TTRIX vs. VOO
Compare and contrast key facts about TIAA-CREF Lifecycle 2055 Fund (TTRIX) and Vanguard S&P 500 ETF (VOO).
TTRIX is managed by TIAA Investments. It was launched on Apr 28, 2011. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Performance
TTRIX vs. VOO - Performance Comparison
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TTRIX vs. VOO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TTRIX TIAA-CREF Lifecycle 2055 Fund | -5.34% | 18.93% | 14.46% | 20.24% | -17.79% | 16.55% | 17.51% | 26.37% | -9.93% | 20.90% |
VOO Vanguard S&P 500 ETF | -4.42% | 17.82% | 24.98% | 26.32% | -18.17% | 28.79% | 18.32% | 31.37% | -4.50% | 21.77% |
Returns By Period
In the year-to-date period, TTRIX achieves a -5.34% return, which is significantly lower than VOO's -4.42% return. Over the past 10 years, TTRIX has underperformed VOO with an annualized return of 10.05%, while VOO has yielded a comparatively higher 14.05% annualized return.
TTRIX
- 1D
- -0.33%
- 1M
- -8.84%
- YTD
- -5.34%
- 6M
- -2.59%
- 1Y
- 14.64%
- 3Y*
- 13.43%
- 5Y*
- 7.17%
- 10Y*
- 10.05%
VOO
- 1D
- 2.86%
- 1M
- -5.01%
- YTD
- -4.42%
- 6M
- -1.84%
- 1Y
- 17.67%
- 3Y*
- 18.27%
- 5Y*
- 11.75%
- 10Y*
- 14.05%
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TTRIX vs. VOO - Expense Ratio Comparison
TTRIX has a 0.22% expense ratio, which is higher than VOO's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
TTRIX vs. VOO — Risk / Return Rank
TTRIX
VOO
TTRIX vs. VOO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2055 Fund (TTRIX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TTRIX | VOO | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.96 | 0.98 | -0.03 |
Sortino ratioReturn per unit of downside risk | 1.41 | 1.50 | -0.09 |
Omega ratioGain probability vs. loss probability | 1.21 | 1.23 | -0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.12 | 1.53 | -0.41 |
Martin ratioReturn relative to average drawdown | 5.01 | 7.29 | -2.28 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TTRIX | VOO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.96 | 0.98 | -0.03 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | 0.70 | -0.21 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.63 | 0.78 | -0.16 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.56 | 0.83 | -0.27 |
Correlation
The correlation between TTRIX and VOO is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TTRIX vs. VOO - Dividend Comparison
TTRIX's dividend yield for the trailing twelve months is around 6.88%, more than VOO's 1.19% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TTRIX TIAA-CREF Lifecycle 2055 Fund | 6.88% | 6.52% | 3.91% | 1.88% | 8.28% | 10.18% | 5.68% | 5.23% | 4.77% | 0.79% | 3.41% | 3.02% |
VOO Vanguard S&P 500 ETF | 1.19% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
Drawdowns
TTRIX vs. VOO - Drawdown Comparison
The maximum TTRIX drawdown since its inception was -32.75%, roughly equal to the maximum VOO drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for TTRIX and VOO.
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Drawdown Indicators
| TTRIX | VOO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.75% | -33.99% | +1.24% |
Max Drawdown (1Y)Largest decline over 1 year | -10.75% | -11.98% | +1.23% |
Max Drawdown (5Y)Largest decline over 5 years | -25.87% | -24.52% | -1.35% |
Max Drawdown (10Y)Largest decline over 10 years | -32.75% | -33.99% | +1.24% |
Current DrawdownCurrent decline from peak | -9.43% | -6.29% | -3.14% |
Average DrawdownAverage peak-to-trough decline | -4.85% | -3.72% | -1.13% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.53% | 2.52% | +0.01% |
Volatility
TTRIX vs. VOO - Volatility Comparison
The current volatility for TIAA-CREF Lifecycle 2055 Fund (TTRIX) is 4.87%, while Vanguard S&P 500 ETF (VOO) has a volatility of 5.29%. This indicates that TTRIX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TTRIX | VOO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.87% | 5.29% | -0.42% |
Volatility (6M)Calculated over the trailing 6-month period | 8.98% | 9.44% | -0.46% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.56% | 18.10% | -2.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.77% | 16.82% | -2.05% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.14% | 17.99% | -1.85% |