve months is around 3.51%, more than CFR's 2.92% yield.


TTM20252024202320222021202020192018201720162015
PB
Prosperity Bancshares, Inc.
3.51%3.39%3.00%3.26%2.90%2.75%2.70%2.35%2.39%1.97%1.73%2.33%
CFR
Cullen/Frost Bankers, Inc.
2.92%3.12%2.79%3.30%2.42%2.33%3.27%2.86%2.93%2.38%2.44%3.50%

Drawdowns

PB vs. CFR - Drawdown Comparison

The maximum PB drawdown since its inception was -47.89%, smaller than the maximum CFR drawdown of -56.86%. Use the drawdown chart below to compare losses from any high point for PB and CFR.


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Drawdown Indicators


PBCFRDifference

Max Drawdown

Largest peak-to-trough decline

-47.89%

-56.86%

+8.97%

Max Drawdown (1Y)

Largest decline over 1 year

-16.45%

-15.20%

-1.25%

Max Drawdown (5Y)

Largest decline over 5 years

-34.37%

-45.62%

+11.25%

Max Drawdown (10Y)

Largest decline over 10 years

-42.24%

-56.86%

+14.62%

Current Drawdown

Current decline from peak

-16.98%

-6.16%

-10.82%

Average Drawdown

Average peak-to-trough decline

-10.70%

-11.86%

+1.16%

Ulcer Index

Depth and duration of drawdowns from previous peaks

8.23%

7.02%

+1.21%

Volatility

PB vs. CFR - Volatility Comparison

Prosperity Bancshares, Inc. (PB) has a higher volatility of 4.99% compared to Cullen/Frost Bankers, Inc. (CFR) at 4.62%. This indicates that PB's price experiences larger fluctuations and is considered to be riskier than CFR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


PBCFRDifference

Volatility (1M)

Calculated over the trailing 1-month period

4.99%

4.62%

+0.37%

Volatility (6M)

Calculated over the trailing 6-month period

18.43%

15.83%

+2.60%

Volatility (1Y)

Calculated over the trailing 1-year period

25.75%

27.45%

-1.70%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

25.79%

30.38%

-4.59%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

30.98%

33.45%

-2.47%

Financials

PB vs. CFR - Financials Comparison

This section allows you to compare key financial metrics between Prosperity Bancshares, Inc. and Cullen/Frost Bankers, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.00200.00M400.00M600.00M800.00MAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober0
580.87M
(PB) Total Revenue
(CFR) Total Revenue
Values in USD except per share items