TTRIX vs. QQQ
Compare and contrast key facts about TIAA-CREF Lifecycle 2055 Fund (TTRIX) and Invesco QQQ ETF (QQQ).
TTRIX is managed by TIAA Investments. It was launched on Apr 28, 2011. QQQ is a passively managed fund by Invesco that tracks the performance of the NASDAQ-100 Index. It was launched on Mar 10, 1999.
Performance
TTRIX vs. QQQ - Performance Comparison
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TTRIX vs. QQQ - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TTRIX TIAA-CREF Lifecycle 2055 Fund | -2.70% | 18.93% | 14.46% | 20.24% | -17.79% | 16.55% | 17.51% | 26.37% | -9.93% | 20.90% |
QQQ Invesco QQQ ETF | -4.76% | 20.77% | 25.58% | 54.86% | -32.58% | 27.42% | 48.62% | 38.96% | -0.13% | 32.66% |
Returns By Period
In the year-to-date period, TTRIX achieves a -2.70% return, which is significantly higher than QQQ's -4.76% return. Over the past 10 years, TTRIX has underperformed QQQ with an annualized return of 10.35%, while QQQ has yielded a comparatively higher 18.99% annualized return.
TTRIX
- 1D
- 2.79%
- 1M
- -5.78%
- YTD
- -2.70%
- 6M
- -0.16%
- 1Y
- 17.42%
- 3Y*
- 14.47%
- 5Y*
- 7.49%
- 10Y*
- 10.35%
QQQ
- 1D
- 1.24%
- 1M
- -3.79%
- YTD
- -4.76%
- 6M
- -2.89%
- 1Y
- 24.21%
- 3Y*
- 22.83%
- 5Y*
- 13.16%
- 10Y*
- 18.99%
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TTRIX vs. QQQ - Expense Ratio Comparison
TTRIX has a 0.22% expense ratio, which is higher than QQQ's 0.18% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
TTRIX vs. QQQ — Risk / Return Rank
TTRIX
QQQ
TTRIX vs. QQQ - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2055 Fund (TTRIX) and Invesco QQQ ETF (QQQ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TTRIX | QQQ | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.14 | 1.07 | +0.07 |
Sortino ratioReturn per unit of downside risk | 1.67 | 1.66 | +0.01 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.24 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.49 | 2.00 | -0.50 |
Martin ratioReturn relative to average drawdown | 6.48 | 7.32 | -0.84 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TTRIX | QQQ | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.14 | 1.07 | +0.07 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.51 | 0.59 | -0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.64 | 0.86 | -0.21 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.57 | 0.38 | +0.19 |
Correlation
The correlation between TTRIX and QQQ is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TTRIX vs. QQQ - Dividend Comparison
TTRIX's dividend yield for the trailing twelve months is around 6.70%, more than QQQ's 0.48% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TTRIX TIAA-CREF Lifecycle 2055 Fund | 6.70% | 6.52% | 3.91% | 1.88% | 8.28% | 10.18% | 5.68% | 5.23% | 4.77% | 0.79% | 3.41% | 3.02% |
QQQ Invesco QQQ ETF | 0.48% | 0.45% | 0.56% | 0.62% | 0.80% | 0.43% | 0.55% | 0.74% | 0.91% | 0.84% | 1.06% | 0.99% |
Drawdowns
TTRIX vs. QQQ - Drawdown Comparison
The maximum TTRIX drawdown since its inception was -32.75%, smaller than the maximum QQQ drawdown of -82.97%. Use the drawdown chart below to compare losses from any high point for TTRIX and QQQ.
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Drawdown Indicators
| TTRIX | QQQ | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.75% | -82.97% | +50.22% |
Max Drawdown (1Y)Largest decline over 1 year | -10.75% | -12.62% | +1.87% |
Max Drawdown (5Y)Largest decline over 5 years | -25.87% | -35.12% | +9.25% |
Max Drawdown (10Y)Largest decline over 10 years | -32.75% | -35.12% | +2.37% |
Current DrawdownCurrent decline from peak | -6.90% | -7.86% | +0.96% |
Average DrawdownAverage peak-to-trough decline | -4.85% | -32.99% | +28.14% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.48% | 3.44% | -0.96% |
Volatility
TTRIX vs. QQQ - Volatility Comparison
The current volatility for TIAA-CREF Lifecycle 2055 Fund (TTRIX) is 5.82%, while Invesco QQQ ETF (QQQ) has a volatility of 6.61%. This indicates that TTRIX experiences smaller price fluctuations and is considered to be less risky than QQQ based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TTRIX | QQQ | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.82% | 6.61% | -0.79% |
Volatility (6M)Calculated over the trailing 6-month period | 9.39% | 12.82% | -3.43% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.77% | 22.70% | -6.93% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.83% | 22.38% | -7.55% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.16% | 22.25% | -6.09% |