TTRIX vs. VSMPX
Compare and contrast key facts about TIAA-CREF Lifecycle 2055 Fund (TTRIX) and Vanguard Total Stock Market Index Fund Institutional Plus Shares (VSMPX).
TTRIX is managed by TIAA Investments. It was launched on Apr 28, 2011. VSMPX is managed by Vanguard. It was launched on Apr 28, 2015.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TTRIX or VSMPX.
Key characteristics
| TTRIX | VSMPX | |
|---|---|---|
| YTD Return | 13.34% | 17.70% |
| 1Y Return | 21.62% | 27.66% |
| 3Y Return (Ann) | 4.64% | 8.24% |
| 5Y Return (Ann) | 10.58% | 14.53% |
| Sharpe Ratio | 1.71 | 2.10 |
| Daily Std Dev | 12.49% | 13.05% |
| Max Drawdown | -32.75% | -34.97% |
| Current Drawdown | -1.06% | -0.64% |
Correlation
The correlation between TTRIX and VSMPX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
TTRIX vs. VSMPX - Performance Comparison
In the year-to-date period, TTRIX achieves a 13.34% return, which is significantly lower than VSMPX's 17.70% return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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TTRIX vs. VSMPX - Expense Ratio Comparison
TTRIX has a 0.22% expense ratio, which is higher than VSMPX's 0.02% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
TTRIX vs. VSMPX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2055 Fund (TTRIX) and Vanguard Total Stock Market Index Fund Institutional Plus Shares (VSMPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
TTRIX vs. VSMPX - Dividend Comparison
TTRIX's dividend yield for the trailing twelve months is around 1.66%, more than VSMPX's 1.32% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TTRIX TIAA-CREF Lifecycle 2055 Fund | 1.66% | 1.88% | 8.28% | 10.18% | 5.68% | 5.23% | 4.77% | 3.53% | 3.41% | 4.93% | 4.60% | 4.04% |
VSMPX Vanguard Total Stock Market Index Fund Institutional Plus Shares | 1.32% | 1.44% | 1.67% | 1.22% | 1.43% | 1.78% | 2.05% | 1.73% | 1.95% | 1.52% | 0.00% | 0.00% |
Drawdowns
TTRIX vs. VSMPX - Drawdown Comparison
The maximum TTRIX drawdown since its inception was -32.75%, smaller than the maximum VSMPX drawdown of -34.97%. Use the drawdown chart below to compare losses from any high point for TTRIX and VSMPX. For additional features, visit the drawdowns tool.
Volatility
TTRIX vs. VSMPX - Volatility Comparison
The current volatility for TIAA-CREF Lifecycle 2055 Fund (TTRIX) is 3.66%, while Vanguard Total Stock Market Index Fund Institutional Plus Shares (VSMPX) has a volatility of 4.08%. This indicates that TTRIX experiences smaller price fluctuations and is considered to be less risky than VSMPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.